See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 12 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 10 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| KEY BENEFIT ADMINISTRATORS, INC EIN 35-1450364 NONE | Claims processing Service code 12 | — | $136K |
| ALLIANT INSURANCE SERVICES EIN 33-0785439 NONE | Insurance agents and brokers Service code 22 | — | $115K |
| CIGNA PPO EIN 84-0467907 NONE | Claims processing Service code 12 | — | $107K |
| AMERICAN HEALTH DATA INSTITURE EIN 35-2048379 NONE | Claims processing Service code 12 | — | $71K |
| ANTHEM BLUE CROSS EIN 23-7391136 NONE | Other services; Contract Administrator; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue Service code 12 | — | $38K |
| VSP VISION CARE EIN 22-2777159 NONE | Contract Administrator Service code 13 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 322 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 322 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | SUN LIFE INSURANCE COMPANY | 406 | $912K |
| Vision | VSP VISION CARE | 376 | $37K |
| Life insurance | FIRSTRELIANCESTANDARD | 444 | $116K |
| Long-term disability | FIRSTRELIANCESTANDARD | 445 | $0 |
| Prescription drug | UHA HEALTH INSURANCE | 1 | $7K |
| Other(7 contracts) | FIRSTRELIANCESTANDARD | 445 | $292K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 445 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.