| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RENAE SALLQUIST KNOPF3 | 1001 W KILLARNEY ST SIOUX FALLS, SD 57108 | AFLAC | $6K | $230 | $6K | 3.76% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP, INC | 11516 MIRACLE HILLS DR OMAHA, NE 68154 | AFLAC | $3K | — | $3K | 2.00% |
| THERESA CELANDER3 | 20 LAKE ST N STE 220 FOREST LAKE, MN 55025 | AFLAC | $3K | $103 | $3K | 1.86% |
| MARY-JOYCE LICATA3 Filed as: MARY BISHOP | 5100 SE 30TH ST DES MOINES, IA 50320 | AFLAC | $3K | $18 | $3K | 1.76% |
| JEREMY ALLEN TIMMERMANS3 Filed as: JEREMY TIMMERMANS | 1919 W 57TH ST STE 101 SIOUX FALLS, SD 57108 | AFLAC | $2K | $46 | $2K | 1.40% |
| TRACY PLANKERS3 | 3542 168TH AVE NE HAM LAKE, MN 55304 | AFLAC | $1K | $75 | $1K | 0.77% |
| MEGAN J KLASI3 Filed as: MEGAN KLASI | 104 COTTS DR NORTH SIOUX CITY, SD 57049 | AFLAC | $970 | — | $970 | 0.63% |
| SASHA CAMPBELL3 | 5685 43RD ST S FARGO, ND 58104 | AFLAC | $857 | — | $857 | 0.56% |
| LUCAS BAUMGARTNER3 | 20 LAKE ST N STE 220 FOREST LAKE, MN 55025 | AFLAC | $639 | $52 | $691 | 0.45% |
| KRINGS ENTERPRISES INC3 Filed as: KRINGS ENTERPRISES | 1116 AURORA AVE URBANDALE, IA 50322 | AFLAC | $677 | — | $677 | 0.44% |
| AWS INC3 | 1919 WEST 57TH ST STE 101 SIOUX FALLS, SD 57108 | AFLAC | $632 | $21 | $653 | 0.43% |
| MICHAEL BOLGER3 | 128 WOODLAND DR MADISON, SD 57042 | AFLAC | $551 | — | $551 | 0.36% |
| CAROL FOX3 | 42312 199TH ST BANCROFT, SD 57353 | AFLAC | $504 | $34 | $538 | 0.35% |
| KACY A GRUENKEMEYER3 Filed as: KACY GRUENKEMEYER | 325 CHEROKEE BLVD STE 102 CHATTANOOGA, TN 37405 | AFLAC | $448 | — | $448 | 0.29% |
| BECKY SUTHERLAND3 | 6211 HAMILTON ST #1 ST LOUIS PARK, MN 55416 | AFLAC | $444 | — | $444 | 0.29% |
| SHANNON MCGAVER3 | PO BOX 154 ELK RIVER, MN 55330 | AFLAC | $376 | — | $376 | 0.24% |
| MICHELLE L NODORFT3 Filed as: MICHELLE NODORFT | 1546 COUNTY ROAD B PLATTEVILLE, WI 53818 | AFLAC | $292 | $60 | $352 | 0.23% |
| TRACY L HOSTLER3 Filed as: TRACY HOSTLER | 3922 S WESTERN AVE SIOUX FALLS, SD 57105 | AFLAC | $320 | $28 | $348 | 0.23% |
| ANDREA J RIES3 | 2314 260TH ST INDEPENDENCE, IA 50644 | AFLAC | $311 | $8 | $319 | 0.21% |
| CRAIG S STADTFELD3 Filed as: CRAIG STADTFELD | 1919 W 57TH ST SIOUX FALLS, SD 57108 | AFLAC | $318 | — | $318 | 0.21% |
| DARREN J FERNER3 Filed as: DARREN FERNER | 301 BOBWHITE CIR DAKOTA DUNES, SD 57049 | AFLAC | $288 | — | $288 | 0.19% |
| THOMAS J CASSADY3 | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | $262 | $14 | $276 | 0.18% |
| SARA KNEIP3 | 1218 6TH STREET BROOKINGS, SD 57006 | AFLAC | $265 | — | $265 | 0.17% |
