| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CAMILLE L OHRI Filed as: CAMILLE L. OHRI | 6108 T AVE KEARNEY, NE 68847 | AFLAC | $4K | $143 | $4K | 6.23% |
| LINDA C MOORE LEGGETTE Filed as: LINDA C MOORE LEGETTE | 302 N COLLEGE ST ULYSSES, KS 67880 | AFLAC | $796 | $25 | $821 | 1.29% |
| JAMES A BELLOWS | PO BOX 549 YORK, NE 68467 | AFLAC | $563 | $22 | $585 | 0.92% |
| MARJORIE A ZISKA | 524 E DONEGAL ST ONEILL, NE 68763 | AFLAC | $362 | — | $362 | 0.57% |
| CHARLES L PRICE | 915 E DONEGAL ST ONEILL, NE 68763 | AFLAC | $307 | — | $307 | 0.48% |
| DAWN SHERLOCK & ASSOCIATES INC | 8462 W WILDWOOD DR ALBA, NE 68810 | AFLAC | $222 | $19 | $241 | 0.38% |
| TONI L HARMS | 5925 E STATE HIGHWAY 41 ADAMS, NE 68301 | AFLAC | $227 | — | $227 | 0.36% |
| DENNIS JAMES FOSTER | PO BOX 1058 MEADE, KS 67864 | AFLAC | $172 | $5 | $177 | 0.28% |
| KRINGS ENERPRISES INC Filed as: KRINGS ENTERPRISE INC | 5530 WEST PKWY STE 500 JOHNSTON, IA 50131 | AFLAC | $140 | — | $140 | 0.22% |
| SHEENA FERRIS | 43650 US HIGHWAY 20 AINSWORTH, NE 69210 | AFLAC | $134 | — | $134 | 0.21% |
| THOMAS EDWARD SHEFFIELD | PO BOX 151 MCCOOL JUNCTION, NE 68401 | AFLAC | $105 | — | $105 | 0.16% |
| LEIGH ANNE SEEMAN Filed as: LEIGH ANNE STELTER | PO BOX 418 LARNED, KS 67550 | AFLAC | $86 | — | $86 | 0.13% |
| FUHRMAN INSURANCE INC Filed as: FUHRMAN INSURANCE INC. | 3145 LA PAZ DR BILLINGS, MT 59101 | AFLAC | $78 | — | $78 | 0.12% |
| BRENT L GOODE | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $65 | — | $65 | 0.10% |
| JILL K DAVIS | 500 N 2ND ST SARGENT, NE 68874 | AFLAC | $62 | — | $62 | 0.10% |
| KEVIN B VINING | 24747 HIDDEN VALLEY RD HERMOSA, SD 57744 | AFLAC | $61 | — | $61 | 0.10% |
| GARY WAYNE WILLINGHAM | 8116 STATE ROAD 66 ZOLFO SPRINGS, FL 33890 | AFLAC | $60 | — | $60 | 0.09% |
| TERRI L ENTERPRISES INC | PO BOX 1161 KEARNEY, NE 68848 | AFLAC | $59 | — | $59 | 0.09% |
| KRISTAL HEBERT | PO BOX 283 BELGRADE, MT 59714 | AFLAC | $55 | — | $55 | 0.09% |
| JEANNE R BUFFINGTON | 24944 N US HWY 85 NEWCASTLE, WY 82701 | AFLAC | $49 | — | $49 | 0.08% |
| KATRINA K MCMECHAN | 2244 COUNTRY CLUB RD GRENADA, MS 38901 | AFLAC | $41 | $7 | $48 | 0.08% |
| WAYNE VINCENT WIRT JR Filed as: WAYNE VINCENT WIRT JR. | 4300 TECKLA BLVD STE C-1 AMARILLO, TX 79109 | AFLAC | $46 | — | $46 | 0.07% |
| LESLIE B BERGSTROM | PO BOX 435 PLAINS, KS 67869 | AFLAC | $39 | $5 | $44 | 0.07% |
| JOEL J LARSEN | 813 GOLDEN WEST DR BELGRADE, MT 59714 | AFLAC | $43 | — | $43 | 0.07% |
| DEBORAH C LARSON | 730 E 3RD ST HASTINGS, NE 68901 | AFLAC | $43 | — | $43 | 0.07% |
| KIM I THROCKMORTON | 211 S 8TH ST BATTLE CREEK, NE 68715 | AFLAC | $34 | $7 | $41 | 0.06% |
| ELIZABETH A HAROLD | 308 N 11TH STREET SAINT EDWARD, NE 68660 | AFLAC | $38 | — | $38 | 0.06% |
| BRAD J SCHUMACHER | 718 MAIN ST STE 205 HAYS, KS 67601 | AFLAC | $38 | — | $38 | 0.06% |
| CRAVEN GORDON ENTERPRISES | 304 W 7TH ST GORDON, NE 69343 | AFLAC | $34 | — | $34 | 0.05% |
| CRAIG FIDLER | 720 SIOUX LANE NORTH PLATTE, NE 69101 | AFLAC | $32 | — | $32 | 0.05% |
| DAVID JOHN BECK | 16636 FREDRICK CIR STE 105 OMAHA, NE 68130 | AFLAC | $31 | — | $31 | 0.05% |
| FLIKKEMA INSURANCE INC Filed as: FLIKKEMA INSURANCE INC. | 7175 CHURCHILL RD MANHATTAN, MT 59741 | AFLAC | $30 | — | $30 | 0.05% |
| CARLA A MCENTIRE | 81 8TH ST STE 12 BELGRADE, MT 59714 | AFLAC | $28 | — | $28 | 0.04% |
| ELIZABETH A HAROLD | 308 N 11TH ST SAINT EDWARD, NE 68660 | AFLAC | $27 | — | $27 | 0.04% |
