| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AMY J HALL3 Filed as: AMY HALL | 423 N MAIN ST ROYAL OAK, MI 48067 | BLUE CARE NETWORK | — | $36K | $36K | 3.00% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MICHIGAN LLC DB | 423 N MAIN ST ROYAL OAK, MI 48067 | BLUE CARE NETWORK | $2K | — | $2K | 0.14% |
| AMY J HALL3 Filed as: AMY HALL | 423 N MAIN ST ROYAL OAK, MI 48067 | BLUE CROSS BLUE SHIELD OF MICHIGAN | — | $15K | $15K | 2.98% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS | 423 N MAIN ST ROYAL OAK, MI 48067 | BLUE CROSS BLUE SHIELD OF MICHIGAN | $300 | — | $300 | 0.06% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MICHIGAN LLC | 423 N MAIN ST ROYAL OAK, MI 48067 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $16K | $1K | $17K | 17.45% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MICHIGAN LLC | 423 N MAIN ST ROYAL OAK, MI 48067 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $380 | $5K | 17.56% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MICHIGAN LLC | 423 N MAIN ST ROYAL OAK, MI 48067 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | $206 | $3K | 17.53% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MICHIGAN LLC | 423 N MAIN ST ROYAL OAK, MI 48067 | FIDELITY SECURITY LIFE INSURANCE | $817 | — | $817 | 5.75% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MICHIGAN LLC | 423 N MAIN ST ROYAL OAK, MI 48067 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $567 | $71 | $638 | 12.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 133 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 133 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CARE NETWORK | 117 | $1.7M |
| Dental | UNUM LIFE INSURANCE COMPANY OF AMERICA | 156 | $98K |
| Vision | FIDELITY SECURITY LIFE INSURANCE | 235 | $14K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 158 | $33K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 25 | $15K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 235 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.