| SHAWN D BENSER3 Filed as: SHAWN BENSER | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | $232 | $2 | $234 | 0.15% |
| MICHAEL D EVANS JR3 Filed as: MICHAEL EVANS JR | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $214 | — | $214 | 0.14% |
| DANIEL R MEHLBRECH3 Filed as: DANIEL MEHLBRECH | 47152 257TH ST CROOKS, SD 57020 | AFLAC | $214 | — | $214 | 0.14% |
| JEREMY D FOX3 Filed as: JEREMY FOX | 42312 199TH ST BANCROFT, SD 57353 | AFLAC | $189 | $24 | $213 | 0.14% |
| KELLY ADDISON3 | 549 SANDSTONE CIR NORTH SIOUX CITY, SD 57049 | AFLAC | $211 | — | $211 | 0.14% |
| SABRIENNA LADOUCEUR3 | 110 N 3RD ST DRAYTON, ND 58225 | AFLAC | $181 | — | $181 | 0.12% |
| JOSEPH D HAZELDINE3 Filed as: JOSEPH HAZELDINE | 2203 35TH STREET CIR S MOORHEAD, MN 56560 | AFLAC | $171 | — | $171 | 0.11% |
| CHARLES J MEHLBRECH3 | 230 E CENTER AVE SALEM, SD 57058 | AFLAC | $154 | — | $154 | 0.10% |
| LAWRENCE R ZAHRADKA3 | 1726 CEDAR ST EMERADO, ND 58228 | AFLAC | $137 | $10 | $147 | 0.10% |
| MICHAEL D EVANS JR3 Filed as: MICHAEL J TOMLINSON | 40 PARADISE DR WATERTOWN, SD 57201 | AFLAC | $123 | — | $123 | 0.08% |
| LINDA A HUDSON3 Filed as: LINDA HUDSON BULL | 735 STALEY AVE PLATTEVILLE, WI 53818 | AFLAC | $101 | $12 | $113 | 0.07% |
| D BRAMOW AGENCY LLC3 | 3343 SOUTHGATE CT SW STE 109 CEDAR RAPIDS, IA 52404 | AFLAC | $103 | $2 | $105 | 0.07% |
| APRIL MAE JORGENSEN3 Filed as: APRIL JORGENSEN | 9436 W BROEK DR SIOUX FALLS, SD 57106 | AFLAC | $101 | — | $101 | 0.07% |
| JODI HARTMAN3 | PO BOX 226 FORT PIERRE, SD 57532 | AFLAC | $100 | — | $100 | 0.07% |
| PERFORMANCE PLUS LLC3 | 114 N MAIN ST MITCHELL, SD 57301 | AFLAC | $89 | $10 | $99 | 0.06% |
| DAVID J MCCLELLAN3 Filed as: DAVID AESOPH | 2700 N NICOLE DR SIOUX FALLS, SD 57105 | AFLAC | $90 | — | $90 | 0.06% |
| JENNIFER GENANT3 | 407 S 4TH ST PARKSTON, SD 57366 | AFLAC | $89 | — | $89 | 0.06% |
| CORY D NELSON3 Filed as: CORY NELSON | 215 HIGHWAY 965 NE STE 3 NORTH LIBERTY, IA 52317 | AFLAC | $83 | $2 | $85 | 0.06% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: MORGAN GALLAGHER | 1440 SE BISHOP DR APT 121 WAUKEE, IA 50263 | AFLAC | $81 | — | $81 | 0.05% |
| ANDREW C MJONESS3 Filed as: ANDREW MJONESS | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | $70 | — | $70 | 0.05% |
| TIMOTHY DAVID EMERY3 Filed as: TIMOTHY EMERY | 14093 KIPLING AVE S SAVAGE, MN 55378 | AFLAC | $69 | — | $69 | 0.04% |
| SCOTT ALAN BRAATEN3 Filed as: SCOTT BRAATEN | 19476 IRVING CIR NW ELK RIVER, MN 55330 | AFLAC | $64 | — | $64 | 0.04% |
| TERRELL & COMPANY INC3 Filed as: TERRELL & COMPANY | 5530 WEST PKWY STE 100 JOHNSTON, IA 50131 | AFLAC | $58 | $4 | $62 | 0.04% |
