| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ULLICO INVESTMENT COMPANY, LLC3 Filed as: ULLICO INVESTMENT COMPANY LLC | 8403 COLESVILLE RD SILVER SPRING, MD 20910 | THE UNION LABOR LIFE INSURANCE COMPANY | $3K | $26K | $29K | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF KANSAS CI EIN 43-1257251 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $347K |
| COMPUSYS INC OF UTAH EIN 84-0869853 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $131K |
| LABOR FIRST LLC EIN 06-1750191 NONE | Other fees Service code 99 | — | $124K |
| ARNOLD NEWBOLD SOLLARS & HOLLINGS EIN 43-1174269 NONE | Direct payment from the plan Service code 50 | — | $109K |
| SAV-RX EIN 47-0577013 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $106K |
| UNITED ACTUARIAL SERVICES EIN 35-2156428 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $60K |
| WILSON-MCSHANE EIN 41-0956552 NONE | Direct payment from the plan; Plan Administrator Service code 14 | — | $38K |
| INDIANA ST. COUNCIL EIN 90-0979380 NONE | Other fees; Direct payment from the plan Service code 50 | — | $35K |
| COMMERCE TRUST COMPANY EIN 48-0962626 NONE | Direct payment from the plan; Investment management Service code 28 | — | $34K |
| ANDERS, MINKLER, HUBER & HELM LLP EIN 43-0831507 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $27K |
| CONSTRUCTION BENEFITS AUDIT CORP EIN 43-1244218 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $21K |
| PREFERRED HEALTH PROFESSIONALS EIN 20-1665464 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $11K |
| EMPLOYEE FRINGES AUDIT EIN 47-2979990 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $10K |
| MARQUETTE ASSOCIATES EIN 36-3485298 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $9K |
| HEALTH GAUGE NONE | Direct payment from the plan; Other fees Service code 50 | 2407 SW 9TH ST DES MOINES, IA 503151905 | $8K |
| MERTZ INSURANCE GROUP NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | 5700 E FRANKLIN RD STE 220E NAMPA, ID 83687 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 898 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 44 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 942 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 925 | $147K |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 942 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 942 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.