| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DAVID C NORRIS3 Filed as: DAVID NORRIS | 280 WEST MAPLE S, SUITE 200 BIRMINGHAM, MI 48009 | BLUE CARE NETWORK OF MICHIGAN | $109K | — | $109K | 1.62% |
| HYLANT GROUP INC3 | 220 PARK STREET, SUITE 2 BIRMINGHAM, MI 48009 | BLUE CARE NETWORK OF MICHIGAN | $0 | $8K | $8K | 0.12% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 43604 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | $7K | $10K | 1.77% |
| DAVID C NORRIS3 Filed as: DAVID NORRIS | 280 WEST MAPLE S, SUITE 200 BIRMINGHAM, MI 48009 | BLUE CROSS AND BLUE SHIELD OF MICHIGAN | $3K | $0 | $3K | 1.44% |
| HYLANT GROUP INC3 | 220 PARK STREET, SUITE 2 BIRMINGHAM, MI 48009 | BLUE CROSS AND BLUE SHIELD OF MICHIGAN | $0 | $432 | $432 | 0.19% |
| HYLANT GROUP INC3 | 811 MADISON AVENUE TOLEDO, OH 43604 | RENAISSANCE LIFE AND HEALTH INSURANCE COMPANY OF AMERICA | $581 | $0 | $581 | 0.92% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 532 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 532 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 1,249 | $7.0M |
| Dental | DELTA DENTAL OF MICHIGAN | 1,338 | $345K |
| Vision | RENAISSANCE LIFE AND HEALTH INSURANCE COMPANY OF AMERICA | 1,132 | $63K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 352 | $567K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 352 | $567K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 352 | $567K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 1,249 | $7.0M |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 352 | $567K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,338 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.