| PEGGY SUE LAZER3 Filed as: PEGGY LAZER | 7914 113TH AVE N CHAMPLIN, MN 55316 | AFLAC | $59 | — | $59 | 0.04% |
| BETH ZADOW3 | 1300 7TH PL N CLEAR LAKE, IA 50428 | AFLAC | $58 | — | $58 | 0.04% |
| CASSIDY A GOLDSTINE3 | 7501 S DENTON AVE SIOUX FALLS, SD 57108 | AFLAC | $58 | — | $58 | 0.04% |
| ANTHONY SWEETER3 | 10650 COUNTY RD 81 SUITE 214 MAPLE GROVE, MN 55369 | AFLAC | $56 | — | $56 | 0.04% |
| PAMELA J KREBER3 | 5905 S DEER PARK DR SIOUX FALLS, SD 57108 | AFLAC | $55 | — | $55 | 0.04% |
| CONNIE L SALLQUIST3 Filed as: CONNIE SALLQUIST | 1001 W KILLARNEY ST SIOUX FALLS, SD 57108 | AFLAC | $50 | — | $50 | 0.03% |
| BRADY L WEISENBERGER3 | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | $50 | — | $50 | 0.03% |
| JEFFREY A CLEMENSON3 | 6700 BASSWOOD CIR ROCKFORD, MN 55373 | AFLAC | $49 | — | $49 | 0.03% |
| JUFFER INC3 | PO BOX 69 WAGNER, SD 57380 | AFLAC | $46 | — | $46 | 0.03% |
| CASEY J HIGGINS3 Filed as: CASEY HIGGINS | 3083 LYMANS RUN SUN PRAIRIE, WI 53590 | AFLAC | $33 | $12 | $45 | 0.03% |
| ANGELINE A MEIERDING3 Filed as: ANGELINE MEIERDING | 1516 SW 50TH ST APT 102 CAPE CORAL, FL 33914 | AFLAC | $43 | — | $43 | 0.03% |
| MONICA S KINNER3 Filed as: MONICA KINNER | 7212 W 65TH ST SIOUX FALLS, SD 57106 | AFLAC | $42 | — | $42 | 0.03% |
| WENDY RENARD3 Filed as: WENDY M RENARD | 24133 FAWN CT NE STACY, MN 55079 | AFLAC | $42 | — | $42 | 0.03% |
| GREG LITZ3 | 10 S 3RD ST GRAND FORKS, ND 58201 | AFLAC | $38 | $2 | $40 | 0.03% |
| PAVLISH CONSULTING CO3 | 18248 JUSTICE WAY LAKEVILLE, MN 55044 | AFLAC | $37 | — | $37 | 0.02% |
| LISA A THOMPSON3 Filed as: LISA THOMPSON | 1331 HIAWATHA TRL SIOUCX CITY, IA 51104 | AFLAC | $37 | — | $37 | 0.02% |
| MARGARET A TURNER3 Filed as: MARGARET TURNER | 5201 S GLEN HAVEN PL SIOUX FALLS, SD 57108 | AFLAC | $37 | — | $37 | 0.02% |
| JOLYNNE M MACK3 | 113 5TH STREET SE WATERTOWN, SD 57201 | AFLAC | $36 | — | $36 | 0.02% |
| MICHAEL D SCHULTZ3 Filed as: MICHAEL J AXTELL | 3562 6TH PL NW ROCHESTER, MN 55901 | AFLAC | $33 | — | $33 | 0.02% |
| BENJAMIN THOMAS WITHERS3 Filed as: BENJAMIN WITHERS | 1304 HILLCREST DR WAVERLY, IA 50677 | AFLAC | $13 | $19 | $32 | 0.02% |
| MELODY B THOMPSON3 | 1212 MAIN AVENUE SOUTH BROOKINGS, SD 57006 | AFLAC | $31 | — | $31 | 0.02% |
| KELSEY R KINDOPP3 Filed as: KELSEY KINDOPP | 404 E 6TH STREET DELL RAPIDS, SD 57022 | AFLAC | $31 | — | $31 | 0.02% |
| MICHELLE MAGUIRE3 | 7825 WASHINGTON AVE S SUITE 425 MINNEAPOLIS, MN 55439 | AFLAC | $30 | — | $30 | 0.02% |
| SHAWN HANSON3 | PO BOX 24 PAGE, ND 58064 | AFLAC | $27 | — | $27 | 0.02% |
