| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IXL EMPLOYEE BENEFITS3 | 12547 S STARLITE HILL LN HERRIMAN, UT 84096 | REGENCE BLUECROSS BLUESHIELD OF UTAH | $97K | $6K | $102K | 2.88% |
| RYAN MCDERMOTT3 | 12547 S STARLITE HILL LN HERRIMAN, UT 840964871 | KAISER FOUNDATION HEALTH PLAN, INC. | $73K | — | $73K | 2.50% |
| IXL EMPLOYEE BENEFITS3 | 12547 S STARLITE HILL LN HERRIMAN, UT 840964871 | PRINCIPAL LIFE INSURANCE COMPANY | $13K | $4K | $17K | 3.89% |
| IXL EMPLOYEE BENEFITS3 Filed as: IXL EMPLOYEE BENEFITS, LLC | 12547 S STARLITE HILL LANE HERRIMAN, UT 84096 | USABLE LIFE | $7K | — | $7K | 9.92% |
| IXL EMPLOYEE BENEFITS3 Filed as: IXL EMPLOYEE BENEFITS, LLC | 12547 S STARLITE HILL LANE HERRIMAN, UT 84096 | USABLE LIFE | $4K | — | $4K | 5.72% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,215 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,217 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | REGENCE BLUECROSS BLUESHIELD OF UTAH | 560 | $6.5M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 976 | $425K |
| Vision(2 contracts, 2 carriers) | REGENCE BLUECROSS BLUESHIELD OF UTAH | 976 | $4.0M |
| Life insurance(2 contracts) | USABLE LIFE | 1,121 | $135K |
| Other | USABLE LIFE | 1,121 | $66K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,121 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.