| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSOCIATION INSURANCE PARTNERS LLC3 | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 40299 | ANTHEM INSURANCE COMPANIES, INC. | $183K | — | $183K | 3.79% |
| LOGAN LAVELLE HUNT INSURANCE AGENCY3 | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 40299 | ANTHEM INSURANCE COMPANIES, INC. | $186 | — | $186 | 0.00% |
| ASSOCIATION INSURANCE PARTNERS LLC3 Filed as: ASSOCIATION INSURANCE PARTNERS, LLC | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 40299 | ANTHEM INSURANCE COMPANIES, INC. | $224K | $756 | $225K | 6.28% |
| KEYSTONE INSURANCE & BENEFITS GROUP3 | 13800 JACKSON ROAD MISHAWAKA, IN 46544 | ANTHEM INSURANCE COMPANIES, INC. | — | $667 | $667 | 0.02% |
| LOGAN LAVELLE HUNT INSURANCE AGENCY3 | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 40299 | ANTHEM INSURANCE COMPANIES, INC. | $186 | — | $186 | 0.01% |
| ERTEL & COMPANY, INC.3 | 9795 CROSSPOINT BLV SUITE 170 INDIANAPOLIS, IN 46256 | ANTHEM INSURANCE COMPANIES, INC. | — | $11 | $11 | 0.00% |
| RMFS BENEFIT SOLUTIONS3 | 5074 BROXBURN COURT DUBLIN, OH 43017 | ANTHEM LIFE INSURANCE COMPANY | $630 | — | $630 | 11.51% |
| ASSOCIATION INSURANCE PARTNERS LLC3 | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 40299 | ANTHEM LIFE INSURANCE COMPANY | $77 | — | $77 | 1.41% |
| RMFS BENEFIT SOLUTIONS3 | 5074 BROXBURN COURT DUBLIN, OH 43017 | ANTHEM LIFE INSURANCE COMPANY | $111 | — | $111 | 13.15% |
| ASSOCIATION INSURANCE PARTNERS LLC3 | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 40299 | ANTHEM LIFE INSURANCE COMPANY | $11 | — | $11 | 1.30% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CAPSTONE BENEFITS LLC NONE | Direct payment from the plan; Plan Administrator Service code 14 | 8910 PURDUE ROAD 301 INDIANAPOLIS, IN 46268 | $79K |
| ASSOCIATED BUILDERS AND CONTRACTORS NONE | Direct payment from the plan; Other services Service code 49 | 5001 N. SHADELAND AVENUE INDIANAPOLIS, IN 46226 | $33K |
| ASSOCIATION INSURANCE PARTNERS LLC NONE | Direct payment from the plan; Contract Administrator Service code 13 | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 40299 | $8K |
| HIRTH, NORRIS, GARRISON LLP NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 2425 OLD STRINGTOWN ROAD GROVE CITY, OH 43123 | $7K |
| LOGAN LAVELLE HUNT INSURANCE AGENCY NONE | Direct payment from the plan; Contract Administrator Service code 13 | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 40299 | $7K |
| STOCK YARD BANK & TRUST COMPANY NONE | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 21 | 1040 EAST MAIN STREET LOUISVILLE, KY 40232 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 719 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 719 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | ANTHEM INSURANCE COMPANIES, INC. | 2,433 | $8.4M |
| Vision(2 contracts) | ANTHEM INSURANCE COMPANIES, INC. | 2,433 | $8.4M |
| Life insurance(2 contracts) | ANTHEM LIFE INSURANCE COMPANY | 612 | $6K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,433 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.