Welfare broker

EBC, INC.

Mailing address (most recent filing)

2367 OAK ALY

TYLER, TX 75703

Total comp: $86K
Commissions: $82K
Fees: $4K
Filings: 10
Sponsors: 10

Carrier mix

Where EBC, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITED OF OMAHA LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED OF OMAHA LIFE INSURANCE COMPANY	1	$400K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	1	$400K	0.0%	16.74x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EBC, INC.'s plans by broker comp / premium ratio. Median 9.25% vs welfare-wide median 6.31% (n=1).

Prospect-flag exposure · vs market baseline

Share of EBC, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where EBC, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CLEAN SCAPES AUSTIN, LLC CLEAN SCAPES HEALTH AND WELFARE HEALTH PLAN	TX	$400K	$37K	UNITED OF OMAHA LIFE INSURANCE COMPANY