Welfare broker

GROUP ASSOCIATES, INC.

Mailing address (most recent filing)

P.O. BOX 1016

COLUMBUS, MS 397031016

Total comp: $123K
Commissions: $123K
Fees: $0
Filings: 9
Sponsors: 9

Carrier mix

Where GROUP ASSOCIATES, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$232K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MS	1	$232K	0.2%	248.48x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of GROUP ASSOCIATES, INC.'s plans by broker comp / premium ratio. Median 14.30% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of GROUP ASSOCIATES, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where GROUP ASSOCIATES, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
OFFICE MANAGEMENT SYSTEMS, INC. OFFICE MANAGEMENT SYSTEMS, INC. GROUP INSURANCE PLAN	MS	$232K	$33K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA