| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RENAE SALLQUIST KNOPF3 | 1716 W GRAND ARBOR CIRSIOUX FALLS, SD 57108 | AFLAC | $6K | $169 | $6K | 3.49% |
| THERESA MARIE CELANDER3 | 17076 58TH NE OTSEGO, MN 55374 | AFLAC | $3K | $101 | $3K | 2.01% |
| KELLIE J ARDUSER3 | 21820 COMET CT MONTICELLO, IA 52310 | AFLAC | $2K | $0 | $2K | 1.24% |
| JOSEPH D. GRANDGENETT3 Filed as: JOSEPH DANIEL GRANDGENETT | 5683 409TH NORTH BRANCH, MN 55056 | AFLAC | $2K | $98 | $2K | 1.09% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP LLC | 11516 MIRACLE HILLS DR STE 100 OMAHA, NE 68154 | AFLAC | $1K | $0 | $1K | 0.70% |
| PAMELA J KREBER3 | 5905 S DEER PARK DR SIOUX FALLS, SD 57108 | AFLAC | $1K | $21 | $1K | 0.65% |
| SHANON M MCGAVER3 | PO BOX 154 ELK RIVER, MN 55330 | AFLAC | $1K | $34 | $1K | 0.61% |
| AWS INC3 | 1919 W 57TH ST STE 101 SIOUX FALLS, SD 57108 | AFLAC | $892 | $44 | $936 | 0.55% |
| JEFFREY J YOUNG3 | 7014 S WITZKE PL SIOUX FALLS, SD 57108 | AFLAC | $806 | $39 | $845 | 0.49% |
| LEESA J CHURCHILL3 Filed as: LEESA JO CHURCHILL | 13929 WOODRIDGE PATH SAVAGE, MN 55378 | AFLAC | $666 | $13 | $679 | 0.40% |
| CAROL FOX3 | 42312 199TH ST BANCROFT, SD 57353 | AFLAC | $491 | $0 | $491 | 0.29% |
| EMMILY E DREESSENS3 | 915 W MAIN ST PLATTEVILLE, WI 53818 | AFLAC | $457 | $0 | $457 | 0.27% |
| THE MADRID AGENCY INC3 | 6282 DOUGLAS CT N CHAMPLIN, MN 55316 | AFLAC | $431 | $3 | $434 | 0.25% |
| CORY D NELSON3 | 215 HIGHWAY 965 NE STE 3 NORTH LIBERTY, IA 52317 | AFLAC | $423 | $0 | $423 | 0.25% |
| SASHA CAMPBELL3 | 2731 12TH AVE S STE B FARGO, ND 58103 | AFLAC | $370 | $28 | $398 | 0.23% |
| LUCAS BAUMGARTNER3 | 667 158TH AVE NW ANDOVER, MN 55304 | AFLAC | $369 | $24 | $393 | 0.23% |
| MICHAEL BOLGER3 | 128 WOODLAND DR MADISON, SD 57042 | AFLAC | $386 | $0 | $386 | 0.23% |
| JEREMY ALLEN TIMMERMANS3 | 46124 274TH ST CHANCELLOR, SD 57015 | AFLAC | $360 | $0 | $360 | 0.21% |
| THOMAS J CASSADY3 | 2731 12TH AVE S STE B FARGO, ND 58103 | AFLAC | $263 | $6 | $269 | 0.16% |
| DENNIS FRATELLA3 | 12012 LOCUST ST CEDAR RAPIDS, IA 52404 | AFLAC | $261 | $0 | $261 | 0.15% |
| BECKY SUTHERLAND3 | 6211 HAMILTON ST APT 1 ST LOUIS PARK, MN 55416 | AFLAC | $233 | $0 | $233 | 0.14% |
| JODI HARTMAN3 | PO BOX 226 FORT PIERRE, SD 57532 | AFLAC | $202 | $26 | $228 | 0.13% |
| SARA KNEIP3 | 1218 6TH ST BROOKINGS, SD 57006 | AFLAC | $222 | $0 | $222 | 0.13% |
| TRACY L HOSTLER3 | 3922 S WESTERN AVE SIOUX FALLS, SD 57105 | AFLAC | $220 | $0 | $220 | 0.13% |
