| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. MINNEAPOLIS | KATHLEEN O WHITE 8200 TOWER STE. 100 5600 W 83RD ST. MINNEAPOLIS, MN 554371024 | MEDICA INSURANCE COMPANY | $38K | — | $38K | 4.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $79 | $4K | 5.12% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 2.05% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | — | $565 | $565 | 0.66% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5 | — | $5 | 0.01% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| LYNN B KEEFER3 | 1743 MEADOWLARK RD. EAGAN, MN 55122 | AFLAC | $212 | — | $212 | 2.28% |
| KAE HUGHES3 | 1805 30TH STREET MOLINE, IL 61265 | AFLAC | $179 | — | $179 | 1.92% |
| BRIAN KUYATT3 | 17590 ITALY PATH LAKEVILLE, MN 55044 | AFLAC | $148 | — | $148 | 1.59% |
| DARIN D PAVLISH3 Filed as: DARIN D. PAVLISH | 7760 FRANCE AVE. SOUTH SUITE 1162 EDINA, MN 55435 | AFLAC | $90 | — | $90 | 0.97% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 3601 SW 160TH AVE. SUITE 200 MIRAMAR, FL 33027 | AFLAC | $71 | — | $71 | 0.76% |
| DONNA R WATSON3 Filed as: DONNA R. WATSON | 876 TANGELEFOOT LN. BETTENDORF, IA 52722 | AFLAC | $44 | — | $44 | 0.47% |
| ALLEN D. PRAUL3 | 1710 LEXINGTON DR. GARLAND, TX 75041 | AFLAC | $40 | — | $40 | 0.43% |
| CHRISTOPHER JAMES CORROW3 | 2796 ASHLEIGH LANE ALPHARETTA, GA 30004 | AFLAC | $38 | — | $38 | 0.41% |
| BRITNEY J GOODDING3 Filed as: BRITNEY J. GOODDING | 876 TANGELEFOOT LN. BETTENDORF, IA 52722 | AFLAC | $33 | — | $33 | 0.35% |
| PAVLISH CONSULTING CO3 Filed as: PAVLISH CONSULTING CO. | 18248 JUSTICE WAY LAKEVILLE, MN 55044 | AFLAC | $30 | — | $30 | 0.32% |
| TINA M LASSUY3 Filed as: TINA M. LASSUY | 3021 45TH STREET MOLINE, IL 61265 | AFLAC | $27 | — | $27 | 0.29% |
| JOHN PAUL THOMPSON SR3 Filed as: JOHN PAUL THOMPSON SR. | 6395 S. KEWAUNEE WAY SUITE 425 AURORA, CO 80016 | AFLAC | $26 | — | $26 | 0.28% |
| RICHARD D. WEISS3 | 3631 156TH ST. WEST ROSEMOUNT, MN 55068 | AFLAC | $26 | — | $26 | 0.28% |
| TONYA L REMLEY3 Filed as: TONYA L. RAMLEY | 876 TANGLEFOOT LANE BETTENDORF, IA 52722 | AFLAC | $22 | — | $22 | 0.24% |
| MICHAEL D AISSEN3 Filed as: MICHAEL D. AISSEN | 920 HOLCOMB BRIDGE RD. SUITE 200 ROSWELL, GA 30076 | AFLAC | $19 | — | $19 | 0.20% |
| BRITNEY J GOODDING3 Filed as: BRITNEY J. GOODDING | 1716 S 9TH AVENUE ELDRIDGE, IA 52748 | AFLAC | $19 | — | $19 | 0.20% |
| MATTHEW D BUTLER3 Filed as: MATTHEW D. BUTLER | 123 CENTER PARK DRIVE SUITE 102 KNOXVILLE, TN 37922 | AFLAC | $15 | — | $15 | 0.16% |
| MICHELLE RAE MAGUIRE3 | 7825 WASHINGTON AVE S SUITE 425 MINNEAPOLIS, MN 55439 | AFLAC | $11 | — | $11 | 0.12% |
| CHRISTOPHER A. FRANKS3 | 717 WOODED CREST DR. WOODWAY, TX 76712 | AFLAC | $9 | — | $9 | 0.10% |
| TYE ELLIOTT3 | 1300 N. INDEPENDENCE CT. GERMANTOWN HILLS, IL 61548 | AFLAC | $8 | — | $8 | 0.09% |
