| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TURNKEY BENEFIT INSURANCE SERVICES3 | 8330 ALLISON POINT TRAIL STE 200 INDIANAPOLIS, IN 46250 | FIRSTRELIANCESTANDARD | $18K | — | $18K | 7.50% |
| TURNKEY BENEFIT INSURANCE SERVICES3 | 8330 ALLISON POINT TRAIL STE 200 INDIANAPOLIS, IN 46250 | FIRSTRELIANCESTANDARD | $9K | — | $9K | 7.50% |
| TURNKEY BENEFIT INSURANCE SERVICES3 | P.O. BOX 55210 INDIANAPOLIS, IN 47520 | VSP VISION CARE | $2K | — | $2K | 4.99% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 101 PARK AVE FL 14 NEW YOUK, NY 10178 | FIRSTRELIANCESTANDARD | $1K | — | $1K | 5.54% |
| TURNKEY BENEFIT INSURANCE SERVICES3 | 8330 ALLISON POINTE TRAIL STE 200 INDIANAPOLIS, IN 46250 | FIRSTRELIANCESTANDARD | $1K | — | $1K | 5.01% |
| TURNKEY BENEFIT INSURANCE SERVICES3 | 8330 ALLISON POINT TRAIL STE 200 INDIANAPOLIS, IN 46250 | FIRSTRELIANCESTANDARD | $743 | — | $743 | 7.50% |
| TURNKEY BENEFIT INSURANCE SERVICES3 | 8330 ALLISON POINT TRAIL INDIANAPOLIS, IN 46250 | FIRSTRELIANCESTANDARD | $395 | — | $395 | 7.50% |
| TURNKEY BENEFIT INSURANCE SERVICES | 8330 ALLISON POINT TRAIL INDIANAPOLIS, IN 46250 | FIRSTRELIANCESTANDARD | $3K | — | $3K | 100.00% |
| TURNKEY BENEFIT INSURANCE SERVICES3 | 8330 ALLISON POINT TRAIL STE 200 INDIANAPOLIS, IN 46250 | ANTHEM BLUE CROSS | — | $26K | $26K | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| KEY BENEFIT ADMINISTRATORS, INC EIN 35-1450364 NONE | Claims processing Service code 12 | — | $142K |
| CIGNA PPO EIN 84-0467907 NONE | Claims processing Service code 12 | — | $140K |
| ALLIANT INSURANCE SERVICE EIN 33-0785439 NONE | Insurance agents and brokers Service code 22 | — | $140K |
| AMERICAN HEALTH DATA INSTITURE EIN 35-2048379 NONE | Claims processing Service code 12 | — | $86K |
| ANTHEM BLUE CROSS EIN 23-7391136 | Contract Administrator; Float revenue; Other services; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $46K |
| FLORES AND ASSOCIATES EIN 56-1542307 NONE | Claims processing Service code 12 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 474 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 474 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SUN LIFE INSURANCE COMPANY | 474 | $894K |
| Dental | ANTHEM BLUE CROSS | 0 | $0 |
| Vision | VSP VISION CARE | 484 | $47K |
| Life insurance | FIRSTRELIANCESTANDARD | 670 | $115K |
| Long-term disability | FIRSTRELIANCESTANDARD | 671 | $3K |
| Other(5 contracts) | FIRSTRELIANCESTANDARD | 671 | $387K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 671 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.