| MICHELLE L NODORFT3 | 1546 COUNTY ROAD B PLATTEVILLE, WI 53818 | AFLAC | $199 | $14 | $213 | 0.12% |
| MEHLBRECH INSURANCE INC3 | 47152 257TH ST CROOKS, SD 57020 | AFLAC | $200 | $0 | $200 | 0.12% |
| ANDREA J RIES3 | 2306 260TH ST INDEPENDENCE, IA 50644 | AFLAC | $198 | $0 | $198 | 0.12% |
| MELISSA J BECK3 | 26505 LAKEVIEW PL HARTFORD, SD 57033 | AFLAC | $198 | $0 | $198 | 0.12% |
| D BRAMOW AGENCY LLC3 | 3349 SOUTHGATE CT SW STE 109 CEDAR RAPIDS, IA 52404 | AFLAC | $185 | $0 | $185 | 0.11% |
| MARY-JOYCE LICATA3 Filed as: MARY BISHOP | 5100 SE 30TH ST DES MOINES, IA 50320 | AFLAC | $157 | $23 | $180 | 0.11% |
| CHARLES J MEHLBRECH3 | 230 E CENTER AVE SALEM, SD 57058 | AFLAC | $161 | $0 | $161 | 0.09% |
| TRACY PLANKERS3 Filed as: TRACY A PLANKERS | 3542 168TH AVE NE HAM LAKE, MN 55304 | AFLAC | $158 | $0 | $158 | 0.09% |
| SHAWN D BENSER3 | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | $152 | $6 | $158 | 0.09% |
| MELODY B THOMPSON3 | 518 MAIN AVE BROOKINGS, SD 57006 | AFLAC | $150 | $0 | $150 | 0.09% |
| MEGAN J KLASI3 | 104 COTTS DR NORTH SIOUX CITY, SD 57049 | AFLAC | $148 | $0 | $148 | 0.09% |
| JEREMY D FOX3 | 42312 199TH ST BANCROFT, SD 57353 | AFLAC | $134 | $0 | $134 | 0.08% |
| MICHAEL D EVANS JR3 | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $132 | $0 | $132 | 0.08% |
| TONYA L WYNES LLC3 | 5810 W 78TH ST STE 210 MINNEAPOLIS, MN 55439 | AFLAC | $121 | $3 | $124 | 0.07% |
| KAE HUGHES3 Filed as: KAE L HUGHES | 1805 30TH ST MOLINE, IL 61265 | AFLAC | $116 | $0 | $116 | 0.07% |
| ANGIE S PEARSON3 | PO BOX 67 FORT PIERRE, SD 57532 | AFLAC | $88 | $28 | $116 | 0.07% |
| SCOTT ALAN BRAATEN3 | 8478 119TH AVE CLEAR LAKE, MN 55319 | AFLAC | $102 | $11 | $113 | 0.07% |
| HEATHER ANN PFLAUM3 | 4877 CLEARWATER CIR SAVAGE, MN 55378 | AFLAC | $109 | $0 | $109 | 0.06% |
| SHON FORD LLC3 | 427 N BROADWAY AVE MILLER, SD 57362 | AFLAC | $100 | $6 | $106 | 0.06% |
| SANDRA F STRANDLIEN3 | 2731 12TH AVE S STE B FARGO, ND 58103 | AFLAC | $101 | $0 | $101 | 0.06% |
| MICHAEL D EVANS JR3 Filed as: MICHAEL J TOMLINSON | 40 PARADISE DR WATERTOWN, SD 57201 | AFLAC | $93 | $0 | $93 | 0.05% |
| MANUEL A MADRID3 | 6282 DOUGLAS CT N CHAMPLIN, MN 55316 | AFLAC | $83 | $7 | $90 | 0.05% |
| THOMAS L PUGH3 | 5810 W 78TH ST STE 210 MINNEAPOLIS, MN 55439 | AFLAC | $79 | $3 | $82 | 0.05% |
| APRIL MAE JORGENSEN3 | 9436 W BROEK DR SIOUX FALLS, SD 57106 | AFLAC | $81 | $0 | $81 | 0.05% |
| DAVID P AESOPH3 | 2700 W NICOLE DR SIOUX FALLS, SD 57105 | AFLAC | $80 | $0 | $80 | 0.05% |
