| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CAMILLE L OHRI Filed as: CAMILLE OHRI | 6108 T AVENUE KEARNEY, NE 68847 | AFLAC | $5K | $104 | $5K | 9.08% |
| AGUILAR BENEFITS GROUP LLC | 1706 N TAYLOR AVE GRAND ISLAND, NE 68803 | AFLAC | $681 | $10 | $691 | 1.36% |
| DB INSURANCE INC Filed as: DB BENEFITS INC. | 1620 E 4TH ST STE 114A NORTH PLATTE, NE 69101 | AFLAC | $456 | $10 | $466 | 0.92% |
| ANNA KNIGHT | 530 N MONTANA AVE BOZEMAN, MT 59715 | AFLAC | $302 | $99 | $401 | 0.79% |
| LINDA C MOORE LEGGETTE Filed as: LINDA MOORE LEGETTE | 302 N COLLEGE ST ULYSSES, KS 67880 | AFLAC | $296 | $28 | $324 | 0.64% |
| MARJORIE A ZISKA Filed as: MARJORIE ZISKA | 524 E DONEGAL ST O NEILL, NE 68763 | AFLAC | $237 | $0 | $237 | 0.47% |
| JAMES A BELLOWS Filed as: JAMES BELLOWS | PO BOX 549 YORK, NE 68467 | AFLAC | $211 | $0 | $211 | 0.42% |
| CHARLES L PRICE Filed as: CHARLES PRICE | 915 E DONEGAL ST O NEILL, NE 68763 | AFLAC | $192 | $0 | $192 | 0.38% |
| TONI L HARMS Filed as: TONI HARMS | 5925 E STATE HWY 41 ADAMS, NE 68301 | AFLAC | $158 | — | $158 | 0.31% |
| SHAWN D SYVERSON Filed as: SHAWN SYVERSON | 1283 N 14TH AVE STE 103 BOZEMAN, MT 59715 | AFLAC | $117 | $20 | $137 | 0.27% |
| SHEENA FERRIS | 43650 US HIGHWAY 20 AINSWORTH, NE 69210 | AFLAC | $114 | $10 | $124 | 0.24% |
| CARLA A MCENTIRE Filed as: CARLA MCENTIRE | 81 8TH ST STE 12 BELGRADE, MT 59714 | AFLAC | $87 | $20 | $107 | 0.21% |
| KRINGS ENTERPRISES INC | 1330 PRAIRIE RIDGE RD POLK CITY, IA 50226 | AFLAC | $93 | — | $93 | 0.18% |
| JILL K DAVIS Filed as: JILL DAVIS | 45620 DRIVE 796 ANSLEY, NE 68814 | AFLAC | $86 | — | $86 | 0.17% |
| FUHRMAN INSURANCE INC Filed as: FUHRMAN INSURANCE INC. | 3145 LA PAZ DR BILLINGS, MT 59101 | AFLAC | $58 | — | $58 | 0.11% |
| KRISTAL HEBERT | PO BOX 283 BELGRADE, MT 59714 | AFLAC | $51 | — | $51 | 0.10% |
| THOMAS EDWARD SHEFFIELD Filed as: THOMAS SHEFFIELD | PO BOX 151 MCCOOL JUNCTION, NE 68401 | AFLAC | $50 | — | $50 | 0.10% |
| LEIGH ANNE SEEMAN | PO BOX 418 LARNEY, KS 67550 | AFLAC | $41 | $6 | $47 | 0.09% |
| JEANNE R BUFFINGTON Filed as: JEANNE BUFFINGTON | 24944 N US HIGHWAY 85 NEWCASTLE, WY 82701 | AFLAC | $45 | — | $45 | 0.09% |
| KEVIN B VINING Filed as: KEVIN VINING | 24747 HIDDEN VALLEY RD HERMOSA, SD 57744 | AFLAC | $44 | — | $44 | 0.09% |
| ELIZABETH A HAROLD Filed as: ELIZABETH HAROLD | 308 N 11TH ST SAINT EDWARD, NE 68660 | AFLAC | $44 | — | $44 | 0.09% |
| BRENT GOODE | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $42 | — | $42 | 0.08% |
| GARY WILLINGHAM | 6033 STRAFFORD OAKS DR SEBRING, FL 33875 | AFLAC | $40 | — | $40 | 0.08% |
| DAWN SHERLOCK & ASSOCIATES INC Filed as: DAWN SHERLOCK | 7868 GERALD AVE LINCOLN, NE 68516 | AFLAC | $39 | — | $39 | 0.08% |
| JOEL J LARSEN Filed as: JOEL LARSEN | 813 GOLDEN WEST DR BELGRADE, MT 59714 | AFLAC | $32 | — | $32 | 0.06% |
| DAVID BECK | 19007 BOYD ST ELKHORN, NE 68022 | AFLAC | $29 | — | $29 | 0.06% |
| FLIKKEMA INSURANCE INC Filed as: FLIKKEMA INSURANCE INC. | 7175 CHURCHILL RD MANHATTAN, MT 59741 | AFLAC | $24 | — | $24 | 0.05% |
