| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AMY J HALL3 Filed as: AMY HALL | 423 N MAIN ST ROYAL OAK, MI 48067 | BLUE CARE NETWORK OF MICHIGAN | $33K | — | $33K | 2.70% |
| ASSUREDPARTNERS Filed as: ASSURED PARTNERS OF MI LLC | 13900 LAKESIDE CIRCLE STERLING HEIGHTS, MI 48313 | BLUE CARE NETWORK OF MICHIGAN | — | $390 | $390 | 0.03% |
| AMY J HALL3 Filed as: AMY HALL | 423 N MAIN ST ROYAL OAK, MI 48067 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $13K | — | $13K | 2.71% |
| ASSURANCE AGENCY LTD3 Filed as: ASSURE PARTNERS OF MI LLC | 13900 LAKESIDE CIRCLE STERLING HEIGHTS, MI 48313 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $390 | — | $390 | 0.08% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MI LLC | 25900 W 11 MILE RD STE210 SOUTHFIELD, MI 48034 | UNUM | $16K | $1K | $17K | 18.93% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MT 63122 | UNUM | $8K | — | $8K | 8.84% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MI LLC | 25900 W 11 MILE RD STE 210 SOUTHFIELD, MI 48034 | UNUM | $5K | $400 | $5K | 18.19% |
| CENTRO BENEFITS RESEARCH LLC | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MT 63122 | UNUM | — | $2K | $2K | 8.40% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MI LLC | 25900 W 11 MILE RD STE 210 SOUTHFIELD, MI 48034 | UNUM | $3K | $214 | $3K | 18.59% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MT 63122 | UNUM | $1K | — | $1K | 8.27% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MI LLC | 25900 W 11 MILE RD STE210 SOUTHFIELD, MI 48034 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 15.44% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MI LLC | 25900 W 11 MILE RD STE210 SOUTHFIELD, MI 48034 | UNUM | $747 | $73 | $820 | 16.09% |
| CENTRO BENEFITS RESEARCH LLC | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MT 63122 | UNUM | — | $429 | $429 | 8.42% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 154 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 154 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CARE NETWORK OF MICHIGAN | 180 | $1.7M |
| Dental | UNUM | 163 | $91K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 236 | $14K |
| Life insurance(2 contracts) | UNUM | 154 | $33K |
| Short-term disability | UNUM | 27 | $15K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 236 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.