| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | POST OFFICE BOX 27149 GREENVILLE, SC 29616 | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | $41K | — | $41K | 3.49% |
| MCGRIFF INSURANCE SERVICES INC3 | 414 GALLIMORE DIARY ROAD EB COMMISSION GREENSBORO, NC 27409 | SUN LIFE ASSURANCE COMPANY OF CANADA | $11K | $1K | $12K | 13.92% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 3150 SOUTH MAIN STREET HARRISONBURG, VA 22801 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $1K | $1K | 1.37% |
| RISK STRATEGIES COMPANY3 Filed as: ASSOCIATION RISK PARTNERS LLC | 3906 MCGREGOR DRIVE COLUMBIA, SC 29206 | SUN LIFE ASSURANCE COMPANY OF CANADA | $725 | — | $725 | 0.83% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF | — | PHYSICIANS EYECARE PLAN | $977 | — | $977 | 8.59% |
| RISK STRATEGIES COMPANY3 Filed as: ASSOCIATION RISK PARTNERS | — | PHYSICIANS EYECARE PLAN | $160 | — | $160 | 1.41% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 145 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 145 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 93 | $1.2M |
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 92 | $87K |
| Vision | PHYSICIANS EYECARE PLAN | 90 | $11K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 92 | $87K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 92 | $87K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 92 | $87K |
| Prescription drug | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 93 | $1.2M |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 92 | $87K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 93 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.