| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. MINNEAPOLIS | KATHLEEN O WHITE 8200 TOWER STE. 100 5600 W 83RD ST. MINNEAPOLIS, MN 554371024 | MEDICA INSURANCE COMPANY | $26K | — | $26K | 2.99% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | MARC A. SKALE 8182 MARYLAND AVE. SUITE 1500 ST. LOUIS, MO 631053916 | MEDICA INSURANCE COMPANY | $9K | — | $9K | 1.01% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $48 | $4K | 4.63% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 2.29% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | — | $517 | $517 | 0.59% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| KAE HUGHES3 | 1805 30TH STREET MOLINE, IL 61265 | AFLAC | $295 | — | $295 | 2.98% |
| LYNN B KEEFER3 | 1743 MEADOWLARK RD. EAGAN, MN 55122 | AFLAC | $161 | $20 | $181 | 1.83% |
| BRIAN KUYATT3 | 10650 COUNTRY RD. SOUTH 224 SUITE 81 MAPLE GROVE, MN 55369 | AFLAC | $110 | — | $110 | 1.11% |
| DARIN D PAVLISH3 Filed as: DARIN D. PAVLISH | 7760 FRANCE AVE. SOUTH SUITE 1162 EDINA, MN 55435 | AFLAC | $93 | $4 | $97 | 0.98% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 3601 SW 160TH AVE. SUITE 200 MIRAMAR, FL 33027 | AFLAC | $72 | — | $72 | 0.73% |
| DONNA R WATSON3 Filed as: DONNA R. WATSON | 876 TANGELEFOOT LN. BETTENDORF, IA 52722 | AFLAC | $65 | — | $65 | 0.66% |
| BRITNEY J GOODDING3 Filed as: BRITNEY J. GOODDING | 876 TANGLEFOOT LANE BETTENDORF, IA 52722 | AFLAC | $60 | — | $60 | 0.61% |
| BRIAN KUYATT3 | 17590 ITALY PATH LAKEVILLE, MN 55044 | AFLAC | $40 | — | $40 | 0.40% |
| PAVLISH CONSULTING CO3 Filed as: PAVLISH CONSULTING CO. | 18248 JUSTICE WAY LAKEVILLE, MN 55044 | AFLAC | $33 | $4 | $37 | 0.37% |
| ALLEN D. PRAUL3 | 1710 LEXINGTON DR. GARLAND, TX 75041 | AFLAC | $36 | — | $36 | 0.36% |
| ISABEL GARCIA FARNHAM3 | 12144 ROCK DUCK AVE. WEEKI WACHEE, FL 34614 | AFLAC | $33 | — | $33 | 0.33% |
| LAUREN E WEIBERT3 Filed as: LAUREN E. WEIBERT | 1100 3RD AVE. N APT. 555 NASHVILLE, TN 37208 | AFLAC | $30 | — | $30 | 0.30% |
| CHRISTOPHER JAMES CORROW3 | 2796 ASHLEIGH LANE ALPHARETTA, GA 30004 | AFLAC | $28 | — | $28 | 0.28% |
| JOHN PAUL THOMPSON SR3 Filed as: JOHN PAUL THOMPSON SR. | 6395 S. KEWAUNEE WAY SUITE 425 AURORA, CO 80016 | AFLAC | $27 | — | $27 | 0.27% |
| LAUREN E WEIBERT3 Filed as: LAUREN E. WEIBERT | 734 RELIANCE DR. FRANKLIN, TN 37067 | AFLAC | $27 | — | $27 | 0.27% |
| TINA M LASSUY3 Filed as: TINA M. LASSUY | 3021 45TH STREET MOLINE, IL 61265 | AFLAC | $24 | — | $24 | 0.24% |
| RICHARD D. WEISS3 | 3631 156TH ST. WEST ROSEMOUNT, MN 55068 | AFLAC | $23 | — | $23 | 0.23% |
| JAN HAMBY ALDAMUY3 | 16203 MUIRFIELD DR. ODESSA, FL 33556 | AFLAC | $18 | — | $18 | 0.18% |
| MATTHEW D BUTLER3 Filed as: MATTHEW D. BUTLER | 123 CENTER PARK DRIVE SUITE 102 KNOXVILLE, TN 37922 | AFLAC | $17 | — | $17 | 0.17% |