| TINA M LASSUY3 Filed as: TINA LASSUY | 3021 45TH ST MOLINE, IL 61265 | AFLAC | $26 | — | $26 | 0.02% |
| HEATHER M BRAMER3 | 808 S MAPLE WATERTOWN, SD 57201 | AFLAC | $25 | — | $25 | 0.02% |
| STEPHEN C JONES3 | PO BOX 17284 MISSOULA, MT 59808 | AFLAC | $21 | — | $21 | 0.01% |
| JOHN P THOMPSON3 Filed as: JOHN THOMPSON SR | 6395 S KEWAUNEE WAY STE 425 AURORA, CO 80016 | AFLAC | $20 | — | $20 | 0.01% |
| AMANDA K ROUZER3 Filed as: AMANDA ROUZER | 48182 256TH ST GARRETSON, SD 57030 | AFLAC | $18 | — | $18 | 0.01% |
| DENEY R HOFMEISTER3 | 912 LAKEVIEW AVE WASECA, MN 56093 | AFLAC | $18 | — | $18 | 0.01% |
| HILARY SWEET3 | 311 WILLOW ST ALBURNETT, IA 52202 | AFLAC | $18 | — | $18 | 0.01% |
| L B BENEFITS INC3 | 3901 15TH STREET D MOLINE, IL 61265 | AFLAC | $17 | — | $17 | 0.01% |
| TAMARA WILLIAMS3 | 3922 S WESTERN AVE SIOUX FALLS, SD 57105 | AFLAC | $16 | — | $16 | 0.01% |
| KNUTE NELSON3 | 3920 KIPLING AVE MINNEAPOLIS, MN 55416 | AFLAC | $15 | — | $15 | 0.01% |
| TYSON J BURTON3 Filed as: TYSON BURTON | 200 STATE ST STE 202Y CEDAR FALLS, IA 50613 | AFLAC | $11 | $4 | $15 | 0.01% |
| DIANE M HANSUM3 | 3922 S WESTERN AVE SIOUX FALLS, SD 57105 | AFLAC | $14 | — | $14 | 0.01% |
| TRACI L NATOLI3 | 1145 CHENOA LN SW ORONOCO, MN 55960 | AFLAC | $14 | — | $14 | 0.01% |
| MICHAEL A SMITH3 Filed as: MICHAEL SMITH | PO BOX 620163 MIDDLETON, WI 53562 | AFLAC | $14 | — | $14 | 0.01% |
| CATHY J OLIVER3 | 14795 BOISE CIR ROSEMOUNT, MN 55068 | AFLAC | $13 | — | $13 | 0.01% |
| NEFZGER ENTERPRISES INC3 | 524 W LAKE DR LAKE NORDEN, SD 57248 | AFLAC | $13 | — | $13 | 0.01% |
| DARIN D PAVLISH3 | 7760 FRANCE AVE SOUTH 1162 EDINA, MN 55435 | AFLAC | $13 | — | $13 | 0.01% |
| JEREMY L TOMLINSON3 Filed as: JEREMY TOMLINSON | 2805 N 36TH ST BOISE, ID 83703 | AFLAC | $12 | — | $12 | 0.01% |
| PEAK INC3 | 40658 252ND ST MITCHELL, SD 57301 | AFLAC | $11 | — | $11 | 0.01% |
| CHRISTOPHER J KUZNIEWSKI3 | 936 15TH AVE NE ROCHESTER, MN 55906 | AFLAC | $11 | — | $11 | 0.01% |
| KARLA JEAN KENDRICK3 Filed as: KARLA KENDRICK | 633 E SIOUX AVE STE 9 PIERRE, SD 57501 | AFLAC | $11 | — | $11 | 0.01% |
| LISA K UHLIR3 Filed as: LISA UHLIR | 8516 E WILLOW RIDGE PL SIOUX FALLS, SD 57110 | AFLAC | $11 | — | $11 | 0.01% |
| SARA LANG3 | PO BOX 232 TIFFIN, IA 52340 | AFLAC | $10 | — | $10 | 0.01% |
| SHON FORD LLC3 | 427 N BROADWAY AVE MILLER, SD 57362 | AFLAC | $9 | — | $9 | 0.01% |
| WILLIAM M BARNETT3 | 703 NORTH SAGEHORN DRIVE HARTFORD, SD 57033 | AFLAC | $9 | — | $9 | 0.01% |
| KIMBERLY DEWINTER3 | 1523 47TH AVE STE 3 MOLINE, IL 61265 | AFLAC | $9 | — | $9 | 0.01% |
