| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LANDWEHR INSURANCE SERVICES INC3 Filed as: LANDWEHR INSURANCE SERVICES INC DBA | PO BOX 1046 JEFFERSON CITY, MO 65102 | PRINCIPAL LIFE INSURANCE COMPANY | $25K | $11K | $36K | 11.62% |
| CHARLES D CHILES3 | 100 MONTEREY DRIVE JEFFERSON CITY, MO 65109 | AFLAC | $2K | $86 | $2K | 6.31% |
| JAY P HIGGINS3 | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $993 | $17 | $1K | 2.69% |
| JENNIFER LEIGH WEAVER3 | 3815 BENNINGTON LANE JEFFERSON CITY, MO 65109 | AFLAC | $749 | — | $749 | 1.99% |
| ACRISURE LLC3 Filed as: ACRISURE WALLSTREET PARTNERS LLC | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $404 | — | $404 | 1.08% |
| SS ONE LLC3 | 7020 TAYLOR CREEK ROAD JEFFERSON CITY, MO 65101 | AFLAC | $267 | $20 | $287 | 0.76% |
| TY D MAYBERRY3 | 1717 MORRE ROAD OWENSVILLE, MO 65066 | AFLAC | $187 | $3 | $190 | 0.51% |
| JOHN SCHAEFFERKOETTER3 | 6002 STERLING RIDGE ROAD JEFFERSON CITY, MO 65101 | AFLAC | $43 | — | $43 | 0.11% |
| BRADLEY K HARRISON3 | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $43 | — | $43 | 0.11% |
| BRADLEY T VANDEGRIFFE3 Filed as: BRADLEY VANDEGRIFFE | 6025 BRADFORD COURT JEFFERSON CITY, MO 65101 | AFLAC | $23 | — | $23 | 0.06% |
| ROBIN M CALLAWAY3 | 10201 WEST MARKHAM STREET SUITE 203 LITTLE ROCK, AR 72205 | AFLAC | $21 | — | $21 | 0.06% |
| CHRISTIE LANDWEHR3 | 225 ANN COURT JEFFERSON CITY, MO 65101 | AFLAC | $17 | — | $17 | 0.05% |
| ASHTON CONSULTING INC3 | 5962 SCREAMING EAGLE LANE COLUMBIA, MO 65201 | AFLAC | $14 | — | $14 | 0.04% |
| BRIAN D NEUNER3 | 7651 EAST HIGHWAY WW COLUMBIA, MO 65201 | AFLAC | $10 | — | $10 | 0.03% |
| DANIEL M MCALONE3 | 325 NORTH KIRKWOOD ROAD SUITE 300 KIRKWOOD, MO 63122 | AFLAC | $7 | — | $7 | 0.02% |
| TYSON C FUNK3 | 917 CROWN POINTE TERRACE COURT WILDWOOD, MO 63021 | AFLAC | $2 | — | $2 | 0.01% |
| JEFFREY M SATTERLEE3 | 100 SUN AVENUE NORTHEAST SUITE 650 ALBUQUERQUE, MN 87109 | AFLAC | $2 | — | $2 | 0.01% |
| JOHN MYERS3 | 17635 ORRVILLE ROAD WILDWOOD, MO 63005 | AFLAC | $2 | — | $2 | 0.01% |
| AUSTIN J PETERSON3 | 11116 AURORA AVENUE URBANDALE, IA 50322 | AFLAC | $2 | — | $2 | 0.01% |
| BHW ASSOCIATES LLC3 | 211 MARSHALL STREET JEFFERSON CITY, MO 65101 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 371 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 371 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 381 | $309K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 381 | $309K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 381 | $309K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 381 | $309K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 381 | $309K |
| Other(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 381 | $346K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 381 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.