| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CAMILLE L OHRI3 | 6108 T AVE KEARNEY, NE 68847 | AFLAC | $3K | $22 | $3K | 6.57% |
| LINDA C MOORE LEGGETTE3 | 302 N COLLEGE ST ULYSSES, KS 67880 | AFLAC | $756 | — | $756 | 1.55% |
| AGUILAR BENEFITS GROUP LLC3 | 1706 N TAYLOR AVE GRAND ISLAND, NE 68803 | AFLAC | $644 | $5 | $649 | 1.33% |
| SVEHLA & ASSOCIATES INC3 | 1440 WESTFORK DR RAYMOND, NE 68428 | AFLAC | $253 | — | $253 | 0.52% |
| MARJORIE A ZISKA3 | 524 E DONEGAL ST O NEILL, NE 68763 | AFLAC | $226 | — | $226 | 0.46% |
| BRIAN M LEITZEL3 | 7920 W KELLOGG DR STE 102 WICHITA, KS 67209 | AFLAC | $211 | — | $211 | 0.43% |
| CHARLES L PRICE3 | 915 E DONEGAL ST O NEILL, NE 68763 | AFLAC | $179 | — | $179 | 0.37% |
| JAMES A BELLOWS3 | 205 S LINCOLN AVE STE 203 YORK, NE 68467 | AFLAC | $171 | — | $171 | 0.35% |
| ANNA KNIGHT3 Filed as: ANNA K KNIGHT | 530 N MONTANA AVE BOZEMAN, MT 59715 | AFLAC | $169 | — | $169 | 0.35% |
| TONI L HARMS3 | 5925 E STATE HIGHWAY 41 ADAMS, NE 68301 | AFLAC | $117 | — | $117 | 0.24% |
| DB INSURANCE INC3 Filed as: DB BENEFITS INC | 1301 E PHILIP AVE NORTH PLATTE, NE 69101 | AFLAC | $105 | $5 | $110 | 0.23% |
| KRINGS ENTERPRISES INC3 | 1330 PRAIRIE RIDGE DR POLK CITY, IA 50226 | AFLAC | $95 | — | $95 | 0.19% |
| SHAWN D SYVERSON3 | 1283 N 14TH AVE STE 103 BOZEMAN, MT 59715 | AFLAC | $79 | — | $79 | 0.16% |
| FUHRMAN INSURANCE INC3 | 3145 LA PAZ DR BILLINGS, MT 59101 | AFLAC | $67 | — | $67 | 0.14% |
| CARLA A MCENTIRE3 | 81 8TH ST STE 12 BELGRADE, MT 59714 | AFLAC | $65 | — | $65 | 0.13% |
| JILL K DAVIS3 | 45620 DRIVE 796 ANSLEY, NE 68814 | AFLAC | $65 | — | $65 | 0.13% |
| KRISTAL HEBERT3 | PO BOX 283 BELGRADE, MT 59714 | AFLAC | $55 | — | $55 | 0.11% |
| THOMAS EDWARD SHEFFIELD3 | PO BOX 151 MC COOL JUNCTION, NE 68401 | AFLAC | $50 | — | $50 | 0.10% |
| SHEENA FERRIS3 | 43650 US HIGHWAY 20 AINSWORTH, NE 69210 | AFLAC | $50 | — | $50 | 0.10% |
| ELIZABETH A HAROLD3 | 308 N 11TH ST SAINT EDWARD, NE 68660 | AFLAC | $49 | — | $49 | 0.10% |
| BRENT L GOODE3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $42 | — | $42 | 0.09% |
| GARY WAYNE WILLINGHAM3 | 6033 STRAFFORD OAKS DR SEBRING, FL 33875 | AFLAC | $38 | — | $38 | 0.08% |
| JEANNE R BUFFINGTON3 | 539 TWILIGHT DR NEWSCASTLE, WY 82701 | AFLAC | $38 | — | $38 | 0.08% |
| JOEL J LARSEN3 | 813 GOLDEN WEST DR BELGRADE, MT 59714 | AFLAC | $37 | — | $37 | 0.08% |
| KEVIN B VINING3 | 47269 255TH ST RENNER, SD 57055 | AFLAC | $32 | — | $32 | 0.07% |
| DAVID JOHN BECK3 | 19007 BOYD ST ELKHORN, NE 68022 | AFLAC | $31 | — | $31 | 0.06% |
| FLIKKEMA INSURANCE INC3 | 7175 CHURCHILL RD MANHATTAN, MT 59741 | AFLAC | $27 | — | $27 | 0.06% |
| EXSEPTIONAL SERVICES INC3 Filed as: EXSEPTIONAL SERCIVES INC | 158 PRINTERS LN NEW LONDON, NC 28127 | AFLAC | $18 | — | $18 | 0.04% |
| SHYLA R SYVERSON3 | 1283 N 14TH AVE STE 103 BOZEMAN, MT 59715 | AFLAC | $17 | — | $17 | 0.03% |
| KIMBERLY DIAN CROCKETT3 | 505 LEE ROAD 214 PHOENIX CITY, AL 36870 | AFLAC | $15 | — | $15 | 0.03% |
| BRAD J SCHUMACHER3 | 2804 COUNTRY LN HAYS, KS 67601 | AFLAC | $13 | — | $13 | 0.03% |
| MICHAEL COPPESS3 | 108 N 49TH ST STE 207 OMAHA, NE 68132 | AFLAC | $12 | — | $12 | 0.02% |
