| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INSURANCE AGENCY, INC. | 3777 LONG BEACH BLVD SUITE 500 LONG BEACH, CA 90807 | UNITED HEALTHCARE INSURANCE COMPANY | $6K | $197K | $203K | 5.70% |
| CRYSTAL IBC LLC3 | 32 OLD SLIP NEW YORK, NY 10005 | UNITED HEALTHCARE INSURANCE COMPANY | $0 | -$201 | -$201 | -0.01% |
| BRYSON INSURANCE AGENCY INC.3 Filed as: BRYSON INSURANCE AGENCY, INC. | 3777 LONG BEACH BLVD SUITE 500 LONG BEACH, CA 908073351 | KAISER FOUNDATION HEALTH PLAN INC. | $63K | $0 | $63K | 5.38% |
| CRYSTAL & COMPANY3 | 32 OLD SLIP NEW YORK, NY 100053500 | KAISER FOUNDATION HEALTH PLAN INC. | $26 | $0 | $26 | 0.00% |
| RICHARD WAYNE BRYSON3 Filed as: RICHARD W. BRYSON INS. AGENCY INC. | 3777 LONG BEACH BLVD., 5TH FLOOR LONG BEACH, CA 908073325 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $29K | $0 | $29K | 9.85% |
| BRYSON INSURANCE AGENCY INC.3 | 3777 LONG BEACH BLVD FLOOR 5 LONG BEACH, CA 908073325 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $0 | $8K | 3.76% |
| CRYSTAL IBC LLC3 | 32 OLD SLIP FINANCIAL SQUARE NEW YORK, NY 10005 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $4K | $4K | 1.86% |
| RICHARD WAYNE BRYSON3 Filed as: RICHARD W. BRYSON INS. AGENCY, INC. | 3777 LONG BEACH BLVD. 5TH FLOOR LONG BEACH, CA 908073325 | CIGNA DENTAL HEALTH OF CALIFORNIA, INC. | $2K | $0 | $2K | 10.00% |
| RICHARD WAYNE BRYSON3 Filed as: RICHARD W. BRYSON INS. AGENCY INC. | 3777 LONG BEACH BLVD. 5TH FLOOR LONG BEACH, CA 908073325 | CIGNA DENTAL HEALTH OF KANSAS, INC. | $660 | $0 | $660 | 10.00% |
| RICHARD WAYNE BRYSON3 Filed as: RICHARD W. BRYSON INS. AGENCY INC. | 3777 LONG BEACH BLVD., 5TH FLOOR LONG BEACH, CA 908073325 | CIGNA DENTAL HEALTH OF TEXAS, INC. | $59 | $0 | $59 | 10.00% |
| RICHARD WAYNE BRYSON3 Filed as: RICHARD W. BRYSON INS. AGENCY INC. | 3777 LONG BEACH BOULEVARD 5TH FLOOR LONG BEACH, CA 908073325 | CIGNA DENTAL HEALTH OF MISSOURI, INC. | $8 | $0 | $8 | 9.52% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,184 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,188 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITED HEALTHCARE INSURANCE COMPANY | 1,177 | $4.7M |
| Dental(5 contracts, 5 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 656 | $322K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,307 | $214K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,307 | $214K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,307 | $214K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,307 | $214K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN INC. | 201 | $1.2M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 1,307 | $214K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,307 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.