| FINANCIAL DESIGNS INC3 Filed as: FINANCIAL DESIGNS LLC | 300 E BREMER AVE STE 210 WAVERLY, IA 50677 | AFLAC | $9 | — | $9 | 0.01% |
| BARRY CAMPBELL3 | 2798 COUNTY ROAD 80 ALGER, OH 45812 | AFLAC | $8 | — | $8 | 0.01% |
| ROBERT L VALENTINE3 | 101 RICHARD ST YANKTON, SD 57078 | AFLAC | $8 | — | $8 | 0.01% |
| JEANNE M HARTMAN3 Filed as: JEANNE HARTMAN | 39335 BROADLAND ST HURON, SD 57350 | AFLAC | $7 | — | $7 | 0.00% |
| JASON EARL BLAKE3 Filed as: JASON BLAKE | 3432 CHERRY ST APT B2 GRAND FORKS, ND 58201 | AFLAC | $7 | — | $7 | 0.00% |
| JEFFREY M HANSEN3 Filed as: JEFFREY N HANSEN | 1895 52ND ST SW PEQUOT LAKES, MN 56472 | AFLAC | $6 | — | $6 | 0.00% |
| CORY A SMITH3 | PO BOX 75 MOORHEAD, MN 56561 | AFLAC | $6 | — | $6 | 0.00% |
| GARY WOOD ASSOCIATES, INC.3 Filed as: GARY IRVIN | 2001 W WILLOW KNOLLS DR PEORIA, IL 61614 | AFLAC | $6 | — | $6 | 0.00% |
| MICHAEL J WELTER3 | 603 DOUGLAS AVE YANKTON, SD 57078 | AFLAC | $5 | — | $5 | 0.00% |
| BRIAN KUYATT3 | 17590 ITALY PATH LAKEVILLE, MN 55044 | AFLAC | $4 | — | $4 | 0.00% |
| EUGENE BUTCH LINSTER3 Filed as: EUGENE LINSTER | 3611 ANGEL WAY RAPID CITY, SD 57703 | AFLAC | $4 | — | $4 | 0.00% |
| GREGORY F STENZEL3 | 1249 KIOWA DR W GAINSVILLE, TX 76240 | AFLAC | $4 | — | $4 | 0.00% |
| MELISSA K LEFERS3 Filed as: MELISSA LEFLERS | 217 N CHERRY ST LENNOX, SD 57039 | AFLAC | $3 | — | $3 | 0.00% |
| TERRY E ANDERSON3 | 700 CEDAR ST STE 185 ALEXANDRIA, MN 56308 | AFLAC | $3 | — | $3 | 0.00% |
| PATRICIA JESPERSON3 | 3601 PARK CENTER BLVD APT 108 MINNEAPOLIS, MN 55416 | AFLAC | $2 | — | $2 | 0.00% |
| KARA M CARMODY3 Filed as: KARA CARMODY | 718 HOYT AVE E ST ST PAUL, MN 55106 | AFLAC | $2 | — | $2 | 0.00% |
| JENNIFER SMITH3 | 319 N MAIN AVE STE 130 SPRINGFIELD, MO 65806 | AFLAC | $2 | — | $2 | 0.00% |
| JON BENEDA3 | 303 HOLTEN ST LANKIN, ND 58250 | AFLAC | $1 | — | $1 | 0.00% |
| CARLA R LYNN3 Filed as: CARLA LYNN | 5101 E 17TH ST SIOUX FALLS, SD 57110 | AFLAC | $1 | — | $1 | 0.00% |
| BRICE L CAMPBELL3 Filed as: BRICE CAMPBELL | 360 LIBERTY HEIGHTS DR CHASKA, MN 55318 | AFLAC | $1 | — | $1 | 0.00% |
| JOELLE M BUELL3 Filed as: JOELLE BUELL | 13901 JAMES AVE SOUTH BURNSVILLE, MN 55337 | AFLAC | $1 | — | $1 | 0.00% |
| CYNTHIA D WELKEN-PLACE3 Filed as: CYNTHIA D WELKEN PLACE | 14710 W DODGE RD STE 200 OMAHA, NE 68154 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 267 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 267 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | AFLAC | 267 | $154K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 267 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.