| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CAMILLE L OHRI | 6108 T AVE KEARNEY, NE 68847 | AFLAC | $3K | $188 | $3K | 6.23% |
| LINDA C MOORE LEGGETTE | 302 N COLLEGE ST ULYSSES, KS 67880 | AFLAC | $551 | $11 | $562 | 1.05% |
| ANNA KNIGHT Filed as: ANNA K KNIGHT | 530 N MONTANA AVE BOZEMAN, MT 59715 | AFLAC | $398 | $18 | $416 | 0.78% |
| DB INSURANCE INC Filed as: DB BENEFITS INC | 1620 E 4TH ST STE 114A NORTH PLATTE, NE 69101 | AFLAC | $277 | $38 | $315 | 0.59% |
| AGUILAR BENEFITS GROUP LLC | 1706 N TAYLOR AVE GRAND ISLAND, NE 68803 | AFLAC | $309 | $5 | $314 | 0.59% |
| MARJORIE A ZISKA | 524 E DONEGAL ST ONEILL, NE 68763 | AFLAC | $247 | — | $247 | 0.46% |
| MARIO ARTURO AGUILAR | 1706 N TAYLOR AVE GRAND ISLAND, NE 68803 | AFLAC | $194 | $32 | $226 | 0.42% |
| JAMES A BELLOWS | 205 S LINCOLN AVE STE 203 YORK, NE 68467 | AFLAC | $211 | — | $211 | 0.40% |
| CHARLES L PRICE | 915 E DONEGAL ST ONEILL, NE 68763 | AFLAC | $195 | — | $195 | 0.37% |
| SHAWN D SYVERSON | 1283 N 14TH AVE STE 103 BOZEMAN, MT 59715 | AFLAC | $135 | $4 | $139 | 0.26% |
| TONI L HARMS | 5925 E STATE HIGHWAY 41 ADAMS, NE 68301 | AFLAC | $132 | — | $132 | 0.25% |
| KRINGS ENTERPRISES INC | 1330 PRAIRIE RIDGE DR POLK CITY, IA 50226 | AFLAC | $103 | — | $103 | 0.19% |
| JILL K DAVIS | 45620 DRIVE 796 ANSLEY, NE 68814 | AFLAC | $87 | — | $87 | 0.16% |
| LEIGH ANNE SEEMAN | PO BOX 418 LARNED, KS 67550 | AFLAC | $81 | $2 | $83 | 0.16% |
| CARLA A MCENTIRE | 81 8TH ST STE 12 BELGRADE, MT 59714 | AFLAC | $81 | — | $81 | 0.15% |
| FUHRMAN INSURANCE INC | 3145 LA PAZ DR BILLINGS, MT 59101 | AFLAC | $72 | — | $72 | 0.14% |
| SHEENA FERRIS | 43650 US HIGHWA 20 AINSWORTH, NE 69210 | AFLAC | $70 | — | $70 | 0.13% |
| BRIAN M LEITZEL | 7920 W KELLOGG DR STE 102 WICHITA, KS 67209 | AFLAC | $63 | — | $63 | 0.12% |
| SHYLA R SYVERSON | 1283 N 14TH AVE STE 103 BOZEMAN, MT 59715 | AFLAC | $57 | $4 | $61 | 0.11% |
| KRISTAL HEBERT | PO BOX 283 BELGRADE, MT 59714 | AFLAC | $60 | — | $60 | 0.11% |
| THOMAS EDWARD SHEFFIELD | PO BOX 151 MC COOL JUNCTION, NE 68401 | AFLAC | $59 | — | $59 | 0.11% |
| ELIZABETH A HAROLD | 308 N 11TH ST SAINT EDWARD, NE 68660 | AFLAC | $53 | — | $53 | 0.10% |
| BRENT L GOODE | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $45 | — | $45 | 0.08% |
| JEANNE R BUFFINGTON | 24944 N US HIGHWAY 85 NEWCASTLE, WY 82701 | AFLAC | $45 | — | $45 | 0.08% |
| GARY WAYNE WILLINGHAM | 6033 STRAFFORD OAKS DR SEBRING, FL 33875 | AFLAC | $41 | — | $41 | 0.08% |
| JOEL J LARSEN | 813 GOLDEN WEST DR BELGRADE, MT 59714 | AFLAC | $39 | — | $39 | 0.07% |
| KEVIN B VINING | 47269 255TH ST RENNER, SD 57055 | AFLAC | $37 | — | $37 | 0.07% |
| DAVID JOHN BECK | 19007 BOYD ST ELKHORN, NE 68022 | AFLAC | $34 | — | $34 | 0.06% |
| FLIKKEMA INSURANCE INC | 7175 CHURCHILL RD MANHATTAN, MT 59741 | AFLAC | $29 | — | $29 | 0.05% |
| BRAD J SCHUMACHER | 2804 COUNTRY LN HAYS, KS 67601 | AFLAC | $19 | — | $19 | 0.04% |