| MICHAEL D AISSEN3 Filed as: MICHAEL D. AISSEN | 920 HOLCOMB BRIDGE RD. SUITE 200 ROSWELL, GA 30076 | AFLAC | $15 | — | $15 | 0.15% |
| LANIER UPSHAW, INC.3 Filed as: LANIER UPSHAW. INC. | PO BOX 468 LAKELAND, FL 33801 | AFLAC | $11 | — | $11 | 0.11% |
| MARDELLE M. LAMOURE3 | 2136 FORD PARKWAY 221 SAINT PAUL, MN 55116 | AFLAC | $11 | — | $11 | 0.11% |
| HUMBERT ALDAMUY JR3 Filed as: HUMBERT ALDAMUY JR. | 16203 MUIRFIELD DR. ODESSA, FL 33556 | AFLAC | $9 | — | $9 | 0.09% |
| CHRISTOPHER A. FRANKS3 | 717 WOODED CREST DR. WOODWAY, TX 76712 | AFLAC | $8 | — | $8 | 0.08% |
| JOE TOMECKO INSURANCE INC3 Filed as: JOE TOMECKO INSURANCE INC. | 1605 SHADY LEAF DRIVE VALRICO, FL 33594 | AFLAC | $8 | — | $8 | 0.08% |
| TYE ELLIOTT3 | 1300 N. INDEPENDENCE CT. GERMANTOWN HILLS, IL 61548 | AFLAC | $7 | — | $7 | 0.07% |
| ELIZABETH M GASPAROVIC3 Filed as: ELIZABETH M. GASPAROVIC | 1531 W. RUE JAMES PL. PALATINE, IL 60067 | AFLAC | $6 | — | $6 | 0.06% |
| SCOTT A SMITH3 Filed as: SCOTT A. SMITH | 5300 OAKBROOK PKWY BLDG. 300 SUITE 350 NORCROSS, GA 30093 | AFLAC | $4 | — | $4 | 0.04% |
| JAMES (JAY) GRIMES3 | 4272 PERSIMMON WOODS DR. NORTH CHARLESTON, SC 29420 | AFLAC | $4 | — | $4 | 0.04% |
| GRAVES INC3 Filed as: GRAVES INC. | 5336 CAPTAINS CT. NEW PORT RICHEY, FL 34652 | AFLAC | $4 | — | $4 | 0.04% |
| JEREMY L TOMLINSON3 Filed as: JEREMY L. TOMLINSON | 7825 WASHINGTON AVENUE SUITE 425 MINNEAPOLIS, MN 55439 | AFLAC | $3 | — | $3 | 0.03% |
| MICHELLE RAE MAGUIRE3 | 7825 WASHINGTON AVE S SUITE 425 MINNEAPOLIS, MN 55439 | AFLAC | $3 | — | $3 | 0.03% |
| JEFFREY M HANSEN3 Filed as: JEFFREY M. HANSEN | 1895 52ND ST. SW PEQUOT LAKES, ME 56472 | AFLAC | $2 | — | $2 | 0.02% |
| SCOTT R FRITCHER3 | 9655 NW 74TH PLACE GRIMES, IA 50111 | AFLAC | $1 | — | $1 | 0.01% |
| KATHI JO SWEETER3 | 10650 COUNTY ROAD 81 SUITE 224 MAPLE GROVE, MN 55369 | AFLAC | -$8 | — | -$8 | -0.08% |
| NADIA L RUSSELL3 Filed as: NADIA L. RUSSELL | 10650 COUNTY ROAD 81 SUITE 224 MAPLE GROVE, MN 55369 | AFLAC | -$12 | — | -$12 | -0.12% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | 8182 MARYLAND AVENUE, SUITE 550 ST. LOUIS, MO 63105 | GERBER LIFE INSURANCE COMPANY | $419 | — | $419 | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 99 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 104 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICA INSURANCE COMPANY | 180 | $867K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 290 | $88K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 290 | $88K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 135 | $56K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 103 | $20K |
| Prescription drug | MEDICA INSURANCE COMPANY | 180 | $867K |
| Other(3 contracts, 3 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 135 | $68K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 290 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.