| WHITNEY C WITT3 | 3937 DOVER CT GRAND ISLAND, NE 68803 | AFLAC | $10 | — | $10 | 0.02% |
| JOSEPH L LEDOUX3 | 2411 CARTER AVE NASHVILLE, TN 37206 | AFLAC | $10 | — | $10 | 0.02% |
| LEIGH ANNE SEEMAN3 | PO BOX 418 LARNED, KS 67550 | AFLAC | $8 | — | $8 | 0.02% |
| DAN STECKLEIN3 | 2011 CENTRAL AVE LOWER LEVEL SOUTH DODGE CITY, KS 67801 | AFLAC | $8 | — | $8 | 0.02% |
| CYNTHIA D WELKEN-PLACE3 | 14710 W DODGE RD STE 200 OMAHA, NE 68154 | AFLAC | $8 | — | $8 | 0.02% |
| RYAN F PRICE3 | 526 E CAPITOL AVE APT F JEFFERSON CITY, MO 65101 | AFLAC | $8 | — | $8 | 0.02% |
| TREVOR G NORENBERG3 | 4552 LAHINCH ST RAPID CITY, SD 57702 | AFLAC | $7 | — | $7 | 0.01% |
| SEFORA BILLUPS3 | 1553 STATE HIGHWAY Y FORSYTH, MO 65653 | AFLAC | $7 | — | $7 | 0.01% |
| KENNETH R THOMASON3 | 4610 N 134TH AVE OMAHA, NE 68164 | AFLAC | $7 | — | $7 | 0.01% |
| DARRYL T CURTIS3 | 4 HAWLEY PL WILLINGBORO, NJ 08046 | AFLAC | $6 | — | $6 | 0.01% |
| MICHELLE BROSKEY3 | 9 BELLWOOD DR FEASTERVILLE TREVOSE, PA 19053 | AFLAC | $6 | — | $6 | 0.01% |
| SUZANNE DICIOCCIO3 | 933 WILLOW ST BURLINGTON, NJ 08016 | AFLAC | $6 | — | $6 | 0.01% |
| DANIEL J MCMECHAN3 | 2244 COUNTRY CLUB RD GRENADA, MS 38901 | AFLAC | $6 | — | $6 | 0.01% |
| LISA M HALL3 | 686 W MOGUL LOOP APT 102 HAYDEN, ID 83835 | AFLAC | $6 | — | $6 | 0.01% |
| JAMES R HILL JR3 | PO BOX 13272 GREESNBORO, NC 27415 | AFLAC | $6 | — | $6 | 0.01% |
| LINDSAY R DOROVOLNEY AVILA3 | 247 S PLUM ST GRAND ISLAND, NE 68801 | AFLAC | $6 | — | $6 | 0.01% |
| TAMARA E RUSH3 | 11250 MASON RD APT 14107 CYPRESS, TX 77433 | AFLAC | $5 | — | $5 | 0.01% |
| ANDREW J JUNIKIEWICZ JR3 | 22 BROOK HOLLOW DR SINKING SPRING, PA 19608 | AFLAC | $4 | — | $4 | 0.01% |
| MICHAEL S CEJKA3 | 2854 BROMMOND DR LINCOLN, NE 68516 | AFLAC | $4 | — | $4 | 0.01% |
| DAN E MCNABB3 | 519 W OAK ST APT 104 OBERLIN, KS 67749 | AFLAC | $4 | — | $4 | 0.01% |
| JEFFREY HIMMELRICK3 | 2215 W A ST NORTH PLATTE, NE 69101 | AFLAC | $3 | — | $3 | 0.01% |
| NATHAN L HARRISON3 | 8303 N 61ST PL PARADISE VALLEY, AZ 85253 | AFLAC | $3 | — | $3 | 0.01% |
| FRANCES OSTERMEIER3 Filed as: FRANCES A OSTERMEIER | 215 COLETON DR COPPERAS COVE, TX 76522 | AFLAC | $3 | — | $3 | 0.01% |
| MATTHEW T O'HANLON3 Filed as: MATTHEW T O HANLON | 101 W ELM ST STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $3 | — | $3 | 0.01% |
| CRAIG MICHELSEN3 | 426 TOPAZ DR SANTAQUIN, UT 84655 | AFLAC | $2 | — | $2 | 0.00% |
| DAWN R SHERLOCK3 | 2804 NORTHWEST AVE GRAND ISLAND, NE 68803 | AFLAC | $2 | — | $2 | 0.00% |
| WILLINGHAM INC3 | 35354 MISSION BELLEVIEW RD LOUISBURG, KS 66053 | AFLAC | $2 | — | $2 | 0.00% |
| JOHN A BACON3 | 30837 SPRING VALLEY RD PAOLA, KS 66071 | AFLAC | $1 | — | $1 | 0.00% |
| KENNETH D MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES A PORTER3 | 223 STILLWATER CREEK DR BOZEMAN, MT 59718 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 92 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 92 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | AFLAC | 92 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 92 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.