| CRAIG FIDLER | 610 E 46TH ST KEARNEY, NE 68847 | AFLAC | $24 | — | $24 | 0.05% |
| BRAD SCHUMACHER | 2804 COUNTRY LN HAYS, KS 67601 | AFLAC | $20 | — | $20 | 0.04% |
| DENNIS JAMES FOSTER Filed as: DENNIS FOSTER | PO BOX 1058 MEADE, KS 67864 | AFLAC | $16 | — | $16 | 0.03% |
| KIMBERLY DIAN CROCKETT Filed as: KIMBERLY CROCKETT | 505 LEE ROAD 214 PHENIX CITY, AL 36870 | AFLAC | $15 | — | $15 | 0.03% |
| LESLIE B BERGSTROM Filed as: LESLIE BERGSTROM | 8080 EAST CENTRAL AVE STE 300 WICHITA, KS 67206 | AFLAC | $12 | — | $12 | 0.02% |
| MICHAEL COPPESS | 108 N 49TH ST STE 207 OMAHA, NE 68132 | AFLAC | $12 | — | $12 | 0.02% |
| CYNTHIA D WELKEN-PLACE Filed as: CYNTHIA WELKEN-PLACE | 14710 W DODGE RD STE 200 OMAHA, NE 68154 | AFLAC | $11 | — | $11 | 0.02% |
| JOSEPH LEDOUX | 2411 CARTER AVE NASHVILLE, TN 37206 | AFLAC | $10 | — | $10 | 0.02% |
| TAMARA E RUSH Filed as: TAMARA RUSH | 11250 MASON RD CYPRESS, TX 77433 | AFLAC | $10 | — | $10 | 0.02% |
| KS BENEFITS GROUP INC Filed as: KS BENEFITS GROUP INC. | 304 W 7TH ST GORDON, NE 69343 | AFLAC | $10 | — | $10 | 0.02% |
| SHYLA R SYVERSON Filed as: SHYLA SYVERSON | 1283 N 14TH AVE STE 103 BOZEMAN, MT 59715 | AFLAC | $9 | — | $9 | 0.02% |
| KENNETH R THOMASON Filed as: KENNETH THOMASON | 4610 N 134TH AVE OMAHA, NE 68164 | AFLAC | $9 | — | $9 | 0.02% |
| NATHAN HARRISON | 16024 MANCHESTER RD ELLISVILLE, MO 63011 | AFLAC | $8 | — | $8 | 0.02% |
| DAN STECKLEIN | 2011 CENTRAL AVE DODGE CITY, KS 67801 | AFLAC | $8 | — | $8 | 0.02% |
| DANIEL J MCMECHAN Filed as: DANIEL MCMECHAN | 2244 COUNTRY CLUB DR GRENADA, MS 38901 | AFLAC | $8 | — | $8 | 0.02% |
| ROGER E CLARK Filed as: ROGER CLARK | 3323 S PONDEROSA DR GILBERT, AZ 85297 | AFLAC | $7 | — | $7 | 0.01% |
| RYAN F PRICE Filed as: RYAN PRICE | 401 W PAGE ST VANDALIA, MO 63382 | AFLAC | $7 | — | $7 | 0.01% |
| WAYNE VINCENT WIRT JR Filed as: WAYNE WIRT JR | 4300 TECKLA BLVD STE C-1 AMARILLO, TX 79109 | AFLAC | $6 | — | $6 | 0.01% |
| CALVIN W STRONG Filed as: CALVIN STRONG | 1611 10TH ST AURORA, NE 68818 | AFLAC | $6 | — | $6 | 0.01% |
| KITTY CORNELL | 1719 BRANDON WOODS DR LAWRENCE, KS 66047 | AFLAC | $6 | — | $6 | 0.01% |
| DONNA ARMSTRONG | 3559 29TH AVE COLUMBUS, NE 68601 | AFLAC | $6 | — | $6 | 0.01% |
| TREVOR NORENBERG | 4552 LAHINCH ST RAPID CITY, SD 57702 | AFLAC | $6 | — | $6 | 0.01% |
| JEFFREY HIMMELRICK Filed as: JEFFREY HINNELRICK | 2215 W A ST NORTH PLATTE, NE 69101 | AFLAC | $5 | — | $5 | 0.01% |
| JAMES R HILL JR Filed as: JAMES HILL JR | PO BOX 13272 GREENSBORO, NC 27415 | AFLAC | $5 | — | $5 | 0.01% |
| LISA HALL | 2542 E SUNDOWN DR COEUR D ALENE, ID 83815 | AFLAC | $5 | — | $5 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 90 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 90 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | AFLAC | 99 | $51K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 99 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.