| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RENAE SALLQUIST KNOPF3 | 1001 W KILLARNEY ST SIOUX FALLS, SD 57108 | AFLAC | $5K | $162 | $5K | 3.11% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: SILVERSTONE GROUP, INC | 11516 MIRACLE HILLS DR OMAHA, NE 68154 | AFLAC | $3K | — | $3K | 1.81% |
| THERESA CELANDER3 | 20 LAKE ST N STE 220 FOREST LAKE, MN 55025 | AFLAC | $3K | $181 | $3K | 1.72% |
| ANDREA J RIES3 | 2314 260TH ST INDEPENDENCE, IA 50644 | AFLAC | $1K | $172 | $1K | 0.73% |
| TRACY PLANKERS3 | 3542 168TH AVE NE HAM LAKE, MN 55304 | AFLAC | $775 | $42 | $817 | 0.50% |
| MICHAEL BOLGER3 | 128 WOODLAND DR MADISON, SD 57042 | AFLAC | $799 | — | $799 | 0.49% |
| LUCAS BAUMGARTNER3 | 20 LAKE ST N STE 220 FOREST LAKE, MN 55025 | AFLAC | $747 | $42 | $789 | 0.48% |
| MICHELLE L NODORFT3 Filed as: MICHELLE NODORFT | 1546 COUNTY ROAD B PLATTEVILLE, WI 53818 | AFLAC | $755 | — | $755 | 0.46% |
| JEREMY ALLEN TIMMERMANS3 | 1919 W 57TH ST STE 101 SIOUX FALLS, SD 57108 | AFLAC | $696 | $27 | $723 | 0.44% |
| TRACY L HOSTLER3 Filed as: TRACY HOSTLER | 3500 S PHIPPIPS AVE STE 101 SIOUX FALLS, SD 57105 | AFLAC | $667 | $55 | $722 | 0.44% |
| BECKY SUTHERLAND3 | 6211 HAMILTON ST #1 ST LOUIS PARK, MN 55416 | AFLAC | $687 | $12 | $699 | 0.43% |
| KIMBERLY JONES3 | 4313 OREGON AVE N APT 222 NEW HOPE, MN 55428 | AFLAC | $419 | — | $419 | 0.26% |
| SARA KNEIP3 | 1218 6TH STREET BROOKINGS, SD 57006 | AFLAC | $361 | — | $361 | 0.22% |
| MICHAEL D EVANS JR3 Filed as: MICHAEL EVANS JR | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $334 | — | $334 | 0.20% |
| DANIEL R MEHLBRECH3 Filed as: DANIEL MEHLBRECH | 47152 257TH ST CROOKS, SD 57020 | AFLAC | $314 | — | $314 | 0.19% |
| JOSEPH D HAZELDINE3 Filed as: JOSEPH HAZELDINE | 2203 35TH STREET CIR S MOORHEAD, MN 56560 | AFLAC | $300 | — | $300 | 0.18% |
| DIANA BRAMOW3 | 215 HIGHWAY 965 NE STE 1 NORTH LIBERTY, IA 52317 | AFLAC | $251 | $35 | $286 | 0.17% |
| CORY D NELSON3 Filed as: CORY NELSON | 215 HIGHWAY 965 NE STE 1 NORTH LIBERTY, IA 52317 | AFLAC | $206 | $39 | $245 | 0.15% |
| LINDA A HUDSON3 Filed as: LINDA HUDSON | 735 STALEY AVE PLATTEVILLE, WI 53818 | AFLAC | $192 | $26 | $218 | 0.13% |
| CAROL FOX3 | 42312 199TH ST BANCROFT, SD 57353 | AFLAC | $216 | — | $216 | 0.13% |
| CHARLES J MEHLBRECH3 | 230 E CENTER AVE SALEM, SD 57058 | AFLAC | $190 | — | $190 | 0.12% |
| MICHAEL D EVANS JR3 Filed as: MICHAEL J TOMLINSON | 40 PARADISE DR WATERTOWN, SD 57201 | AFLAC | $172 | — | $172 | 0.11% |
| JEREMY D FOX3 Filed as: JEREMY FOX | 42312 199TH ST BANCROFT, SD 57353 | AFLAC | $152 | — | $152 | 0.09% |
