| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LAMAIR MULOCK CONDON CO3 Filed as: LAMAIR-MULOCK-CONDON CO D | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 502665945 | RELIANCE STANDARD LIFE INSURANCE COMPANY D | $3K | — | $3K | 1.48% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS, D | 4200 UNVERSITY AVE STE 200 WEST DES MOINES, IA 502665945 | RELIANCE STANDARD LIFE INSURANCE COMPANY D | $902 | — | $902 | 0.47% |
| LAMAIR MULOCK CONDON CO3 Filed as: LAMAIR-MULOCK-CONDON COMPANY | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 502665945 | RELIANCE STANDARD LIFE INSURANCE COMPANY V | $496 | — | $496 | 0.88% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS V | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 502665945 | RELIANCE STANDARD LIFE INSURANCE COMPANY V | $263 | — | $263 | 0.46% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS STD | 4200 UNIVESITY AVE STE 200 WEST DES MOINES, IA 502665945 | RELIANCE STANDARD LIFE INSURANCE STD | $6K | $1K | $7K | 11.97% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS-LIFE | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 50266 | RELIANCE STANDARD LIFE INSURANCE COMPANY LIFE | $3K | $879 | $4K | 8.86% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS LTD | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 502665945 | RELIANCE STANDARD LIFE INSURANCE LTD | $3K | — | $3K | 10.00% |
| EBC, INC.3 Filed as: EBC INC. | PO BOX 20443 INDIANAPOLIS, IN 46220 | TRUSTMARK INSURANCE COMPANY-LTD | $228 | — | $228 | 1.25% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS-TM | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 50266 | TRUSTMARK INSURANCE COMPANY-LTD | $197 | — | $197 | 1.08% |
| SCOTT LOWENBERG3 Filed as: SCOTT M LOWENBERG | 2077 SPRING ST QUINCY, IL 62301 | TRUSTMARK INSURANCE COMPANY-LTD | $64 | — | $64 | 0.35% |
| RHONDA S PAPE3 | 115 E PLATT ST MAQUOKETA, IA 52060 | TRUSTMARK INSURANCE COMPANY-LTD | $60 | — | $60 | 0.33% |
| BARNEY HANKNER3 Filed as: BARNEY J HANKNER | 1001 BATTLES DRIVE MAQUOKETA, IA 52060 | TRUSTMARK INSURANCE COMPANY-LTD | $34 | — | $34 | 0.19% |
| PHILLIP DOWTY3 | 15616 COUNTY RD 44 GOSHEN, IN 46526 | TRUSTMARK INSURANCE COMPANY-LTD | $29 | — | $29 | 0.16% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOC | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | TRUSTMARK INSURANCE COMPANY-LTD | $18 | — | $18 | 0.10% |
| MARTHA E WERT3 | 251 LEXINGTON QUINCY, IL 62305 | TRUSTMARK INSURANCE COMPANY-LTD | $8 | — | $8 | 0.04% |
| COLE PAPE3 | PO BOX 838 MAQUOKETA, IA 52060 | TRUSTMARK INSURANCE COMPANY-LTD | $5 | — | $5 | 0.03% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS-CI | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 50266 | TRUSTMARK INSURANCE COMPANY-CI | $601 | — | $601 | 6.42% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY AND ASSOCIATES-CI | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | TRUSTMARK INSURANCE COMPANY-CI | $566 | — | $566 | 6.04% |
| EBC, INC.3 Filed as: EBC INC. - CI | PO BOX 20443 INDIANAPOLIS, IN 46220 | TRUSTMARK INSURANCE COMPANY-CI | $510 | — | $510 | 5.44% |
| MARTHA E WERT3 Filed as: MARTHA E WERT -CI | 251 LEXINGTON QUINCY, IL 62305 | TRUSTMARK INSURANCE COMPANY-CI | $11 | — | $11 | 0.12% |
| RHONDA S PAPE3 Filed as: RHONDA S PAPE-CI | 115 E PLATT ST MAQUOKETA, IA 52060 | TRUSTMARK INSURANCE COMPANY-CI | $5 | — | $5 | 0.05% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS MED S | 4200 UNIVERSITY AVE STE 200 WEST DES MOINES, IA 50266 | HARTFORD LIFE AND ACCIDENT | $247 | — | $247 | 7.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 478 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 478 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HARTFORD LIFE AND ACCIDENT | 1 | $3K |
| Dental | RELIANCE STANDARD LIFE INSURANCE COMPANY D | 644 | $194K |
| Vision | RELIANCE STANDARD LIFE INSURANCE COMPANY V | 598 | $57K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY LIFE | 477 | $40K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE STD | 122 | $57K |
| Long-term disability(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE LTD | 185 | $53K |
| Other(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY LIFE | 477 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 644 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.