| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS LLC | 2501 W BELTLINE HWY STE 201 MADISON, WI 53713 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $17K | — | $17K | 8.00% |
| BHERD, LLC3 Filed as: BHERD | 1956 PARK AVE DES MOINES, IA 50315 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $10K | $10K | 5.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS, LLC | 118 W WATER ST STE 101 DECORAH, IA 52101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 0.50% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS LLC | 2501 W BELTLINE HWY MADISON, WI 53713 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | — | $6K | 10.00% |
| BHERD, LLC3 Filed as: BHERD | 1956 PARK AVE DES MOINES, IA 50315 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $3K | $3K | 5.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS, LLC | 118 W WATER ST STE 101 DECORAH, IA 52101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 1.58% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS LLC | 2501 W BELTLINE HWY STE 201 MADISON, WI 53713 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| BHERD, LLC3 Filed as: BHERD | 1956 PARK AVE DES MOINES, IA 50315 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 5.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS, LLC | 118 W WATER ST STE 101 DECORAH, IA 52101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $573 | $573 | 1.34% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS LLC | 2501 W BELTLINE HWY STE 201 MADISON, WI 53713 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 10.00% |
| BHERD, LLC3 Filed as: BHERD | 1956 PARK AVE DES MOINES, IA 50315 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 5.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS, LLC | 118 W WATER ST STE 101 DECORAH, IA 52101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $362 | $362 | 0.99% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS, LLC | 2501 W BELTLINE HWY STE 201 MADISON, WI 53713 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 10.00% |
| BHERD, LLC3 Filed as: BHERD | 1956 PARK AVE DES MOINES, IA 50315 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 5.00% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS LLC | 118 W WATER ST STE 101 DECORAH, IA 52101 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $326 | $326 | 0.95% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS, LLC | 4200 UNIVERSITY AVENUE SUITE 200 WEST DES MOINES, IA 50266 | EMPLOYEE & FAMILY RESOURCES, INC. | $829 | — | $829 | 5.00% |
| EBC, INC.3 Filed as: EBC INC. | PO BOX 20443 INDIANAPOLIS, IN 46220 | TRUSTMARK INSURANCE COMPANY | $200 | — | $200 | 1.27% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS-TM | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 50266 | TRUSTMARK INSURANCE COMPANY | $158 | — | $158 | 1.00% |
| RHONDA S PAPE3 | 115 E PLATT ST MAQUOKETA, IA 52060 | TRUSTMARK INSURANCE COMPANY | $43 | — | $43 | 0.27% |
| BARNEY HANKNER3 Filed as: BARNEY J HANKNER | 1001 BATTLES DRIVE MAQUOKETA, IA 52060 | TRUSTMARK INSURANCE COMPANY | $33 | — | $33 | 0.21% |
| PHILLIP DOWTY3 | 15616 COUNTY RD 44 GOSHEN, IN 46526 | TRUSTMARK INSURANCE COMPANY | $27 | — | $27 | 0.17% |
| SCOTT LOWENBERG3 Filed as: SCOTT M LOWENBERG | 2077 SPRING ST QUINCY, IL 62301 | TRUSTMARK INSURANCE COMPANY | $26 | — | $26 | 0.16% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOC | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | TRUSTMARK INSURANCE COMPANY | $15 | — | $15 | 0.09% |
| MARTHA E WERT3 | 251 LEXINGTON QUINCY, IL 62305 | TRUSTMARK INSURANCE COMPANY | $8 | — | $8 | 0.05% |
| COLE PAPE3 | PO BOX 838 MAQUOKETA, IA 52060 | TRUSTMARK INSURANCE COMPANY | $5 | — | $5 | 0.03% |
| EBC, INC.3 Filed as: EBC INC. | PO BOX 20443 INDIANAPOLIS, IN 46220 | TRUSTMARK INSURANCE COMPANY | $406 | — | $406 | 4.93% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 50266 | TRUSTMARK INSURANCE COMPANY | $293 | — | $293 | 3.56% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES-CI | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | TRUSTMARK INSURANCE COMPANY | $168 | — | $168 | 2.04% |
| MARTHA E WERT3 Filed as: MARTHA E WERT -CI | 251 LEXINGTON QUINCY, IL 62305 | TRUSTMARK INSURANCE COMPANY | $12 | — | $12 | 0.15% |
| RHONDA S PAPE3 Filed as: RHONDA S PAPE-CI | 115 E PLATT ST MAQUOKETA, IA 52060 | TRUSTMARK INSURANCE COMPANY | $5 | — | $5 | 0.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 595 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 595 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 356 | $206K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 674 | $37K |
| Life insurance(2 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 595 | $50K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 163 | $63K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 181 | $43K |
| Other(4 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 768 | $75K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 768 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.