| JOSEPH D HAZELDINE3 | 2203 35TH STREET CIR S MOORHEAD, MN 56560 | AFLAC | $74 | $0 | $74 | 0.04% |
| MICHAEL FRASIER3 | 258 CORPORATE DR STE 200 MADISON, WI 53714 | AFLAC | $66 | $3 | $69 | 0.04% |
| LINDA A. HUDSON BULL3 Filed as: LINDA ANN HUDSON-BULL | 23303 ABRADE AVE PUNTA GORDA, FL 33980 | AFLAC | $68 | $0 | $68 | 0.04% |
| KARLA JEAN KENDRICK3 | 633 E SIOUX AVE STE 9 PIERRE, SD 57501 | AFLAC | $57 | $6 | $63 | 0.04% |
| MARGARET A TURNER3 | 5201 S GLEN HAVEN PL SIOUX FALLS, SD 57108 | AFLAC | $58 | $0 | $58 | 0.03% |
| CASSIDY A GOLDSTINE3 | 3922 S WESTERN AVE SIOUX FALLS, SD 57105 | AFLAC | $58 | $0 | $58 | 0.03% |
| PERFORMANCE PLUS LLC3 | 114 N MAIN ST MITCHELL, SD 57301 | AFLAC | $48 | $6 | $54 | 0.03% |
| HEIDI ALFSON3 | 602 IRONWOOD DR HARTFORD, SD 57033 | AFLAC | $47 | $6 | $53 | 0.03% |
| CRAIG S STADTFELD3 | 1919 W 57TH ST STE 101 SIOUX FALLS, SD 57108 | AFLAC | $50 | $0 | $50 | 0.03% |
| DARREN J FERNER3 | 301 BOBWHITE CIR DAKOTA DUNES, SD 57049 | AFLAC | $49 | $0 | $49 | 0.03% |
| KAE HUGHES3 | 1805 30TH ST MOLINE, IL 61265 | AFLAC | $47 | $0 | $47 | 0.03% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: MORGAN GALLAGHER | 1440 SE BISHOP DR APT 121 WAUKEE, IA 50263 | AFLAC | $41 | $6 | $47 | 0.03% |
| MONICA S KINNER3 | 7212 W 65TH ST SIOUX FALLS, SD 57106 | AFLAC | $45 | $0 | $45 | 0.03% |
| CHRIS A GUSTAFSON3 | 25977 482ND AVE BRANDON, SD 57005 | AFLAC | $43 | $0 | $43 | 0.03% |
| MICHAEL D SCHULTZ3 Filed as: MICHAEL J AXTELL | 3562 6TH PL NW ROCHESTER, MN 55901 | AFLAC | $39 | $0 | $39 | 0.02% |
| WENDY RENARD3 | 24133 FAWN CT NE STACY, MN 55079 | AFLAC | $39 | $0 | $39 | 0.02% |
| KRINGS ENTERPRISES INC3 | 1330 PRAIRIE RIDGE DR POLK CITY, IA 50226 | AFLAC | $39 | $0 | $39 | 0.02% |
| KELSEY R KINDOPP3 | 404 E 6TH ST DELL RAPIDS, SD 57022 | AFLAC | $36 | $0 | $36 | 0.02% |
| NAOMI LEPORE3 Filed as: NAOMI MICHELLE LEPORE | 10608 KYLE AVE N BROOKLYN PARK, MN 55443 | AFLAC | $35 | $0 | $35 | 0.02% |
| TONYA L REMLEY3 | 1225 E RIVER DR STE 302 DAVENPORT, IA 52803 | AFLAC | $33 | $0 | $33 | 0.02% |
| CONNIE L SALLQUIST3 | 1716 W GRAND ARBOR CIR SIOUX FALLS, SD 57108 | AFLAC | $33 | $0 | $33 | 0.02% |
| ANGELINE A MEIERDING3 | 1516 SW 50TH ST APT 102 CAPE CORAL, FL 33914 | AFLAC | $33 | $0 | $33 | 0.02% |
| ANDREW C MJONESS3 | 2917 14TH AVE S MOORHEAD, MN 56560 | AFLAC | $31 | $0 | $31 | 0.02% |
| JAMES A PORTER3 | 223 STILLWATER CREEK DR BOZEMAN, MT 59718 | AFLAC | $29 | $0 | $29 | 0.02% |
