| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ULLICO INVESTMENT COMPANY, LLC3 Filed as: ULLICO INVESTMENT COMPANY LLC | 8403 COLESVILLE RD SILVER SPRING, MD 20910 | THE UNION LABOR LIFE INSURANCE COMPANY | $3K | $24K | $26K | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF KANSAS CI EIN 43-1257251 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $338K |
| COMPUSYS INC OF UTAH EIN 84-0869853 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $142K |
| LABOR FIRST LLC EIN 06-1750191 NONE | Direct payment from the plan; Other fees Service code 50 | — | $117K |
| ARNOLD NEWBOLD SOLLARS & HOLLINGS EIN 43-1174269 NONE | Legal; Direct payment from the plan Service code 29 | — | $110K |
| UNITED ACTUARIAL SERVICES EIN 35-2156428 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | 5700 E FRANKLIN RD STE 220E NAMPA, ID 83687 | $62K |
| CLIFTON LARSON ALLEN LLP EIN 41-0746749 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $33K |
| COMMERCE TRUST COMPANY EIN 48-0962626 NONE | Direct payment from the plan; Investment management Service code 28 | — | $28K |
| CONSTRUCTION BENEFITS AUDIT CORP EIN 43-1244218 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $26K |
| MARQUETTE ASSOCIATES EIN 36-3485298 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $11K |
| PREFERRED HEALTH PROFESSIONALS EIN 20-1665464 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $11K |
| EMPLOYEE FRINGES AUDIT EIN 47-2979990 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 863 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 39 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 902 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 902 | $109K |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 902 | $0 |
| Stop-loss / reinsurancereinsurance | BLUECROSS BLUESHIELD OF KANSAS CITY | 902 | $267K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 902 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.