| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSOCIATION INSURANCE PARTNERS LLC | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 40299 | ANTHEM INSURANCE COMPANIES, INC. | $26K | — | $26K | 1.95% |
| LOGAN LAVELLE HUNT DBA3 | ASSOCIATION INSURANCE MARKETERS 5150 CHARLESTOWN ROAD NEW ALBANY, IN 47150 | ANTHEM INSURANCE COMPANIES, INC. | $15K | — | $15K | 1.11% |
| LOGAN LAVELLE HUNT INSURANCE AGENCY3 | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 40299 | ANTHEM INSURANCE COMPANIES, INC. | $342 | — | $342 | 0.03% |
| ASSOCIATION INSURANCE PARTNERS LLC3 | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 40299 | ANTHEM LIFE INSURANCE COMPANY | $2K | — | $2K | 6.55% |
| LOGAN LAVELLE HUNT DBA3 | ASSOCIATION INSURANCE MARKETERS 5150 CHARLESTOWN ROAD NEW ALBANY, IN 47150 | ANTHEM LIFE INSURANCE COMPANY | $527 | — | $527 | 2.23% |
| JAMES GROSS3 Filed as: JAMES LAVELLE JR. | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 40299 | ANTHEM LIFE INSURANCE COMPANY | $84 | — | $84 | 0.36% |
| ASSOCIATION INSURANCE PARTNERS LLC3 | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 40299 | ANTHEM LIFE INSURANCE COMPANY | $1K | — | $1K | 6.89% |
| LOGAN LAVELLE HUNT DBA3 | ASSOCIATION INSURANCE MARKETERS 5150 CHARLESTOWN ROAD NEW ALBANY, IN 47150 | ANTHEM LIFE INSURANCE COMPANY | $544 | — | $544 | 2.86% |
| JAMES GROSS3 Filed as: JAMES R LAVELLE | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 40299 | ANTHEM LIFE INSURANCE COMPANY | $28 | — | $28 | 0.15% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CAPSTONE ADMINISTRATORS LLC NONE | Plan Administrator; Direct payment from the plan Service code 14 | 6110 TECHNOLOGY CENTER DR INDIANAPOLIS, IN 46278 | $109K |
| ASSOCIATED BUILDERS AND CONTRACTORS NONE | Direct payment from the plan; Other services Service code 49 | 5001 N. SHADELAND AVENUE INDIANAPOLIS, IN 46226 | $39K |
| LOGAN LAVELLE HUNT INSURANCE AGENCY NONE | Contract Administrator; Direct payment from the plan Service code 13 | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 40299 | $13K |
| L.M. HENDERSON & COMPANY, LLP NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 450 E 96TH ST. STE. 200 INDIANAPOLIS, IN 46240 | $11K |
| STOCK YARDS BANK & TRUST COMPANY NONE | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 21 | 1040 EAST MAIN STREET LOUISVILLE, KY 40206 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,850 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,850 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM INSURANCE COMPANIES, INC. | 263 | $1.3M |
| Vision | ANTHEM INSURANCE COMPANIES, INC. | 263 | $1.3M |
| Life insurance(2 contracts) | ANTHEM LIFE INSURANCE COMPANY | 646 | $43K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 646 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.