| BRADY L WEISENBERGER3 | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | $28 | $0 | $28 | 0.02% |
| BETH ZADOW3 | 1300 7TH PL N CLEAR LAKE, IA 50428 | AFLAC | $26 | $0 | $26 | 0.02% |
| JEFFREY A CLEMENSON3 | 6700 BASSWOOD CIR ROCKFORD, MN 55373 | AFLAC | $25 | $0 | $25 | 0.01% |
| ANTHONY SWEETER3 Filed as: ANTHONY J SWEETER | 13057 273RD AVE NW ZIMMERMAN, MN 55398 | AFLAC | $25 | $0 | $25 | 0.01% |
| HEATHER M BRAMER3 | 808 S MAPLE WATERTOWN, SD 57201 | AFLAC | $25 | $0 | $25 | 0.01% |
| TIA TEN NAPEL3 | 1600 CENTRAL AVE SE LE MARS, IA 51031 | AFLAC | $24 | $0 | $24 | 0.01% |
| PEGGY SUE LAZER3 | 7914 113TH AVE N CHAMPLIN, MN 55316 | AFLAC | $23 | $0 | $23 | 0.01% |
| DENEY R HOFMEISTER3 | 912 LAKEVIEW AVE WASECA, MN 56093 | AFLAC | $21 | $0 | $21 | 0.01% |
| STEPHEN C JONES3 | PO BOX 17284 MISSOULA, MT 59808 | AFLAC | $21 | $0 | $21 | 0.01% |
| WENDY RENARD3 Filed as: WENDY M RENARD | 24133 FAWN CT NE STACY, MN 55079 | AFLAC | $20 | $0 | $20 | 0.01% |
| JAMES MCDONALD3 Filed as: JAMES ROBERT MADSEN | 1919 W 57TH ST STE 101 SIOUX FALLS, SD 57108 | AFLAC | $20 | $0 | $20 | 0.01% |
| LAWRENCE R ZAHRADKA3 | 2750 GATEWAY DR STE D GRAND FORKS, ND 58203 | AFLAC | $19 | $0 | $19 | 0.01% |
| HILARY SWEET3 Filed as: HILARY J SWEET | 311 WILLOW ST ALBURNETT, IA 52202 | AFLAC | $18 | $0 | $18 | 0.01% |
| KACY A GRUENKEMEYER3 | 558 CLINGMANS LN CHATTANOOGA, TN 37419 | AFLAC | $18 | $0 | $18 | 0.01% |
| JOLYNNE M MACK3 | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $18 | $0 | $18 | 0.01% |
| MICHELLE RAE MAGUIRE3 | 7825 WASHINGTON AVE S SUTIE 425 MINNEAPOLIS, MN 55439 | AFLAC | $17 | $0 | $17 | 0.01% |
| TRACI L NATOLI3 | 1145 CHENOA LN SW ORONOCO, MN 55960 | AFLAC | $17 | $0 | $17 | 0.01% |
| LISA K UHLIR3 | 8516 E WILLOW RIDGE PL SIOUX FALLS, SD 57110 | AFLAC | $17 | $0 | $17 | 0.01% |
| CASEY J HIGGINS3 | 9347 LIZARD ROCK TRL COLORADO SPRINGS, CO 80924 | AFLAC | $17 | $0 | $17 | 0.01% |
| VAN ENGELENHOVEN AGENCY INC3 | 122 CENTRAL AVE SW ORANGE CITY, IA 51041 | AFLAC | $15 | $0 | $15 | 0.01% |
| HOWARD EATON3 | 3141 PRAIRIE ROSE DR NORWALK, IA 50211 | AFLAC | $10 | $5 | $15 | 0.01% |
| JOHN PAUL THOMPSON SR3 | 6395 S KEWAUNEE WAY STE 425 AURORA, CO 80016 | AFLAC | $14 | $0 | $14 | 0.01% |
| NEFZGER ENTERPRISES INC3 | 524 W LAKE DR LAKE NORDEN, SD 57248 | AFLAC | $13 | $0 | $13 | 0.01% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PAYNEWEST INSURANCE INC | 1108 LIVINGSTON AVE HELENA, MT 59601 | AFLAC | $13 | $0 | $13 | 0.01% |