| KIMBERLY DIAN CROCKETT | 505 LEE ROAD 214 PHENIX CITY, AL 36870 | AFLAC | $17 | — | $17 | 0.03% |
| DAWN R SHERLOCK | 2804 NORTHWEST AVE GRAND ISLAND, NE 68803 | AFLAC | $14 | — | $14 | 0.03% |
| MICHAEL COPPESS | 108 N 49TH ST STE 207 OMAHA, NE 68132 | AFLAC | $14 | — | $14 | 0.03% |
| CYNTHIA D WELKEN-PLACE | 14710 W DODGE RD STE 200 OMAHA, NE 68154 | AFLAC | $11 | — | $11 | 0.02% |
| JOSEPH L LEDOUX | 2411 CARTER AVE NASHVILLE, TN 37206 | AFLAC | $10 | — | $10 | 0.02% |
| SEFORA BILLUPS | 1553 STATE HIGHWAY Y FORSYTH, MO 65653 | AFLAC | $10 | — | $10 | 0.02% |
| DAWN SHERLOCK & ASSOCIATES INC | 7868 GERALD AVE LINCOLN, NE 68516 | AFLAC | $9 | — | $9 | 0.02% |
| DAN STECKLEIN | 2011 CENTRAL AVE LOWER LEVEL SOUTH DODGE CITY, KS 67801 | AFLAC | $9 | — | $9 | 0.02% |
| KENNETH R THOMASON | 4610 N 134TH AVE OMAHA, NE 68164 | AFLAC | $9 | — | $9 | 0.02% |
| RYAN F PRICE | 401 W PAGE ST VANDALIA, MO 63382 | AFLAC | $8 | — | $8 | 0.02% |
| DANIEL J MCMECHAN | 2244 COUNTRY CLUB RD GRENADA, MS 38901 | AFLAC | $8 | — | $8 | 0.02% |
| TREVOR G NORENBERG | 4552 LAHINCH ST RAPID CITY, SD 57702 | AFLAC | $7 | — | $7 | 0.01% |
| SVEHLA & ASSOCIATES INC Filed as: SVEHLA & ASSOCIATES INC. | 1440 WESTFORK DR RAYMOND, NE 68428 | AFLAC | $7 | — | $7 | 0.01% |
| LISA M HALL | 2542 D SUNDOWN DR COUER D ALENE, ID 83815 | AFLAC | $6 | — | $6 | 0.01% |
| NATHAN L HARRISON | 2 CITYPLACE DR STE 30 CREVE COUER, MO 63141 | AFLAC | $6 | — | $6 | 0.01% |
| JAMES R HILL JR | PO BOX 13272 GREENSBORO, NC 27415 | AFLAC | $6 | — | $6 | 0.01% |
| TAMARA E RUSH | 11250 MASON RD APT 14107 CYPRESS, TX 77433 | AFLAC | $6 | — | $6 | 0.01% |
| DAN E MCNABB | 519 W OAK ST APT 104 OBERLIN, KS 67749 | AFLAC | $4 | — | $4 | 0.01% |
| MICHAEL S CEJKA | 2854 BRUMMOND DR LINCOLN, NE 68516 | AFLAC | $4 | — | $4 | 0.01% |
| JEFFREY HIMMELRICK | 2215 W A ST NORTH PLATTE, NE 69101 | AFLAC | $4 | — | $4 | 0.01% |
| FRANCES OSTERMEIER Filed as: FRANCES A OSTERMEIER | 215 COLETON DR COPPERAS COVE, TX 76522 | AFLAC | $3 | — | $3 | 0.01% |
| CRAIG MICHELSEN | 426 TOPAZ DR SANTAQUIN, UT 84655 | AFLAC | $2 | — | $2 | 0.00% |
| WILLINGHAM INC | 35354 MISSION BELLEVIEW RD LOUISBURG, KS 66053 | AFLAC | $2 | — | $2 | 0.00% |
| KENNETH D MORRIS JR | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | AFLAC | $2 | — | $2 | 0.00% |
| JOHN A BACON | 30837 SPRING VALLEY RD PAOLA, KS 66071 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES A PORTER | 223 STILLWATER CREEK DR BOZEMAN, MT 59718 | AFLAC | $1 | — | $1 | 0.00% |
| CHRISTOPHER THOMAS HIPP | 1601 MEADOW LN HAYS, KS 67601 | AFLAC | $1 | $0 | $1 | 0.00% |
| TERRY S DECKER | RR 2 BOX 22 TURPIN, OK 73950 | AFLAC | $1 | $0 | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 81 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 81 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | AFLAC | 90 | $53K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 90 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.