Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingBroker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan has rich benefits or a bad rate.
The filing reports zero broker compensation on a plan over 100 participants. The plan likely buys direct or does not report its broker. Give it a call.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
HealthDentalVisionSTD | HealthDentalVisionSTD | |
Stop-loss | Stop-loss |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 2 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 607 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 372 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 979 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 2,278 | $13.2M |
| Dental | BLUE CROSS BLUE SHIELD OF ILLINOIS | 2,278 | $13.2M |
| Vision | BLUE CROSS BLUE SHIELD OF ILLINOIS | 2,278 | $13.2M |
| Short-term disability | BLUE CROSS BLUE SHIELD OF ILLINOIS | 2,278 | $13.2M |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 751 | $997K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,278 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD EIN 36-1236610 NONE | Insurance services; Consulting (general) Service code 16 | 300 EAST RANDOLPH STREET CHICAGO, IL 60601 | $479K |
| TIC INTERNATIONAL CO. EIN 13-2600875 NONE | Claims processing; Accounting (including auditing) Service code 10 | 6525 CENTURION DRIVE LANSING, MI 489179275 | $209K |
| FOSTER & FOSTER, INC. EIN 59-1921114 NONE | Actuarial Service code 11 | ONE OAKBROOK TERRACE 720 OAKBROOK TERRACE, IL 60181 | $162K |
| HINES & ASSOCIATES EIN 36-3545085 NONE | Insurance services Service code 23 | 115 E. HIGHLAND AVE. ELGIN, IL 60120 | $143K |
| MEKETA INVESTMENT GROUP EIN 04-2659023 NONE | Investment advisory (plan) Service code 27 | 525 WEST MONROE ST. 560 CHICAGO, IL 606613749 | $39K |
| TOTAL ADMINISTRATIVE SERVICES CORP. NONE | Claims processing Service code 12 | 2302 INTERNATIONAL LN. MADISON, WI 53704 | $31K |
| BAUM SIGMAN AUERBACH & NEUMAN, LTD. EIN 36-2744057 NONE | Legal Service code 29 | 200 W. ADAMS STREET CHICAGO, IL 60606 | $27K |
| ERIC J. FERNANDEZ & COMPANY EIN 36-3141842 NONE | Accounting (including auditing) Service code 10 | 895 W. MAIN ST.SUITE 1000 WEST DUNDEE, IL 60118 | $24K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
1 contact
10 filings · 2016 to 2025