| APRIL MAE JORGENSEN3 Filed as: APRIL JORGENSEN | 9436 W BROEK DR SIOUX FALLS, SD 57106 | AFLAC | $143 | — | $143 | 0.09% |
| SHAWN D BENSER3 Filed as: SHAWN BENSER | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | $130 | $2 | $132 | 0.08% |
| AWS INC3 | 1919 WEST 57TH ST STE 101 SIOUX FALLS, SD 57108 | AFLAC | $124 | — | $124 | 0.08% |
| CASEY J HIGGINS3 | 2484 LEOPOLD WAY SUN PRAIRIE, WI 53590 | AFLAC | $119 | $4 | $123 | 0.08% |
| MONICA S KINNER3 Filed as: MONICA KENNER | 7212 W 65TH ST SIOUX FALLS, SD 57106 | AFLAC | $122 | — | $122 | 0.07% |
| THOMAS J CASSADY3 | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | $122 | — | $122 | 0.07% |
| BETH ZADOW3 | 1300 7TH PL N CLEAR LAKE, IA 50428 | AFLAC | $112 | — | $112 | 0.07% |
| DAVID J MCCLELLAN3 Filed as: DAVID AESOPH | 2700 N NICOLE DR SIOUX FALLS, SD 57105 | AFLAC | $110 | — | $110 | 0.07% |
| LAWRENCE R ZAHRADKA3 | 1726 CEDAR ST EMERADO, ND 58228 | AFLAC | $92 | $5 | $97 | 0.06% |
| ANDREW C MJONESS3 Filed as: ANDREW MJONESS | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | $93 | — | $93 | 0.06% |
| MELISSA K LEFLERS3 | 520 DAKOTA ST CHANCELLOR, SD 57015 | AFLAC | $82 | $9 | $91 | 0.06% |
| ANGELINE A MEIERDING3 Filed as: ANGELINE MEIERDING | 1516 SW 50TH ST APT 302 CAPE CORAL, FL 33914 | AFLAC | $90 | — | $90 | 0.06% |
| JOSEPH J HAYES3 | 1940 IGLEHART AVE SAINT PAUL, MN 55104 | AFLAC | $86 | — | $86 | 0.05% |
| PEGGY SUE LAZER3 Filed as: PEGGY LAZER | 7914 113TH AVE N CHAMPLIN, MN 55316 | AFLAC | $84 | — | $84 | 0.05% |
| TIMOTHY DAVID EMERY3 Filed as: TIMOTHY EMERY | 14093 KIPLING AVE S SAVAGE, MN 55378 | AFLAC | $81 | — | $81 | 0.05% |
| CONNIE L SALLQUIST3 Filed as: CONNIE SALLQUIST | 1001 W KILLARNEY ST SIOUX FALLS, SD 57108 | AFLAC | $76 | — | $76 | 0.05% |
| ANTHONY SWEETER3 | 10650 COUNTY RD 81 SUITE 214 MAPLE GROVE, MN 55369 | AFLAC | $76 | — | $76 | 0.05% |
| BRADY L WEISENBERGER3 | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | $75 | — | $75 | 0.05% |
| CASSIDY A GOLDSTINE3 | 7501 S DENTON AVE SIOUX FALLS, SD 57108 | AFLAC | $69 | — | $69 | 0.04% |
| HEATHER M BRAMER3 | 808 S MAPLE WATERTOWN, SD 57201 | AFLAC | $63 | — | $63 | 0.04% |
| JEFFREY A CLEMENSON3 | 6700 BASSWOOD CIR ROCKFORD, MN 55373 | AFLAC | $62 | — | $62 | 0.04% |
| KELSEY R KINDOPP3 Filed as: KELSEY KINDOPP | 404 E 6TH STREET DELL RAPIDS, SD 57022 | AFLAC | $37 | $21 | $58 | 0.04% |
| KELLIE J ARDUSER3 | 21820 COMET COURT MONTICELLO, IA 52310 | AFLAC | $55 | — | $55 | 0.03% |
| JOLYNNE M MACK3 | 113 5TH STREET SE WATERTOWN, SD 57201 | AFLAC | $55 | — | $55 | 0.03% |
| WENDY RENARD3 Filed as: WENDY M RENARD | 24133 FAWN CT NE STACY, MN 55079 | AFLAC | $54 | — | $54 | 0.03% |