| CHRISTOPHER J KUZNIEWSKI3 | 936 15TH AVE NE ROCHESTER, MN 55906 | AFLAC | $13 | $0 | $13 | 0.01% |
| JOSHUA PAUL GROUP INC3 Filed as: JOSHUA TERRELL | 5530 WEST PKWY STE 100 JOHNSTON, IA 50131 | AFLAC | $12 | $0 | $12 | 0.01% |
| LAWRENCE R ZAHRADKA3 | 10 S 3RD ST GRAND FORKS, ND 58201 | AFLAC | $10 | $0 | $10 | 0.01% |
| SARA LANG3 | PO BOX 232 TIFFIN, IA 52340 | AFLAC | $10 | $0 | $10 | 0.01% |
| SHAWN D SYVERSON3 | 1283 N 14TH AVE STE 103 BOZEMAN, MT 59715 | AFLAC | $10 | $0 | $10 | 0.01% |
| JEREMY L TOMLINSON3 | 6305 W RUSSETT ST BOISE, ID 83704 | AFLAC | $10 | $0 | $10 | 0.01% |
| TERRELL & COMPANY INC3 | 4401 WESTOWN PKWY STE 350 WEST DES MOINES, IA 50266 | AFLAC | $9 | $0 | $9 | 0.01% |
| ROBERT L VALENTINE3 | 101 RICHARD ST YANKTON, SD 57078 | AFLAC | $8 | $0 | $8 | 0.00% |
| CATHY J OLIVER3 | 14795 BOISE CIR ROSEMOUNT, MN 55068 | AFLAC | $8 | $0 | $8 | 0.00% |
| GREG LITZ3 | 10 S 3RD ST GRAND FORKS, ND 58201 | AFLAC | $8 | $0 | $8 | 0.00% |
| DARIN D PAVLISH3 | 8312 152ND PL SAVAGE, MN 55378 | AFLAC | $8 | $0 | $8 | 0.00% |
| KNUTE NELSON3 | 920 AUTUMN SAGE WAY PFLUGERVILLE, TX 78660 | AFLAC | $8 | $0 | $8 | 0.00% |
| JAKE KAUFMANN3 | 1601 LEWIS AVE STE 216 BILLINGS, MT 59102 | AFLAC | $8 | $0 | $8 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: CHRISTINE A WILLIS | 10709 GENA RD KETCHIKAN, AK 99901 | AFLAC | $8 | $0 | $8 | 0.00% |
| AMANDA K ROUZER3 | 48182 256TH ST GARRETSON, SD 57030 | AFLAC | $7 | $0 | $7 | 0.00% |
| WILLIAM M BARNETT3 | 703 N SAGEHORN DR HARTFORD, SD 57033 | AFLAC | $7 | $0 | $7 | 0.00% |
| JASON EARL BLAKE3 | 1226 CULVER AVE NW BUFFALO, MN 55313 | AFLAC | $7 | $0 | $7 | 0.00% |
| SHAWN MICHAEL HANSON3 | PO BOX 641 GRAFTON, ND 58237 | AFLAC | $6 | $0 | $6 | 0.00% |
| THEODORE W HONKE3 | 29478 US HIGHWAY 281 LAKE ANDES, SD 57356 | AFLAC | $6 | $0 | $6 | 0.00% |
| TAMARA WILLIAMS3 | 6610 NASSER LN PORT ORANGE, FL 32128 | AFLAC | $6 | $0 | $6 | 0.00% |
| CORY A SMITH3 | PO BOX 75 MOORHEAD, MN 56561 | AFLAC | $6 | $0 | $6 | 0.00% |
| REMLEY BENEFITS LLC3 | 1225 E RIVER DR STE 302 DAVENPORT, IA 52803 | AFLAC | $6 | $0 | $6 | 0.00% |
| PHILIP FLIKKEMA3 Filed as: PHILIP G FLIKKEMA | 7175 CHURCHILL RD MANHATTAN, MT 59741 | AFLAC | $6 | $0 | $6 | 0.00% |
| BARRY CAMPBELL3 | 2798 COUNTY ROAD 80 ALGER, OH 45812 | AFLAC | $5 | $0 | $5 | 0.00% |
| CIERRA JILL MURPHY3 | 1212 MAIN AVE S BROOKINGS, SD 57006 | AFLAC | $5 | $0 | $5 | 0.00% |
| MICHAEL J WELTER3 | 603 DOUGLAS AVE YANKTON, SD 57078 | AFLAC | $5 | $0 | $5 | 0.00% |
