| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LANDWEHR INSURANCE SERVICES INC3 Filed as: LANDWEHR INSURANCE SERVICES INC DBA | PO BOX 1046 JEFFERSON CITY, MO 65102 | PRINCIPAL LIFE INSURANCE COMPANY | $16K | — | $16K | 8.24% |
| CHARLES D CHILES3 | 100 MONTEREY DRIVE JEFFERSON CITY, MO 65109 | AFLAC | $1K | $127 | $1K | 5.92% |
| JAY P HIGGINS3 | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $422 | — | $422 | 2.20% |
| JENNIFER LEIGH WEAVER3 | 3815 BENNINGTON LANE JEFFERSON CITY, MO 65109 | AFLAC | $395 | — | $395 | 2.06% |
| TY D MAYBERRY3 | 8451 RED OAK ROAD GERALD, MO 63037 | AFLAC | $122 | $26 | $148 | 0.77% |
| SS ONE LLC3 | 7020 TAYLOR CREEK ROAD JEFFERSON CITY, MO 65101 | AFLAC | $51 | $26 | $77 | 0.40% |
| ACRISURE LLC3 Filed as: ACRISURE WALLSTREET PARTNERS LLC | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $51 | — | $51 | 0.27% |
| JOHN SCHAEFFERKOETTER3 | 6002 STERLING RIDGE ROAD JEFFERSON CITY, MO 65101 | AFLAC | $42 | — | $42 | 0.22% |
| BRADLEY K HARRISON3 | 3432 WEST TRUMAN BOULEVARD JEFFERSON CITY, MO 65109 | AFLAC | $23 | — | $23 | 0.12% |
| ROBIN M CALLAWAY3 | 10201 WEST MARKHAM STREET SUITE 203 LITTLE ROCK, AR 72205 | AFLAC | $12 | — | $12 | 0.06% |
| ASHTON CONSULTING INC3 | 3606 RIDGEVIEW DRIVE SUITE 200 COLUMBIA, MO 65203 | AFLAC | $11 | — | $11 | 0.06% |
| BRADLEY T VANDEGRIFFE3 Filed as: BRADLEY VANDEGRIFFE | 2412 HYDE PARK ROAD SUITE B JEFFERSON CITY, MO 65109 | AFLAC | $11 | — | $11 | 0.06% |
| CHRISTIE LANDWEHR3 | 225 ANN COURT JEFFERSON CITY, MO 65101 | AFLAC | $8 | — | $8 | 0.04% |
| DANIEL M MCALONE3 | 325 NORTH KIRKWOOD ROAD SUITE 300 KIRKWOOD, MO 63122 | AFLAC | $7 | — | $7 | 0.04% |
| BRIAN D NEUNER3 | 7651 EAST HIGHWAY WW COLUMBIA, MO 65201 | AFLAC | $6 | — | $6 | 0.03% |
| JAYNE L GRATZ3 | 4707 HUNTINGTON COURT JEFFERSON CITY, MO 65101 | AFLAC | $4 | — | $4 | 0.02% |
| BRADLEY T VANDEGRIFFE3 | 17934 HOMESTEAD BLUFFS DRIVE WILDWOOD, MO 63005 | AFLAC | $2 | — | $2 | 0.01% |
| JEFFREY M SATTERLEE3 | 100 SUN AVENUE NORTHEAST SUITE 650 ALBUQUERQUE, NM 87109 | AFLAC | $1 | — | $1 | 0.01% |
| JOHN MYERS3 | 81 GRAND MERIDIEN FOREST CHESTERFIELD, MO 63005 | AFLAC | $1 | — | $1 | 0.01% |
| TYSON C FUNK3 | 917 CROWN POINTE TERRACE COURT WILDWOOD, MO 63021 | AFLAC | $1 | — | $1 | 0.01% |
| HH ASSOCIATES LLC3 | 3432 WEST TRUMAN BOULDEVARD JEFFERSON CITY, MO 65109 | AFLAC | $1 | — | $1 | 0.01% |
| CHARLES D CHILES3 | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $1 | — | $1 | 0.01% |
| AUSTIN J PETERSON3 | 11116 AURORA AVENUE URBANDALE, IA 50322 | AFLAC | $1 | — | $1 | 0.01% |
| BHW ASSOCIATES LLC3 | 211 MARSHALL STREET JEFFERSON CITY, MO 65101 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 523 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 523 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 520 | $195K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 520 | $195K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 520 | $195K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 520 | $195K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 520 | $195K |
| Other(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 520 | $214K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 520 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.