| PERFORMANCE PLUS LLC3 | 105 ANDREWS ST MITCHELL, SD 57301 | AFLAC | $50 | — | $50 | 0.03% |
| SHAWN HANSON3 | PO BOX 24 PAGE, ND 58064 | AFLAC | $45 | — | $45 | 0.03% |
| PAVLISH CONSULTING CO3 | 18248 JUSTICE WAY LAKEVILLE, MN 55044 | AFLAC | $44 | — | $44 | 0.03% |
| MELODY B THOMPSON3 | 1212 MAIN AVENUE SOUTH BROOKINGS, SD 57006 | AFLAC | $41 | — | $41 | 0.03% |
| PAMELA J KREBER3 | 5905 S DEER PARK DR SIOUX FALLS, SD 57108 | AFLAC | $39 | — | $39 | 0.02% |
| MICHELLE MAGUIRE3 | 7825 WASHINGTON AVE S SUITE 425 MINNEAPOLIS, MN 55439 | AFLAC | $39 | — | $39 | 0.02% |
| DONNA HOLDEN HEMENWAY3 | 7671 15TH STREET LN N SAINT PAUL, MN 55128 | AFLAC | $37 | — | $37 | 0.02% |
| MICHAEL D SCHULTZ3 Filed as: MICHAEL J AXTELL | 3562 6TH PL NW ROCHESTER, MN 55901 | AFLAC | $36 | — | $36 | 0.02% |
| DIANE M HANSUM3 | 3922 S WESTERN AVE SIOUX FALLS, SD 57105 | AFLAC | $30 | — | $30 | 0.02% |
| AMANDA K ROUZER3 Filed as: AMANDA ROUZER | 48182 256TH ST GARRETSON, SD 57030 | AFLAC | $29 | — | $29 | 0.02% |
| KOCH INSURANCE INC3 | 463 NORTHLAND AVE NE STE 204 CEDAR RAPIDS, IA 52402 | AFLAC | $29 | — | $29 | 0.02% |
| CHRISTOPHER J BAYER3 | 1416 N BROAD ST GALESBURG, IL 61401 | AFLAC | $29 | — | $29 | 0.02% |
| HILARY SWEET3 | 311 WILLOW ST ALBURNETT, IA 52202 | AFLAC | $15 | $11 | $26 | 0.02% |
| JOHN P THOMPSON3 Filed as: JOHN THOMPSON SR | 6395 S KEWAUNEE WAY STE 425 AURORA, CO 80016 | AFLAC | $25 | — | $25 | 0.02% |
| SASHA CAMPBELL3 | 5105 49TH AVE S FARGO, ND 58104 | AFLAC | $25 | — | $25 | 0.02% |
| STEPHEN C JONES3 | PO BOX 17284 MISSOULA, MT 59808 | AFLAC | $25 | — | $25 | 0.02% |
| MARK E POPE3 | 2102 E ERSKINE ST PIERRE, SD 57501 | AFLAC | $24 | — | $24 | 0.01% |
| CATHY J OLIVER3 | 14795 BOISE CIR ROSEMOUNT, MN 55068 | AFLAC | $21 | — | $21 | 0.01% |
| NEFZGER ENTERPRISES INC3 | 524 W LAKE DR LAKE NORDEN, SD 57248 | AFLAC | $20 | — | $20 | 0.01% |
| KNUTE NELSON3 | 3920 KIPLING AVE MINNEAPOLIS, MN 55416 | AFLAC | $20 | — | $20 | 0.01% |
| PEAK INC3 | PO BOX 514 1130 S BURR STE 300 MITCHELL, SD 57301 | AFLAC | $19 | — | $19 | 0.01% |
| DENEY R HOFMEISTER3 | 912 LAKEVIEW AVE WASECA, MN 56093 | AFLAC | $19 | — | $19 | 0.01% |
| TAMARA WILLIAMS3 | 3922 SOUTHWESTERN AVE SIOUX FALLS, SD 57105 | AFLAC | $19 | — | $19 | 0.01% |
| JEREMY L TOMLINSON3 Filed as: JEREMY TOMLINSON | 2806 N 36TH ST BOISE, ID 83703 | AFLAC | $18 | — | $18 | 0.01% |
| DARIN D PAVLISH3 | 7760 FRANCE AVE SOUTH 1162 EDINA, MN 55435 | AFLAC | $18 | — | $18 | 0.01% |
| SHON FORD LLC3 Filed as: SHON S FORD | 427 N BROADWAY AVE MILLER, SD 57362 | AFLAC | $17 | — | $17 | 0.01% |
| TRACI L NATOLI3 | 1145 CHENOA LN SW ORONOCO, MN 55960 | AFLAC | $16 | — | $16 | 0.01% |