| JEFFREY M HANSEN3 Filed as: JEFFREY M. HANSEN | 1895 52ND ST. SW PEQUOT LAKES, ME 56472 | AFLAC | $8 | — | $8 | 0.09% |
| LAUREN E WEIBERT3 Filed as: LAUREN E. WEIBERT | 1100 3RD AVE. N APT. 555 NASHVILLE, TN 37208 | AFLAC | $7 | — | $7 | 0.08% |
| ELIZABETH M GASPAROVIC3 Filed as: ELIZABETH M. GASPAROVIC | 1531 W. RUE JAMES PL. PALATINE, IL 60067 | AFLAC | $7 | — | $7 | 0.08% |
| MARDELLE M. LAMOURE3 | 2136 FORD PARKWAY 221 SAINT PAUL, MN 55116 | AFLAC | $6 | — | $6 | 0.06% |
| SCOTT A SMITH3 Filed as: SCOTT A. SMITH | 5300 OAKBROOK PKWY BLDG. 300 SUITE 350 NORCROSS, GA 30093 | AFLAC | $5 | — | $5 | 0.05% |
| JEREMY L TOMLINSON3 Filed as: JEREMY L. TOMLINSON | 7825 WASHINGTON AVENUE SUITE 425 MINNEAPOLIS, MN 55439 | AFLAC | $3 | — | $3 | 0.03% |
| SCOTT R FRITCHER3 | 9655 NW 74TH PLACE GRIMES, IA 50111 | AFLAC | $3 | — | $3 | 0.03% |
| GREGORY F STENZEL3 Filed as: GREGORY F. STENZEL | 2302 KNOX WAY MELISSA, TX 75454 | AFLAC | $2 | — | $2 | 0.02% |
| GREGORY J SHARP3 Filed as: GREGORY J. SHARP | 702 E. 5TH STREET COAL VALLEY, IL 61240 | AFLAC | $2 | — | $2 | 0.02% |
| BERNARD J BRAZEAU3 Filed as: BERNARD J. BRAZEAU | 6705 GRIMES STREET INDIANOLA, IA 50125 | AFLAC | $1 | — | $1 | 0.01% |
| JAMES D DUDLEY3 | 1356 LYNNFIELD RD. SUITE 259 MEMPHIS, TN 38119 | AFLAC | $1 | — | $1 | 0.01% |
| JOSHUA K HOPPE3 Filed as: JOSHUA HOPPE | 580 WHITE PLAINS RD. SUITE 115 TARRYTOWN, NY 10591 | AFLAC | $1 | — | $1 | 0.01% |
| HEATHER D SWANSON3 Filed as: HEATHER D. SWANSON | 4517 49TH PLACE DES MOINES, IA 50310 | AFLAC | $1 | — | $1 | 0.01% |
| KNUTE NELSON3 | 3920 KIPLING AVE. MINNEAPOLIS, MN 55416 | AFLAC | $1 | — | $1 | 0.01% |
| LEE RYAN MCGRAW3 | 1170 MANN RD. DOUGLASVILLE, GA 30134 | AFLAC | $1 | — | $1 | 0.01% |
| HEATHER D SWANSON3 Filed as: HEATHER D. SWANSON | 4608 67TH STREET URBANDALE, IA 50322 | AFLAC | $1 | — | $1 | 0.01% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 8182 MARYLAND AVENUE, SUITE 550 ST. LOUIS, MO 63105 | GERBER LIFE INSURANCE COMPANY | $419 | — | $419 | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 136 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 140 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICA INSURANCE COMPANY | 185 | $939K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 281 | $85K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 281 | $85K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 136 | $53K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 104 | $21K |
| Prescription drug | MEDICA INSURANCE COMPANY | 185 | $939K |
| Other(3 contracts, 3 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 136 | $65K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 281 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.