See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 28 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BUSINESSOLVER, INC./CAPSTONE EIN 35-2260019 NONE | Direct payment from the plan; Plan Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 14 | 1025 ASHWORTH ROAD WEST DES MOINES, IA 50265 | $98K |
| ASSOCIATED BUILDERS AND CONTRACTORS EIN 23-7298705 NONE | Other services; Direct payment from the plan Service code 49 | 5001 N SHADELAND AVENUE INDIANAPOLIS, IN 46226 | $15K |
| L.M. HENDERSON & COMPANY, LLP EIN 20-5520612 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 450 E 96TH STREET STE 200 INDIANAPOLIS, IN 46240 | $15K |
| ASSOCIATION INSURANCE MARKETERS EIN 46-1605932 NONE | Direct payment from the plan; Contract Administrator Service code 13 | 11420 BLUEGRASS PKWY LOUISVILLE, KY 40299 | $13K |
| INDIANA MANUFACTURERS ASSOCIATION EIN 35-0410440 NONE | Other services; Direct payment from the plan Service code 49 | 30 S MERIDIAN ST STE 880 INDIANAPOLIS, IN 46204 | $7K |
| STOCK YARDS BANK AND TRUST COMPANY EIN 61-0354170 NONE | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | 1040 E MAIN STREET LOUISVILLE, KY 40206 | $6K |
| SHEPHERD INSURANCE NONE | Direct payment from the plan; Contract Administrator Service code 13 | 111 CONGRESSIONAL BLVD CARMEL, IN 46032 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 471 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 472 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | ANTHEM INSURANCE COMPANIES, INC. | 880 | $6.6M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 497 | $194K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 497 | $194K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 497 | $194K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 497 | $194K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 880 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.