| SHAWNA STARR NYHAUG3 | 206 W MAPLE ST BERESFORD, SD 57004 | AFLAC | $3 | $2 | $5 | 0.00% |
| TAMARA WILLIAMS3 | 5409 CANNA CT PORT ORANGE, FL 32128 | AFLAC | $4 | $0 | $4 | 0.00% |
| EUGENE BUTCH LINSTER3 | 3611 ANGEL WAY RAPID CITY, SD 57703 | AFLAC | $4 | $0 | $4 | 0.00% |
| DIANE M HANSUM3 | 3922 S WESTERN AVE SIOUX FALLS, SD 57105 | AFLAC | $4 | $0 | $4 | 0.00% |
| GERALD R THEIS JR3 | 505 ROUNDHOUSE DR LAUREL, MT 59044 | AFLAC | $4 | $0 | $4 | 0.00% |
| JEFFREY M HANSEN3 | 1895 52ND ST SW PEQUOT LAKES, MN 56472 | AFLAC | $4 | $0 | $4 | 0.00% |
| JESSE VAL CURRIER3 | 2011 ELMWOOD DR BROOKINGS, SD 57006 | AFLAC | $3 | $0 | $3 | 0.00% |
| TERRY E ANDERSON3 | 700 CEDAR ST STE 185 ALEXANDRIA, MN 56308 | AFLAC | $3 | $0 | $3 | 0.00% |
| CARLA A MCENTIRE3 | 81 8TH ST STE 12 BELGRADE, MT 59714 | AFLAC | $3 | $0 | $3 | 0.00% |
| TYONIA N EGGERS3 | 102 BASS ST STORM LAKE, IA 50588 | AFLAC | $3 | $0 | $3 | 0.00% |
| BRIAN KUYATT3 | 17590 ITALY PATH LAKEVILLE, MN 55044 | AFLAC | $2 | $0 | $2 | 0.00% |
| LARRY A. VOGT3 Filed as: LARRY A VOGT | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | AFLAC | $2 | $0 | $2 | 0.00% |
| KARA M CARMODY3 | 718 HOYT AVE E SAINT PAUL, MN 55106 | AFLAC | $2 | $0 | $2 | 0.00% |
| GREGORY F STENZEL3 | 1249 KIOWA DR W GAINESVILLE, TX 76240 | AFLAC | $2 | $0 | $2 | 0.00% |
| BRITNEY J GOODDING3 | 1716 S 9TH AVE ELDRIDGE, IA 52748 | AFLAC | $1 | $0 | $1 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 1108 LIVINGSTON AVE HELENA, MT 59601 | AFLAC | $1 | $0 | $1 | 0.00% |
| JOSHUA PAUL GROUP INC3 Filed as: JOSHUA TERRELL | 812 VENETIAN ISLES DR APT 1 LAKE PARK, FL 33403 | AFLAC | $1 | $0 | $1 | 0.00% |
| TYONIA EGGERS INC3 | 102 BASS ST STORM LAKE, IA 50588 | AFLAC | $1 | $0 | $1 | 0.00% |
| JOSHUA D TERRELL3 | 812 VENETIAN ISLES DR APT 1 LAKE PARK, FL 33403 | AFLAC | $1 | $0 | $1 | 0.00% |
| JENNIFER SMITH3 Filed as: JENNIFER L SMITH | 4640 S STEWART AVE SPRINGFIELD, MO 65804 | AFLAC | $1 | $0 | $1 | 0.00% |
| MATTHEW J SCHNEIDER3 | 1225 E RIVER DR DAVENPORT, IA 52803 | AFLAC | $1 | $0 | $1 | 0.00% |
| BRICE L CAMPBELL3 | 360 LIBERTY HEIGHTS DR CHASKA, MN 55318 | AFLAC | $1 | $0 | $1 | 0.00% |
| JOELLE M BUELL3 | 820 5TH AVE SE WASECA, MN 56093 | AFLAC | $1 | $0 | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 292 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 292 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | AFLAC | 292 | $171K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 292 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.