| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC MINNEAPOLIS | KATHLEEN O WHITE 8200 TOWER STE 1100 MINNEAPOLIS, MN 554371024 | MEDICA INSURANCE COMPANY | $35K | — | $35K | 3.67% |
| CHRISTENSEN GROUP INC3 Filed as: CHRISTENSEN GROUP LLC | ADAM J WYNIA 9855 W 78TH ST STE 100 EDEN PRAIRIE, MN 553448002 | MEDICA INSURANCE COMPANY | $3K | — | $3K | 0.33% |
| AON CONSULTING INC3 | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $2K | $6K | 6.04% |
| CHRISTENSEN GROUP INC3 | 9855 W 78TH ST STE 100 EDEN PRAIRIE, MN 55344 | METROPOLITAN LIFE INSURANCE COMPANY | — | $15 | $15 | 0.02% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| LYNN B KEEFER3 Filed as: LYNN KEEFER | 1743 MEADOWLARK RD EAGAN, MN 55122 | AFLAC | $183 | — | $183 | 2.32% |
| BRIAN KUYATT3 | 17590 ITALY PATH LAKEVILLE, MN 55044 | AFLAC | $138 | — | $138 | 1.75% |
| DARIN D PAVLISH3 Filed as: DARIN PAVLISH | 7760 FRANC AVE S 1162 EDINA, MN 55435 | AFLAC | $80 | — | $80 | 1.02% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 3601 SW 160TH AVE STE 200 MIRAMAR, FL 33027 | AFLAC | $71 | — | $71 | 0.90% |
| KAE HUGHES3 | 1805 30TH ST MOLINE, IL 61265 | AFLAC | $66 | — | $66 | 0.84% |
| CHRISTOPHER JAMES CORROW3 Filed as: CHRISTOPHER CORROW | 2796 ASHLEIGH LN ALPHARETTA, GA 30004 | AFLAC | $38 | — | $38 | 0.48% |
| BRITNEY J GOODDING3 Filed as: BRITNEY GOODDING | 1716 S 9TH AVE ELDRIDGE, IA 52748 | AFLAC | $37 | — | $37 | 0.47% |
| RICHARD WEISS3 | 3631 156TH ST W ROSEMOUNT, MN 55068 | AFLAC | $26 | — | $26 | 0.33% |
| JOHN P THOMPSON3 Filed as: JOHN THOMPSON SR | 6395 S KEWAUNEE WAY STE 425 AURORA, CO 80016 | AFLAC | $25 | — | $25 | 0.32% |
| ALLEN D. PRAUL3 Filed as: ALLEN PRAUL | 1710 LEXINGTON DR GARLAND, TX 75041 | AFLAC | $22 | — | $22 | 0.28% |
| DONNA R WATSON3 Filed as: DONNA WATSON | 1225 E RIVER DR STE 315 DAVENPORT, IA 52803 | AFLAC | $21 | — | $21 | 0.27% |
| PAVLISH CONSULTING CO3 | 18248 JUSTICE WAY LAKEVILLE, MN 55044 | AFLAC | $21 | — | $21 | 0.27% |
| MICHAEL AISSEN3 | 920 HOLCOMB BRIDGE RD STE 200 ROSWELL, GA 30078 | AFLAC | $20 | — | $20 | 0.25% |
| MATTHEW D BUTLER3 Filed as: MATTHEW BUTLER | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $10 | — | $10 | 0.13% |
| TINA M LASSUY3 Filed as: TINA LASSUY | 3021 45TH ST MOLINE, IL 61265 | AFLAC | $10 | — | $10 | 0.13% |
| CHRISTOPHER A. FRANKS3 Filed as: CHRISTOPHER FRANKS | 717 WOODED CREST DR WOODWAY, TX 76712 | AFLAC | $9 | — | $9 | 0.11% |
| MICHELLE MAGUIRE3 | 7825 WASHINGTON AVE S STE 425 MINNEAPOLIS, MN 55439 | AFLAC | $9 | — | $9 | 0.11% |
| JEFFREY D HARNED3 Filed as: JEFFREY HANSEN | 1895 52ND ST SW PEQUOT LAKES, MN 56472 | AFLAC | $8 | — | $8 | 0.10% |
| MARDELLE LAMOURE3 | 109 SEQUOIA TRL WOODLAND PARK, CO 80863 | AFLAC | $6 | — | $6 | 0.08% |
| SCOTT A SMITH3 Filed as: SCOTT SMITH | 5300 OAKBROOK PKWY STE 300 NORCROSS, GA 30093 | AFLAC | $5 | — | $5 | 0.06% |
| ELIZABETH M GASPAROVIC3 Filed as: ELIZABETH GASPAROVIC | 18 N SMITH ST PALATINE, IL 60067 | AFLAC | $4 | — | $4 | 0.05% |
| TONYA L REMLEY Filed as: TONYA REMLEY | 1225 E RIVER DR STE 30 DAVENPORT, IA 52803 | AFLAC | $4 | — | $4 | 0.05% |
| JEREMY L TOMLINSON3 Filed as: JEREMY TOMLINSON | 3805 N 36TH ST BOISE, ID 83703 | AFLAC | $3 | — | $3 | 0.04% |
| SCOTT R FRITCHER3 Filed as: SCOTT FRITCHER | 3511 131ST ST URBANDALE, IA 50323 | AFLAC | $2 | — | $2 | 0.03% |
| GREGORY STENZEL3 | 1249 KIOWA DR W GAINESVILLE, TX 76240 | AFLAC | $2 | — | $2 | 0.03% |
| TYE ELLIOTT | 1300 N INDEPENDENCE CT GERMANTOWN HILLS, IL 61548 | AFLAC | $1 | — | $1 | 0.01% |
| JAMES D DUDLEY Filed as: JAMES DUDLEY | 1355 LYNNFIELD ST STE 259 MEMPHIS, TN 38119 | AFLAC | $1 | — | $1 | 0.01% |
| GREGORY SHARP | 702 E 5TH ST COAL VALLEY, IL 61240 | AFLAC | $1 | — | $1 | 0.01% |
| JOSHUA K HOPPE Filed as: JOSHUA HOPPPE | 85076 MAJESTIC WALK CIR FERNANDINA BEACH, FL 32034 | AFLAC | $1 | — | $1 | 0.01% |
| BERNARD BRAZEAU | 6507 GRIMES ST INDIANOLA, IA 50126 | AFLAC | $1 | — | $1 | 0.01% |
| HEATHER D SWANSON Filed as: HEATHER SWANSON | 4517 49TH PL DES MOINES, IA 50310 | AFLAC | $1 | — | $1 | 0.01% |
| LEE RYAN MCGRAW Filed as: LEE MCGRAW | 1170 MANN RD DOUGLASVILLE, GA 30134 | AFLAC | $1 | — | $1 | 0.01% |
| AON CONSULTING INC3 | SAMUEL STEINER 8182 MARYLAND AVE STE 550 ST LOUIS, MO 63105 | GERBER LIFE INSURANCE COMPANY | $404 | — | $404 | 15.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 133 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 138 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICA INSURANCE COMPANY | 90 | $945K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 102 | $91K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 102 | $91K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 133 | $59K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 97 | $23K |
| Other(3 contracts, 3 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 133 | $70K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 133 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.