| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRYSON INSURANCE AGENCY INC.3 | 3777 LONG BEACH BLVD SUITE 500 LONG BEACH, CA 90807 | UNITED HEALTHCARE INSURANCE COMPANY | $6K | $142K | $148K | 5.38% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INSURANCE AGENCY, INC. | 3777 LONG BEACH BLVD. SUITE 500 LONG BEACH, CA 908073351 | KAISER FOUNDATION HEALTH PLAN INC. | $82K | $0 | $82K | 5.11% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INSURANCE AGENCY | 3777 LONG BEACH BLVD. SUITE 500 LONG BEACH, CA 90807 | HEALTH NEW ENGLAND | $27K | $0 | $27K | 2.90% |
| BRYSON INSURANCE AGENCY INC.3 | 3777 LONG BEACH BLVD FLOOR 5 LONG BEACH, CA 908073325 | METROPOLITAN LIFE INSURANCE COMPANY | $37K | $0 | $37K | 10.02% |
| RICHARD WAYNE BRYSON3 Filed as: RICHARD W. BRYSON INS. AGENCY INC. | 3777 LONG BEACH BLVD., 5TH FLOOR LONG BEACH, CA 908073325 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $29K | $0 | $29K | 9.86% |
| BRYSON INSURANCE AGENCY INC.3 | 3777 LONG BEACH BLVD. 5TH FLOOR LONG BEACH, CA 908073325 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | $0 | $9K | 20.45% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $427 | $3K | 6.07% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 | PO BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $2K | $2K | 5.12% |
| CRYSTAL IBC LLC3 | 32 OLD SLIP FINANCIAL SQUARE NEW YORK, NY 100053500 | METROPOLITAN LIFE INSURANCE COMPANY | $6 | $0 | $6 | 0.01% |
| USI INSURANCE SERVICES LLC3 | 711 E MAIN STREET SUITE 201 CHICOPEE, MA 01020 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $3K | $3K | 10.11% |
| BRYSON INSURANCE AGENCY INC.3 | 3777 LONG BEACH BLVD SUITE 500 LONG BEACH, CA 90807 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | $0 | $3K | 9.51% |
| RICHARD WAYNE BRYSON3 Filed as: RICHARD W. BRYSON INS. AGENCY, INC. | 3777 LONG BEACH BLVD. 5TH FLOOR LONG BEACH, CA 908073325 | CIGNA DENTAL HEALTH OF CALIFORNIA, INC. | $3K | $0 | $3K | 10.00% |
| BRYSON INSURANCE AGENCY INC.3 | 3777 LONG BEACH BLVD 5TH FLOOR LONG BEACH, CA 908073325 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $0 | $6K | 25.80% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $294 | $2K | 7.63% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 | PO BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $2K | $2K | 6.45% |
| BRYSON INSURANCE AGENCY INC.3 | 3777 LONG BEACH BLVD 5TH FLOOR LONG BEACH, CA 908073325 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $0 | $6K | 25.33% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $276 | $2K | 7.53% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 | PO BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $1K | $1K | 6.33% |
| RICHARD WAYNE BRYSON3 Filed as: RICHARD W. BRYSON INS. AGENCY INC. | 3777 LONG BEACH BLVD. 5TH FLOOR LONG BEACH, CA 908073325 | CIGNA DENTAL HEALTH OF KANSAS, INC. | $461 | $0 | $461 | 10.01% |
| RICHARD WAYNE BRYSON3 Filed as: RICHARD W. BRYSON INS AGENCY | 3777 LONG BEACH BLVD. 5TH FLOOR LONG BEACH, CA 908073325 | CIGNA HEALTHCARE OF CONNECTICUT, INC. | $164 | $0 | $164 | 10.01% |
| RICHARD WAYNE BRYSON3 Filed as: RICHARD W. BRYSON INS. AGENCY INC. | 3777 LONG BEACH BLVD., 5TH FLOOR LONG BEACH, CA 908073325 | CIGNA DENTAL HEALTH OF OHIO, INC. | $35 | $0 | $35 | 9.89% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,064 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,075 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 4 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 1,060 | $5.4M |
| Dental(5 contracts, 5 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 497 | $327K |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 1,060 | $2.7M |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 134 | $404K |
| Short-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 134 | $404K |
| Long-term disability(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 134 | $404K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN INC. | 227 | $1.6M |
| Other(5 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 185 | $497K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,060 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.