See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD EIN 36-1236610 NONE | Insurance services; Consulting (general) Service code 16 | 300 EAST RANDOLPH STREET CHICAGO, IL 60601 | $479K |
| TIC INTERNATIONAL CO. EIN 13-2600875 NONE | Claims processing; Accounting (including auditing) Service code 10 | 6525 CENTURION DRIVE LANSING, MI 489179275 | $209K |
| FOSTER & FOSTER, INC. EIN 59-1921114 NONE | Actuarial Service code 11 | ONE OAKBROOK TERRACE 720 OAKBROOK TERRACE, IL 60181 | $162K |
| HINES & ASSOCIATES EIN 36-3545085 NONE | Insurance services Service code 23 | 115 E. HIGHLAND AVE. ELGIN, IL 60120 | $143K |
| MEKETA INVESTMENT GROUP EIN 04-2659023 NONE | Investment advisory (plan) Service code 27 | 525 WEST MONROE ST. 560 CHICAGO, IL 606613749 | $39K |
| TOTAL ADMINISTRATIVE SERVICES CORP. NONE | Claims processing Service code 12 | 2302 INTERNATIONAL LN. MADISON, WI 53704 | $31K |
| BAUM SIGMAN AUERBACH & NEUMAN, LTD. EIN 36-2744057 NONE | Legal Service code 29 | 200 W. ADAMS STREET CHICAGO, IL 60606 | $27K |
| ERIC J. FERNANDEZ & COMPANY EIN 36-3141842 NONE | Accounting (including auditing) Service code 10 | 895 W. MAIN ST.SUITE 1000 WEST DUNDEE, IL 60118 | $24K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 607 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 372 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 979 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 2,278 | $13.2M |
| Dental | BLUE CROSS BLUE SHIELD OF ILLINOIS | 2,278 | $13.2M |
| Vision | BLUE CROSS BLUE SHIELD OF ILLINOIS | 2,278 | $13.2M |
| Short-term disability | BLUE CROSS BLUE SHIELD OF ILLINOIS | 2,278 | $13.2M |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 751 | $997K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,278 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.