| CYNTHIA D WELKEN-PLACE | 14710 W DODGE RD STE 200 OMAHA, NE 69154 | AFLAC | $24 | — | $24 | 0.04% |
| ANNA M DUNCAN | PO BOX 487 HOOKER, OK 73945 | AFLAC | $21 | — | $21 | 0.03% |
| ROGER E CLARK | 3323 S PONDEROSA DR GILBERT, AZ 85297 | AFLAC | $18 | — | $18 | 0.03% |
| NATHAN L HARRISON | 16024 MANCHESTER RD 2ND FLOOR STE 200 ELLISVILLE, MO 63011 | AFLAC | $17 | — | $17 | 0.03% |
| CALVIN W STRONG | 1611 10TH STREET AURORA, NE 68818 | AFLAC | $16 | — | $16 | 0.03% |
| DAWN R SHERLOCK | 8462 W WILDWOOD DR ALDA, NE 68810 | AFLAC | $15 | — | $15 | 0.02% |
| BUTLER BENEFITS AND CONSUL INC | PO BOX 373 BUSHLAND, TX 79012 | AFLAC | $15 | — | $15 | 0.02% |
| ROSEANN E SWANSON | PO BOX 101 HOLDREGE, NE 68949 | AFLAC | $14 | — | $14 | 0.02% |
| TAMARA E RUSH | 9319 TAYLOR CLIFF LN CYPRESS, TX 77433 | AFLAC | $11 | — | $11 | 0.02% |
| BRENDA MEACHAM Filed as: BRENDA L MEACHAM | 200 EAST GARY BLVD CLINTON, OK 73601 | AFLAC | $10 | — | $10 | 0.02% |
| DAN STECKLEIN | 2011 CENTRAL AVE LOWER LEVEL SOUTH DODGE CITY, KS 67801 | AFLAC | $9 | — | $9 | 0.01% |
| LEIGH ANNE SEEMAN Filed as: LEIGH ANNE STELTER | 820 BROADWAY ST LARNED, KS 67550 | AFLAC | $9 | — | $9 | 0.01% |
| CLARA M DEVITT | BOX 412 EDGAR, NE 68935 | AFLAC | $9 | — | $9 | 0.01% |
| RYAN F PRICE | 401 W PAGE ST VANDALIA, MO 63382 | AFLAC | $8 | — | $8 | 0.01% |
| WILLIAM O CORNELL | 121 LIME RD NE LAKE PLACID, FL 33852 | AFLAC | $8 | — | $8 | 0.01% |
| DON ARMSTRONG | 12834 W CASTLEBER DRIVE SUN CITY WEST, AZ 85375 | AFLAC | $8 | — | $8 | 0.01% |
| MARK FRIEHE Filed as: MARK E FRIEHE | 4611 S 96TH ST STE 101 OMAHA, NE 68127 | AFLAC | $8 | — | $8 | 0.01% |
| KIMBERLY DIAN CROCKETT | 732 SILVER SANDS DR CORDOVA, TN 38018 | AFLAC | $7 | — | $7 | 0.01% |
| JEFF PETTIT | 1619 S KENTUCKY ST STE A511 AMARILLO, TX 79102 | AFLAC | $7 | — | $7 | 0.01% |
| TREVOR G NORENBERG | 100000 N 31ST AVE PHOENIX, AZ 85051 | AFLAC | $6 | — | $6 | 0.01% |
| KENNETH R THOMASON | 4610 N 134TH AVE OMAHA, NE 68164 | AFLAC | $5 | — | $5 | 0.01% |
| MICHAEL COPPESS | 108 N 49TH ST SUITE 207 OMAHA, NE 68132 | AFLAC | $5 | — | $5 | 0.01% |
| MICHELLE L KINGSLEY | 1740 W CONDON AVE AURORA, NE 68818 | AFLAC | $5 | — | $5 | 0.01% |
| JAMES R HILL JR | PO BOX 13272 GREENSBORO, NC 27415 | AFLAC | $4 | — | $4 | 0.01% |
| JAMES R HILL JR | 7021 MARSEILLES CT SUMMERFIELD, NC 27358 | AFLAC | $4 | — | $4 | 0.01% |
| JANICE A ROBINSON | 22010 BRIDGESTONE HAWK CT SPRING, TX 77388 | AFLAC | $4 | — | $4 | 0.01% |
| DAN E MCNABB | 802 N RIDGEWOOD RD ULYSSES, KS 67880 | AFLAC | $4 | — | $4 | 0.01% |
| DANIEL J MCMECHAN | 2244 COUNTY CLUB RD GRENADA, MS 38901 | AFLAC | $4 | — | $4 | 0.01% |
| CHARLES M ROBERTS | 34550 AIRLINE RD PAULS VALLEY, OK 73075 | AFLAC | $4 | — | $4 | 0.01% |
| WILLIAM W ARMSTRONG | PO BOX 448 OGALLALA, NE 69153 | AFLAC | $3 | — | $3 | 0.00% |
| TERRY MCLEMORE | 2600 PARAMOUNT BLVD STE H3 AMARILLO, TX 79109 | AFLAC | $3 | — | $3 | 0.00% |
| JOSEPH L LEDOUX | 2411 CARTER AVE NASHVILLE, TN 37206 | AFLAC | $3 | — | $3 | 0.00% |
| SHEENA FERRIS | 2256 12TH RD CENTRAL CITY, NE 68826 | AFLAC | $3 | — | $3 | 0.00% |
| LISA HALL | 8601 TURNPIKE DR STE 2016 WESTMINSTER, CO 80031 | AFLAC | $3 | — | $3 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 113 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 113 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | AFLAC | 118 | $64K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 118 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.