Welfare broker

LANDWEHR INSURANCE SERVICES INC

Mailing address (most recent filing)

PO BOX 1046

JEFFERSON CITY, MO 65102

Total comp: $85K
Commissions: $27K
Fees: $59K
Filings: 5
Sponsors: 5

Carrier mix

Where LANDWEHR INSURANCE SERVICES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	1	$2.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MO	1	$2.2M	0.0%	17.86x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LANDWEHR INSURANCE SERVICES INC's plans by broker comp / premium ratio. Median 3.48% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of LANDWEHR INSURANCE SERVICES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where LANDWEHR INSURANCE SERVICES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HAWTHORN BANK HAWTHORN BANK EMPLOYEE BENEFITS PLAN	MO	$2.2M	$77K	UNITEDHEALTHCARE INSURANCE COMPANY