| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB & T INSURANCE SERVICES, INC | P.O. BOX 27149 GREENVILLE, SC 29616 | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | $54K | — | $54K | 2.55% |
| DAVID D CERVA3 Filed as: DAVID J VANDEWATER | 1901 BULL STREET COLUMBIA, SC 29201 | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | $18K | — | $18K | 0.85% |
| BB&T OF COLUMBIA3 | P.O. BOX 8628 COLUMBIA, SC 29202 | SUN LIFE ASSURANCE COMPANY OF CANADA | $17K | — | $17K | 5.11% |
| DAVID D CERVA3 Filed as: DAVID VAN DE WATER | 1901 BULL STREET COLUMBIA, SC 29201 | SUN LIFE ASSURANCE COMPANY OF CANADA | $17K | — | $17K | 5.11% |
| MEDICAL GROUP INSURANCE SERVICES3 Filed as: MEDICAL GROUP INSURANCE SERVICES IN | 1849 WEST NORTH TEMPLE SALT LAKE CITY, UT 84116 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $195 | $195 | 0.06% |
| BB&T - BOYLE VAUGHAN3 Filed as: BB&T -BOYLE VAUGHAN | P.O. BOX 8628 COLUMBIA, SC 29202 | UNION SECURITY INSURANCE COMPANY | $6K | — | $6K | 3.74% |
| THE BENEFIT COMPANY INC3 | P.O. BOX 211486 COLUMBIA, SC 29221 | UNION SECURITY INSURANCE COMPANY | — | $3K | $3K | 2.00% |
| BB&T - BLUE RIDGE BURKE3 Filed as: BB&T BLUE RIDGE BURKE | PO BOX 168 WINSTON SALEM, NC 27102 | UNION SECURITY INSURANCE COMPANY | — | $3K | $3K | 1.93% |
| DAVID D CERVA3 Filed as: DAVID J VAN DEWATER | 1901 BULL STREET COLUMBIA, SC 29201 | UNION SECURITY INSURANCE COMPANY | $2K | — | $2K | 1.25% |
| STEPHEN LUNCEFORD3 Filed as: STEPHEN LUNCEFORD, THE BENEFIT COMP | PO BOX 211486 COLUMBIA, SC 29221 | CITIZENS SECURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 300 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 302 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 231 | $2.1M |
| Dental | UNION SECURITY INSURANCE COMPANY | 184 | $149K |
| Vision | CITIZENS SECURITY LIFE INSURANCE COMPANY | 143 | $19K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 283 | $337K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 283 | $337K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 283 | $337K |
| Prescription drug | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 231 | $2.1M |
| Other | SUN LIFE ASSURANCE COMPANY OF CANADA | 283 | $337K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 283 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.