| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN & PIKE, INC | 10000 W CHARLESTON BLVD STE 200 LAS VEGAS, NV 89135 | SUN LIFE ASSURANCE COMPANY OF CANADA | $572K | $30K | $602K | 13.72% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN & PIKE | 10000 W. CHARLESTON BLVD. SUITE 200 LAS VEGAS, NC 89135 | ALPHA DENTAL OF NEVADA, INC. | $32K | — | $32K | 5.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN & PIKE, INC. | 2603 W. CHARLESTON RD. LAS VEGAS, NV 89102 | EYEMED VISION CARE ON BEHALF OF THE COMBINED INSURANCE COMPANY OF AMER | $2K | — | $2K | 0.49% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | EYEMED VISION CARE ON BEHALF OF THE COMBINED INSURANCE COMPANY OF AMER | $597 | — | $597 | 0.12% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS | ADMIN, LLC PO BOX 310502 DES MOINES, IA 50331 | CONTINENTAL AMERICAN INSURANCE COMPANY | $24K | — | $24K | 9.91% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN AND PIKE INC | 2603 W CHARLESTON BLVD LAS VEGAS, NV 89102 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19K | — | $19K | 7.90% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS | ADMIN, LLC PO BOX 10414 DES MOINES, IA 50306 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | — | $10K | 4.26% |
| WESTBROOK BENEFITS INC3 Filed as: WESTBROOK BENEFITS, INC. | 1313 WOODMORE ST. LAS VEGAS, NV 89144 | CONTINENTAL AMERICAN INSURANCE COMPANY | $27 | — | $27 | 0.01% |
| HELEN MENDEZ3 Filed as: HELEN L MENDEZ | 2175 TIMESCAPE COURT LAS VEGAS, NV 89123 | CONTINENTAL AMERICAN INSURANCE COMPANY | $27 | — | $27 | 0.01% |
| TOM KOCH3 Filed as: TOM L KOCH | 695 ORCHARD COURSE DR LAS VEGAS, NV 89148 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.01% |
| DAVID M COUGHLIN3 | 2229 WHITE MIST DR LAS VEGAS, NV 89134 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.00% |
| JENNIFER TAFOYA3 Filed as: JENNIFER E TAFOYA | 6127 S RAINBOW BLVD STE 110 LAS VEGAS, NV 89118 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| STEVE D SERVI3 | 6127 S RAINBOW BLVD 110 LAS VEGAS, NV 89118 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN & PIKE, INC. | 10000 W. CHARLESTON BLVD. STE 200 LAS VEGAS, NV 89135 | UNITEDHEALTHCARE INSURANCE COMPANY | $16K | — | $16K | 7.76% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.80% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH AND BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | AETNA LIFE INSURANCE COMPANY | $12K | — | $12K | 8.40% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN & PIKE INC. | 10000 W. CHARLESTON BLVD. SUITE 200 LAS VEGAS, NC 89135 | AETNA LIFE INSURANCE COMPANY | $7K | — | $7K | 4.84% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN & PIKE, INC. | 10000 W. CHARLESTON BLVD. SUITE 200 LAS VEGAS, NC 89135 | LEGAL ACCESS CONSULTING, LLC | $10K | — | $10K | 15.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN & PIKE | 2603 W. CHARLESTON RD. LAS VEGAS, NV 89102 | UNITEDHEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,086 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 29 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,115 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | HEALTH PLAN OF NEVADA | 8,358 | $49.9M |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL INSURANCE COMPANY | 8,610 | $3.7M |
| Vision | EYEMED VISION CARE ON BEHALF OF THE COMBINED INSURANCE COMPANY OF AMER | 10,251 | $478K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 6,086 | $4.4M |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 6,086 | $4.4M |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 6,086 | $4.4M |
| Prescription drug | HEALTH PLAN OF NEVADA | 8,358 | $36.9M |
| Other(5 contracts, 5 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 6,086 | $4.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 10,251 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.