| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSOCIATION INSURANCE PARTNERS LLC3 Filed as: ASSOCIATION INSURANCE PARTNERS, LLC | 575 S THIRD STREET COLUMBUS, OH 43215 | ANTHEM INSURANCE COMPANIES, INC. | $259K | — | $259K | 3.30% |
| LOGAN LAVELLE HUNT DBA3 | ASSOCIATION INSURANCE MARKETERS 5150 CHARLESTOWN ROAD NEW ALBANY, IN 47150 | ANTHEM INSURANCE COMPANIES, INC. | $54K | $2K | $56K | 0.71% |
| ERTEL & COMPANY, INC.3 | 9795 CROSSPOINT BLV SUITE 170 INDIANAPOLIS, IN 46256 | ANTHEM INSURANCE COMPANIES, INC. | — | $66 | $66 | 0.00% |
| ASSOCIATION INSURANCE PARTNERS LLC3 | 575 S THIRD STREET COLUMBUS, OH 43215 | ANTHEM INSURANCE COMPANIES, INC. | $44K | — | $44K | 3.66% |
| LOGAN LAVELLE HUNT DBA3 | ASSOCIATION INSURANCE MARKETERS 5150 CHARLESTOWN ROAD NEW ALBANY, IN 47150 | ANTHEM INSURANCE COMPANIES, INC. | $9K | — | $9K | 0.75% |
| ERTEL & COMPANY, INC.3 Filed as: ERTEL & COMPANY INC | 9795 CROSSPOINT BLV STE 170 INDIANAPOLIS, IN 46256 | ANTHEM INSURANCE COMPANIES, INC. | — | $66 | $66 | 0.01% |
| ASSOCIATION INSURANCE PARTNERS LLC3 | 575 S THIRD STREET COLUMBUS, OH 43215 | ANTHEM LIFE INSURANCE COMPANY | $7K | — | $7K | 15.68% |
| JAMES GROSS3 Filed as: JAMES R LAVELLE | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 40299 | ANTHEM LIFE INSURANCE COMPANY | $2K | — | $2K | 4.30% |
| LOGAN LAVELLE HUNT DBA3 | ASSOCIATION INSURANCE MARKETERS 5150 CHARLESTOWN ROAD NEW ALBANY, IN 47150 | ANTHEM LIFE INSURANCE COMPANY | -$23 | — | -$23 | -0.05% |
| RMFS BENEFIT SOLUTIONS3 | 5074 BROXBURN COURT DUBLIN, OH 43017 | ANTHEM LIFE INSURANCE COMPANY | -$2K | — | -$2K | -5.24% |
| ASSOCIATION INSURANCE PARTNERS LLC3 | 575 S THIRD STREET COLUMBUS, OH 43215 | ANTHEM LIFE INSURANCE COMPANY | $467 | — | $467 | 7.77% |
| JAMES GROSS3 Filed as: JAMES R LAVELLE | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 40299 | ANTHEM LIFE INSURANCE COMPANY | $400 | — | $400 | 6.65% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CAPSTONE ADMINISTRATORS LLC NONE | Plan Administrator; Direct payment from the plan Service code 14 | 6110 TECHNOLOGY CENTER DR INDIANAPOLIS, IN 46278 | $86K |
| ASSOCIATED BUILDERS AND CONTRACTORS NONE | Direct payment from the plan; Other services Service code 49 | 5001 N. SHADELAND AVENUE INDIANAPOLIS, IN 46226 | $46K |
| LOGAN LAVELLE HUNT INSURANCE AGENCY NONE | Direct payment from the plan; Contract Administrator Service code 13 | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 40299 | $13K |
| L.M. HENDERSON & COMPANY, LLP NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 450 E 96TH ST. STE. 200 INDIANAPOLIS, IN 46240 | $12K |
| ASSOCIATION INSURANCE PARTNERS LLC NONE | Contract Administrator; Direct payment from the plan Service code 13 | 575 S THIRD STREET COLUMBUS, OH 43215 | $6K |
| STOCK YARDS BANK & TRUST COMPANY NONE | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | 1048 EAST MAIN STREET LOUISVILLE, KY 40206 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 846 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 846 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | ANTHEM INSURANCE COMPANIES, INC. | 1,750 | $9.1M |
| Vision(2 contracts) | ANTHEM INSURANCE COMPANIES, INC. | 1,750 | $9.1M |
| Life insurance(2 contracts) | ANTHEM LIFE INSURANCE COMPANY | 793 | $51K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,750 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.