| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 50266 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $21K | $2K | $22K | 10.81% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS LLC | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 50266 | UNITED OF OMAHA LIFE INSURANCE COMPANY - DENTAL | $5K | — | $5K | 8.00% |
| BHERD, LLC3 Filed as: BHERD | 1956 PARK AVE DES MOINES, IA 50315 | UNITED OF OMAHA LIFE INSURANCE COMPANY - DENTAL | — | $3K | $3K | 5.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS LLC | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 50266 | UNITED OF OMAHA LIFE INSURANCE COMPANY - ST DISABILITY | $2K | — | $2K | 10.00% |
| BHERD, LLC3 Filed as: BHERD | 1956 PARK AVE DES MOINES, IA 50315 | UNITED OF OMAHA LIFE INSURANCE COMPANY - ST DISABILITY | — | $1K | $1K | 5.00% |
| EBC, INC.3 Filed as: EBC INC. | PO BOX 20443 INDIANAPOLIS, IN 46220 | TRUSTMARK INSURANCE COMPANY-LTD | $198 | — | $198 | 1.15% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS-TM | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 50266 | TRUSTMARK INSURANCE COMPANY-LTD | $182 | — | $182 | 1.05% |
| SCOTT LOWENBERG3 Filed as: SCOTT M LOWENBERG | 2077 SPRING ST QUINCY, IL 62301 | TRUSTMARK INSURANCE COMPANY-LTD | $63 | — | $63 | 0.36% |
| RHONDA S PAPE3 | 115 E PLATT ST MAQUOKETA, IA 52060 | TRUSTMARK INSURANCE COMPANY-LTD | $59 | — | $59 | 0.34% |
| BARNEY HANKNER3 Filed as: BARNEY J HANKNER | 1001 BATTLES DRIVE MAQUOKETA, IA 52060 | TRUSTMARK INSURANCE COMPANY-LTD | $34 | — | $34 | 0.20% |
| PHILLIP DOWTY3 | 15616 COUNTY RD 44 GOSHEN, IN 46526 | TRUSTMARK INSURANCE COMPANY-LTD | $28 | — | $28 | 0.16% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOC | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | TRUSTMARK INSURANCE COMPANY-LTD | $18 | — | $18 | 0.10% |
| MARTHA E WERT3 | 251 LEXINGTON QUINCY, IL 62305 | TRUSTMARK INSURANCE COMPANY-LTD | $8 | — | $8 | 0.05% |
| COLE PAPE3 | PO BOX 838 MAQUOKETA, IA 52060 | TRUSTMARK INSURANCE COMPANY-LTD | $5 | — | $5 | 0.03% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS LLC | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 50266 | UNITED OF OMAHA LIFE INSURANCE COMPANY - VISION | $1K | — | $1K | 10.00% |
| BHERD, LLC3 Filed as: BHERD | 1956 PARK AVE DES MOINES, IA 50315 | UNITED OF OMAHA LIFE INSURANCE COMPANY - VISION | — | $575 | $575 | 5.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS LLC | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 50266 | UNITED OF OMAHA LIFE INSURANCE COMPANY - LIFE & AD&D | $1K | — | $1K | 10.00% |
| BHERD, LLC3 Filed as: BHERD | 1956 PARK AVE DES MOINES, IA 50315 | UNITED OF OMAHA LIFE INSURANCE COMPANY - LIFE & AD&D | — | $540 | $540 | 5.00% |
| EBC, INC.3 Filed as: EBC INC. - CI | PO BOX 20443 INDIANAPOLIS, IN 46220 | TRUSTMARK INSURANCE COMPANY-CI | $473 | — | $473 | 5.12% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS-CI | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 50266 | TRUSTMARK INSURANCE COMPANY-CI | $370 | — | $370 | 4.00% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES-CI | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | TRUSTMARK INSURANCE COMPANY-CI | $243 | — | $243 | 2.63% |
| MARTHA E WERT3 Filed as: MARTHA E WERT -CI | 251 LEXINGTON QUINCY, IL 62305 | TRUSTMARK INSURANCE COMPANY-CI | $11 | — | $11 | 0.12% |
| RHONDA S PAPE3 Filed as: RHONDA S PAPE-CI | 115 E PLATT ST MAQUOKETA, IA 52060 | TRUSTMARK INSURANCE COMPANY-CI | $5 | — | $5 | 0.05% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS LLC | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 50266 | UNITED OF OMAHA LIFE INSURANCE COMPANY - LTD | $711 | — | $711 | 9.99% |
| BHERD, LLC3 Filed as: BHERD | 1956 PARK AVE DES MOINES, IA 50315 | UNITED OF OMAHA LIFE INSURANCE COMPANY - LTD | — | $356 | $356 | 5.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS LLC | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 50266 | HARTFORD LIFE AND ACCIDENT | $248 | — | $248 | 7.52% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 520 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 520 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HARTFORD LIFE AND ACCIDENT | 1 | $3K |
| Dental(2 contracts, 2 carriers) | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 519 | $265K |
| Vision(2 contracts, 2 carriers) | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 519 | $218K |
| Life insurance(2 contracts, 2 carriers) | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 544 | $217K |
| Short-term disability(2 contracts, 2 carriers) | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 519 | $227K |
| Long-term disability(3 contracts, 3 carriers) | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 519 | $231K |
| Other(3 contracts, 3 carriers) | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 544 | $227K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 544 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.