| JASON MACK3 | 1623 7TH ST NE WATERTOWN, SD 57201 | AFLAC | $16 | — | $16 | 0.01% |
| JON BENEDA3 | 303 HOLTEN ST LANKIN, ND 58250 | AFLAC | $16 | — | $16 | 0.01% |
| GREGORY A NESS3 | 3701 WESTMOOR DR MOORHEAD, MN 56560 | AFLAC | $15 | — | $15 | 0.01% |
| GREG LITZ3 | 10 S 3RD ST GRAND FORKS, ND 58201 | AFLAC | $15 | — | $15 | 0.01% |
| THE TODD GROUP3 | 602 MAIN ST STE 200 CEDAR FALLS, IA 50613 | AFLAC | $14 | — | $14 | 0.01% |
| CHRISTOPHER J KUZNIEWSKI3 | 936 15TH AVE NE ROCHESTER, MN 55906 | AFLAC | $13 | — | $13 | 0.01% |
| WILLIAM M BARNETT3 | 703 NORTH SAGEHORN DRIVE HARTFORD, SD 57033 | AFLAC | $13 | — | $13 | 0.01% |
| JEANNE M HARTMAN3 Filed as: JEANNE HARTMAN | 39335 BROADLAND ST HURON, SD 57350 | AFLAC | $13 | — | $13 | 0.01% |
| ERIC MCCLELLAND3 | 6231 N 96TH ST FOWLER, IL 62338 | AFLAC | $12 | — | $12 | 0.01% |
| BARRY CAMPBELL3 | 2798 COUNTY ROAD 80 ALGER, OH 45812 | AFLAC | $12 | — | $12 | 0.01% |
| CATHY KENNEALLY3 | 17832 N CASCADE RD PEOSTA, IA 52068 | AFLAC | $3 | $9 | $12 | 0.01% |
| ROBERT L VALENTINE3 | 101 RICHARD ST YANKTON, SD 57078 | AFLAC | $10 | — | $10 | 0.01% |
| BLW INC3 | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | $10 | — | $10 | 0.01% |
| SARA LANG3 | 460 CAMERON WAY APT 304 NORTH LIBERTY, IA 52317 | AFLAC | $8 | $2 | $10 | 0.01% |
| ASHLEY BENNETT LLC3 | 16 2ND AVE SW ABERDEEN, SD 57401 | AFLAC | $9 | — | $9 | 0.01% |
| JASON EARL BLAKE3 Filed as: JASON BLAKE | 3432 CHERRY ST APT B2 GRAND FORKS, ND 58201 | AFLAC | $8 | — | $8 | 0.00% |
| MATTHEW D BUTLER3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $8 | — | $8 | 0.00% |
| JEFFREY M HANSEN3 Filed as: JEFFREY N HANSEN | 1895 52ND ST SW PEQUOT LAKES, MN 56472 | AFLAC | $8 | — | $8 | 0.00% |
| CORY A SMITH3 | PO BOX 75 MOORHEAD, MN 56561 | AFLAC | $7 | — | $7 | 0.00% |
| MICHAEL J WELTER3 | 603 DOUGLAS AVE YANKTON, SD 57078 | AFLAC | $6 | — | $6 | 0.00% |
| BRIAN KUYATT3 | 17590 ITALY PATH LAKEVILLE, MN 55044 | AFLAC | $6 | — | $6 | 0.00% |
| LANCE D THORSON3 | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $5 | — | $5 | 0.00% |
| JAMES D NICHOL3 | 520 WELLINGTON COURT WEST FARGO, ND 58078 | AFLAC | $5 | — | $5 | 0.00% |
| EUGENE BUTCH LINSTER3 Filed as: EUGENE LINSTER | 3611 ANGEL WAY RAPID CITY, SD 57703 | AFLAC | $5 | — | $5 | 0.00% |
| CRAIG S STADTFELD3 Filed as: CRAIG STADTFELD | 1919 WEST 57TH ST STE 101 SIOUX FALLS, SD 57108 | AFLAC | $5 | — | $5 | 0.00% |
| TERRY E ANDERSON3 | 700 CEDAR ST STE 185 ALEXANDRIA, MN 56308 | AFLAC | $4 | — | $4 | 0.00% |
| DIANN J HUISENGA3 | 540 E JESSE CT TEA, SD 57064 | AFLAC | $4 | — | $4 | 0.00% |
| GREGORY F STENZEL3 | 2302 KNOX WAY MELISSA, TX 75454 | AFLAC | $4 | — | $4 | 0.00% |
