No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BCBSMN, INC. EIN 41-0984460 NONE | Claims processing; Contract Administrator; Other fees; Legal; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $5.1M |
| WILSON-MCSHANE CORPORATION EIN 41-0956552 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $4.0M |
| T.E.A.M., LLC ADMINISTRATORS EIN 81-4050818 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $994K |
| DDMN ASO, LLC EIN 41-1905554 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $382K |
| THE SEGAL COMPANY, INC. EIN 13-1975125 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $267K |
| ZELIS NONE | Other services; Direct payment from the plan Service code 49 | 2 CROSSROADS DRIVE BEDMINSTER, NJ 07921 | $203K |
| KUTAK ROCK, LLP EIN 47-0597598 NONE | Legal; Direct payment from the plan Service code 29 | — | $203K |
| EXPRESS SCRIPTS, INC. EIN 43-1420563 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $143K |
| BUILDING TRADES UNITED PENSION TRUS NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | PO BOX 530 500 ELM GROVE ROAD, SUITE 300 ELM GROVE, WA 53122 | $57K |
| THE WAGNER LAW GROUP NONE | Legal; Direct payment from the plan Service code 29 | 99 SUMMER STREET, 13TH FLOOR BOSTON, MA 02110 | $36K |
| BMO HARRIS BANK EIN 36-2085229 NONE | Direct payment from the plan; Custodial (securities) Service code 19 | — | $31K |
| STATE STREET GLOBAL ADVISORS EIN 04-1867445 NONE | Custodial (other than securities); Custodial (securities); Investment management fees paid directly by plan Service code 18 | — | $30K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $27K |
| SEGAL MARCO ADVISORS EIN 13-2646110 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $25K |
| HONSA-BINDER NONE | Direct payment from the plan; Copying and duplicating Service code 36 | 320 SPRUCE STREET ST. PAUL, MN 551012445 | $25K |
| GROOM LAW GROUP EIN 52-1219029 NONE | Legal; Direct payment from the plan Service code 29 | — | $15K |
| UNION BANK & TRUST EIN 41-1267434 NONE | Direct payment from the plan; Custodial (securities) Service code 19 | — | $15K |
| SEVEN CORNERS NONE | Copying and duplicating; Direct payment from the plan Service code 36 | 1099 SNELLING AVE N ST. PAUL, MN 55108 | $11K |
| JOHNSON PRINTING AND PACKAGING CO NONE | Direct payment from the plan; Copying and duplicating Service code 36 | 40 77TH AVE NE FRIDLEY, MN 55432 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,040 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,470 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 14,510 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BCBSM, INC. D.B.A BLUE CROSS AND BLUE SHIELD OF MINNESOTA | 2,558 | $9.2M |
| Prescription drug | BCBSM, INC. D.B.A BLUE CROSS AND BLUE SHIELD OF MINNESOTA | 2,558 | $9.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,558 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.