| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 | 8182 MARYLAND AVENUE SUITE #1500 ST. LOUIS, MO 631053916 | MEDICA INSURANCE COMPANY | $37K | — | $37K | 3.98% |
| AON CONSULTING INC3 | PO BOX 905494 CHARLOTTE, NC 282905494 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| LYNN B KEEFER3 | 1743 MEADOWLARK ROAD EAGAN, MN 55122 | AFLAC | $699 | $19 | $718 | 5.96% |
| BRIAN KUYATT3 | 10650 COUNTY RD SOUTH 224 SUITE 81 MAPLE GROVE, MN 55369 | AFLAC | $182 | $0 | $182 | 1.51% |
| DARIN D PAVLISH3 | 7760 FRANCE AVENUE SOUTH SUITE 1162 EDINA, MN 55435 | AFLAC | $139 | $8 | $147 | 1.22% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 3601 SW 106TH AVENUE SUITE 200 MIRAMAR, FL 33027 | AFLAC | $116 | $0 | $116 | 0.96% |
| KAE HUGHES3 | 1805 30TH STREET MOLINE, IL 61265 | AFLAC | $77 | $0 | $77 | 0.64% |
| NADIA L RUSSELL3 | 10650 COUNTY ROAD 81 SUITE 224 MAPLE GROVE, MN 55369 | AFLAC | $71 | $0 | $71 | 0.59% |
| RICHARD D. WEISS3 Filed as: RICHARD D WEISS | 3410 156TH ST WEST ROSEMOUNT, MN 55068 | AFLAC | $44 | $19 | $63 | 0.52% |
| PAVLISH CONSULTING CO3 | 18248 JUSTICE WAY LAKEVILLE, MN 55044 | AFLAC | $53 | $8 | $61 | 0.51% |
| BRITNEY J GOODDING3 | 876 TANGLEFOOT LANE BETTENDORF, IA 52722 | AFLAC | $58 | $0 | $58 | 0.48% |
| ALLEN D. PRAUL3 Filed as: ALLEN D PRAUL | 1710 LEXINGTON DRIVE GARLAN, TX 75041 | AFLAC | $39 | $0 | $39 | 0.32% |
| JOHN PAUL THOMPSON SR3 | 6395 S KEWAUNEE WAY SUITE 425 AURORA, CO 80016 | AFLAC | $37 | $0 | $37 | 0.31% |
| CHRISTOPHER JAMES CORROW3 | 2796 ASHLEIGH LANE ALPHARETTA, GA 30004 | AFLAC | $32 | $0 | $32 | 0.27% |
| KATHI JO SWEETER3 Filed as: KATHI JO DOREO | 10650 COUNTY ROAD 81 STE 224 MAPLE GROVE, MN 55369 | AFLAC | $32 | $0 | $32 | 0.27% |
| DONNA R WATSON3 | 876 TANGLEFOOT LANE BETTENDORF, IA 52722 | AFLAC | $29 | $0 | $29 | 0.24% |
| BRIAN KUYATT2 | 7760 FRANCE AVENUE SOUTH SUITE 1156 MINNAPOLIS, MN 55435 | AFLAC | $27 | $0 | $27 | 0.22% |
| ISABEL GARCIA FARNHAM3 | 12144 ROCK DUCK AVENUE WEEKI WACHEE, FL 34614 | AFLAC | $27 | $0 | $27 | 0.22% |
| TINA M LASSUY3 | 1523 47TH AVENUE MOLINE, IL 61265 | AFLAC | $24 | $0 | $24 | 0.20% |
| KATHI JO SWEETER3 | 10650 COUNTY ROAD 81 SUITE 224 MAPLE GROVE, MN 55369 | AFLAC | $16 | $0 | $16 | 0.13% |
| MICHAEL D AISSEN3 | 920 HOLCOMB BRIDGE ROAD SUITE 200 ROSWELL, GA 30076 | AFLAC | $16 | $0 | $16 | 0.13% |
| MATTHEW D BUTLER3 | 123 CENTER PARK DRIVE SUITE 102 URBANDALE, IA 50322 | AFLAC | $16 | $0 | $16 | 0.13% |
| JAN HAMBY ALDAMUY3 | 16203 MUIRFIELD DRIVE ODESSA, FL 33556 | AFLAC | $15 | $0 | $15 | 0.12% |
| JEREMY L TOMLINSON3 | 7825 WASHINGTON AVENUE S SUITE 425 MINNEAPOLIS, MN 55439 | AFLAC | $6 | $8 | $14 | 0.12% |
| CHRISTOPHER A. FRANKS3 Filed as: CHRISTOPHER A FRANKS | 717 WOODED CREST DRIVE WOODWAY, TX 76712 | AFLAC | $10 | $0 | $10 | 0.08% |
| LANIER UPSHAW, INC.3 Filed as: LANIER UPSHAW INC | PO BOX 468 LAKELAND, FL 33801 | AFLAC | $9 | $0 | $9 | 0.07% |
| HUMBERT ALDAMUY JR3 | 16203 MUIRFIELD DRIVE ODESSA, FL 33556 | AFLAC | $8 | $0 | $8 | 0.07% |
| ELIZABETH M GASPAROVIC3 | 1653 N BELMONT COURT ARLINGTON HEIGHTS, IL 60004 | AFLAC | $7 | $0 | $7 | 0.06% |
| TYE ELLIOTT3 | 1300 N INDEPENDENCE COURT GERMANTOWN HILLS, IL 61548 | AFLAC | $7 | $0 | $7 | 0.06% |
| JOE TOMECKO INSURANCE INC3 | 1605 SHADY LEAF DRIVE VALRICO, FL 33594 | AFLAC | $7 | $0 | $7 | 0.06% |
| SCOTT A SMITH3 | OAKBROOK PARKWAY BUILDING 300, SUITE 350 NORCROSS, GA 30093 | AFLAC | $4 | $0 | $4 | 0.03% |
| JAMES (JAY) GRIMES3 Filed as: JAMES GRIMES | 4272 PERSIMMON WOODS DRIVE NORTH CHARLESTON, SC 29420 | AFLAC | $4 | $0 | $4 | 0.03% |
| GRAVES INC3 | 5336 CAPTAINS COURT NEW PORT RICHEY, FL 34652 | AFLAC | $3 | $0 | $3 | 0.02% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. | SAMUEL STEINER, MN MO OR 8182 MARYLAND AVENUE, SUITE 550 ST. LOUIS, MO 63105 | GERBER LIFE & ACCIDENT INSURANCE COMPANY | $431 | — | $431 | 14.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 140 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 145 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MEDICA INSURANCE COMPANY | 198 | $929K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 148 | $73K |
| Prescription drug | MEDICA INSURANCE COMPANY | 198 | $929K |
| Other(3 contracts, 3 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 148 | $88K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 198 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.