| PATRICIA JESPERSON3 | 3601 PARK CENTER BLVD APT 108 MINNEAPOLIS, MN 55416 | AFLAC | $4 | — | $4 | 0.00% |
| ASHLEY D WARNER3 Filed as: ASHLEY WARNER | 712 2ND ST SW DE SMET, SD 57231 | AFLAC | $4 | — | $4 | 0.00% |
| ANDREW E HEYING3 Filed as: ANDREW HEYING | 205 CLINTON AVE ALTON, IA 51003 | AFLAC | $4 | — | $4 | 0.00% |
| KARA M CARMODY3 | 718 HOYT AVE E ST ST PAUL, MN 55106 | AFLAC | $3 | — | $3 | 0.00% |
| TERRY J SILVERS3 | 100 GREENLEAF DR FLAT ROCK, NC 28731 | AFLAC | $3 | — | $3 | 0.00% |
| JENNIFER SMITH3 | 319 N MAIN AVE STE 130 SPRINGFIELD, MO 65806 | AFLAC | $3 | — | $3 | 0.00% |
| CARLA R LYNN3 | 5101 E 17TH ST SIOUX FALLS, SD 57110 | AFLAC | $2 | — | $2 | 0.00% |
| MONICA WHITE3 | 28876 DELTA AVE TREYNOR, IA 51575 | AFLAC | $2 | — | $2 | 0.00% |
| SCOTT R FRITCHER3 Filed as: SCOTT FRITCHER | 3511 131ST ST URBANDALE, IA 50323 | AFLAC | $2 | — | $2 | 0.00% |
| BLAIR JAMES STELTER3 | 1521 27TH AVE SOUTH 206 FARGO, ND 58103 | AFLAC | $1 | — | $1 | 0.00% |
| BRICE L CAMPBELL3 Filed as: BRICE CANPBELL | 360 LIBERTY HEIGHTS DR CHASKA, MN 55318 | AFLAC | $1 | — | $1 | 0.00% |
| MITCHELL FRIEHE & ASSOCIATES INC3 | 16909 PALISADES DR OMAHA, NE 68136 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL CEJKA3 | 5901 BRANFORD PL LINCOLN, NE 68512 | AFLAC | $1 | — | $1 | 0.00% |
| JOELLE M BUELL3 Filed as: JOELLE BUELL | 13901 JAMES AVE SOUTH BURNSVILLE, MN 55337 | AFLAC | $1 | — | $1 | 0.00% |
| JANE POTTEBAUM3 | 19258 HAWTHORNE AVE CARROLL, IA 51401 | AFLAC | $1 | — | $1 | 0.00% |
| CYNTHIA D WELKEN-PLACE3 Filed as: CYNTHIA D WELKEN PLACE | 14710 W DODGE RD STE 200 OMAHA, NE 68154 | AFLAC | $1 | — | $1 | 0.00% |
| HEATHER D SWANSON3 Filed as: HEATHER SWANSON | 4517 40TH PL DES MOINES, IA 50310 | AFLAC | $1 | — | $1 | 0.00% |
| BERNARD BRAZEAU3 | 6705 GRIMES ST INDIANOLA, IA 50125 | AFLAC | $1 | — | $1 | 0.00% |
| TRAVIS COCKBURN3 | 402 N MAIN ST BENTON, IL 62812 | AFLAC | $1 | — | $1 | 0.00% |
| CHRISTIE MARZARI3 | 1932 WYNNTON RD COLUMBUS, GA 31999 | AFLAC | $1 | — | $1 | 0.00% |
| KENNETH R THOMASON3 Filed as: KENNETH THOMASON | 4610 N 134TH AVE OMAHA, NE 68164 | AFLAC | $1 | — | $1 | 0.00% |
| CHERISE M WADE3 Filed as: CHERISE WADE | 1931 HIGHWAY 90 W SEALY, TX 77474 | AFLAC | $1 | — | $1 | 0.00% |
| MARK FRIEHE3 | 11218 JOHN GALTD BLVD STE 101 OMAHA, NE 68137 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 232 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 232 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other | AFLAC | 232 | $163K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 232 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.