| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | PO BOX 27149 GREENVILLE, SC 29616 | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | $71K | — | $71K | 2.64% |
| KEVIN ARROWOOD3 | PO BOX 86258 2000 CENTER POINT ROAD SUITE 400 COLUMBIA, SC 29202 | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | $23K | — | $23K | 0.85% |
| KEVIN ARROWOOD3 | PO BOX 86258 2000 CENTER POINT SUITE 400 COLUMBIA, SC 29202 | SUN LIFE ASSURANCE COMPANY OF CANADA | $19K | — | $19K | 5.16% |
| MGIS3 | 10 WEST BROADWAY SUITE 800 SALT LAKE CITY, UT 84101 | SUN LIFE ASSURANCE COMPANY OF CANADA | $16K | $180 | $16K | 4.42% |
| BB&T OF COLUMBIA3 | PO BOX 8628 COLUMBIA, SC 29202 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | — | $3K | 0.79% |
| BB&T - BOYLE VAUGHAN3 Filed as: BB&T-BOYLE VAUGHAN | PO BOX 8628 COLUMBIA, SC 29202 | UNION SECURITY INSURANCE COMPANY | $7K | — | $7K | 3.75% |
| THE BENEFIT COMPANY INC3 | PO BOX 211486 COLUMBIA, SC 29221 | UNION SECURITY INSURANCE COMPANY | — | $4K | $4K | 2.00% |
| KEVIN ARROWOOD3 | P O BOX 86258 2000 CENTER POINT ROAD SUITE 400 COLUMBIA, SC 29202 | UNION SECURITY INSURANCE COMPANY | $2K | — | $2K | 1.25% |
| BB&T - BOYLE VAUGHAN3 Filed as: BB&T-BOYLE VAUGHAN INSURANCE | PO BOX 8628 COLUMBIA, SC 29202 | PHYSICIANS EYECARE PLAN | $3K | — | $3K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 139 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 141 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 277 | $2.7M |
| Dental | UNION SECURITY INSURANCE COMPANY | 218 | $191K |
| Vision | PHYSICIANS EYECARE PLAN | 335 | $25K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 349 | $361K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 349 | $361K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 349 | $361K |
| Prescription drug | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 277 | $2.7M |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 349 | $552K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 349 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.