Welfare broker

INSURANCE APPLICATION GROUP

Mailing address (most recent filing)

PO BOX 254

GREENEVILLE, SC 29616

Total comp: $156K
Commissions: $51K
Fees: $105K
Filings: 8
Sponsors: 8

Carrier mix

Where INSURANCE APPLICATION GROUP places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

LIFE INSURANCE COMPANY OF NORTH AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
LIFE INSURANCE COMPANY OF NORTH AMERICA	2	$514K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
UT	1	$345K	0.1%	64.59x
NC	1	$169K	0.0%	23.66x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of INSURANCE APPLICATION GROUP's plans by broker comp / premium ratio. Median 33.14% vs welfare-wide median 6.40% (n=2).

Prospect-flag exposure · vs market baseline

Share of INSURANCE APPLICATION GROUP's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where INSURANCE APPLICATION GROUP is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
NEXEO STAFFING, LLC ESSENTIAL STAFFCARE FIXED INDEMNITY PLAN	UT	$345K	$108K	BCS INSURANCE COMPANY
AREVO MANAGEMENT GROUP, INC. WORKFORCE UNLIMITED, LLC ESSENTIAL STAFFCARE	NC	$169K	$59K	BCS INSURANCE COMPANY

Carrier

Plans

Premium

LIFE INSURANCE COMPANY OF NORTH AMERICA

$514K

100.0%

State

Plans

Premium

State share

Index

$345K

0.1%

64.59x

$169K

0.0%

23.66x

Sponsor

Loc

Premium

Comp

Carrier

NEXEO STAFFING, LLC

ESSENTIAL STAFFCARE FIXED INDEMNITY PLAN

$345K

$108K

BCS INSURANCE COMPANY

AREVO MANAGEMENT GROUP, INC.

WORKFORCE UNLIMITED, LLC ESSENTIAL STAFFCARE

$169K

$59K

BCS INSURANCE COMPANY