No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD EIN 36-1236610 NONE | Consulting (general); Insurance services Service code 16 | 300 EAST RANDOLPH STREET CHICAGO, IL 606015099 | $387K |
| TIC INTERNATIONAL CO. EIN 13-2600875 NONE | Accounting (including auditing); Claims processing Service code 10 | 6525 CENTURION DRIVE LANSING, MI 489179275 | $187K |
| FOSTER & FOSTER, INC. EIN 59-1921114 NONE | Actuarial Service code 11 | ONE OAKBROOK TERRACE 720 OAKBROOK TERRACE, IL 60181 | $54K |
| HINES & ASSOCIATES EIN 36-3545085 NONE | Insurance services Service code 23 | 115 E. HIGHLAND AVE. ELGIN, IL 60120 | $48K |
| MEKETA INVESTMENT GROUP EIN 04-2659023 NONE | Investment advisory (plan) Service code 27 | 525 WEST MONROE ST. 560 CHICAGO, IL 606613749 | $30K |
| ERIC J. FERNANDEZ & COMPANY EIN 36-3141842 NONE | Accounting (including auditing) Service code 10 | 895 W. MAIN ST.SUITE 1000 WEST DUNDEE, IL 60118 | $28K |
| TOTAL ADMINISTRATIVE SERVICES CORP. NONE | Claims processing Service code 12 | 2302 INTERNATIONAL LN. MADISON, WI 53704 | $20K |
| BAUM SIGMAN AUERBACH & NEUMAN, LTD. EIN 36-2744057 NONE | Legal Service code 29 | 200 W. ADAMS STREET CHICAGO, IL 60606 | $16K |
| KOVITZ INVESTMENT GROUP EIN 91-2198169 NONE | Investment management Service code 28 | 115 SOUTH LASALLE ST. CHICAGO, IL 60603 | $16K |
| RICHARD J. WOLF AND COMPANY, INC. EIN 36-3182363 NONE | Accounting (including auditing) Service code 10 | P.O. BOX 591 PALOS PARK, IL 60464 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 535 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 288 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 823 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ILLINOIS | 823 | $8.7M |
| Dental | BLUE CROSS BLUE SHIELD OF ILLINOIS | 823 | $8.7M |
| Vision | BLUE CROSS BLUE SHIELD OF ILLINOIS | 823 | $8.7M |
| Short-term disability | BLUE CROSS BLUE SHIELD OF ILLINOIS | 823 | $8.7M |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 632 | $806K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 823 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.