| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT PARTNERS LLC DBA SALUS GROU3 | 38221 MOUND RD, BLDG G STERLING HEIGHTS, MI 48310 | BLUE CARE NETWORK OF MICHIGAN | $15K | $0 | $15K | 2.36% |
| BENEFIT PARTNERS LLC DBA SALUS GROU3 | 38221 MOUND RD, BLDG G STERLING HEIGHTS, MI 48310 | BLUE CARE NETWORK OF MICHIGAN | $13K | $0 | $13K | 2.33% |
| BENEFIT PARTNERS LLC DBA SALUS GROU3 | 38221 MOUND RD, BLDG G STERLING HEIGHTS, MI 48310 | BLUE CARE NETWORK OF MICHIGAN | $11K | — | $11K | 2.37% |
| BENEFIT PARTNERS LLC DBA SALUS GROU3 | 38221 MOUND RD, BLDG G STERLING HEIGHTS, MI 48310 | BLUE CROSS AND BLUE SHIELD OF MICHIGAN | $6K | $0 | $6K | 4.48% |
| BENEFIT PARTNERS LLC DBA SALUS GROU3 | 38221 MOUND RD, BLDG G STERLING HEIGHTS, MI 48310 | DELTA DENTAL OF MICHIGAN | $11K | $0 | $11K | 9.89% |
| BENEFIT PARTNERS LLC DBA SALUS GROU3 | 38221 MOUND RD, BLDG G STERLING HEIGHTS, MI 48310 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $9K | $0 | $9K | 9.39% |
| GROUP ASSOCIATES, INC.3 Filed as: GROUP ASSOCIATES | 30800 TELEGRAPH, #3800 BINGHAM FARMS, MI 48025 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $19 | $0 | $19 | 0.02% |
| BENEFIT PARTNERS LLC DBA SALUS GROU3 | 38221 MOUND RD, BLDG G STERLING HEIGHTS, MI 48310 | DELTA DENTAL OF MICHIGAN | $3K | $0 | $3K | 9.76% |
| BENEFIT PARTNERS LLC DBA SALUS GROU3 | 38221 MOUND RD, BLDG G STERLING HEIGHTS, MI 48310 | BLUE CARE NETWORK OF MICHIGAN | $401 | $0 | $401 | 2.46% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 525 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 525 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 231 | $1.8M |
| Dental(3 contracts, 2 carriers) | DELTA DENTAL OF MICHIGAN | 340 | $241K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 257 | $100K |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 257 | $100K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 257 | $100K |
| Prescription drug(4 contracts) | BLUE CARE NETWORK OF MICHIGAN | 231 | $1.7M |
| Other | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 257 | $100K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 340 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.