See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| OPTUM RX, INC EIN 33-0441200 NONE | Claims processing; Direct payment from the plan; Float revenue; Other fees Service code 12 | — | $2.9M |
| MIDWEST COALITION OF LABOR EIN 99-2613379 NONE | Other services Service code 49 | — | $566K |
| TEAMSTERS LOCAL UNION 301 GENERAL EIN 36-1264295 AFFILIATED ORGANIZATION | Other services; Contract Administrator Service code 13 | — | $488K |
| ELLITE ADMINISTRATION & INSURANCE EIN 36-2238689 NONE | Consulting (general) Service code 16 | — | $179K |
| FOSTER & FOSTER EIN 59-1921114 NONE | Consulting (general) Service code 16 | — | $114K |
| BRIDGEWAY BENEFIT TECHNOLOGIES EIN 52-1796473 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting (general) Service code 15 | — | $102K |
| SARA HAFFNER-WOLF EIN 36-6125658 EMPLOYEE | Plan Administrator; Employee (plan) Service code 14 | — | $97K |
| FRANK J. BAKER & COMPANY EIN 36-3086616 NONE | Accounting (including auditing) Service code 10 | — | $73K |
| MCGANN KETTERMAN & RIOUX EIN 36-3968279 NONE | Legal Service code 29 | — | $67K |
| SEGALL BRYANT & HAMILL EIN 35-2679129 NONE | Investment management fees paid directly by plan Service code 51 | — | $64K |
| GREAT LAKES ADVISORS, LLC EIN 80-0292839 NONE | Investment management fees paid directly by plan Service code 51 | — | $49K |
| LIRACOM LLC EIN 36-2840323 NONE | Consulting (general) Service code 16 | — | $36K |
| INETICO, LLC DBA VALENZ CARE EIN 36-4869660 NONE | Consulting (general) Service code 16 | — | $30K |
| MARQUETTE ASSOCIATES, INC. EIN 36-3485298 NONE | Investment advisory (plan) Service code 27 | — | $25K |
| OPTUM FINANCIAL EIN 47-0858530 NONE | Consulting (general) Service code 16 | — | $24K |
| DELTA DENTAL OF ILLINOIS EIN 36-2612058 NONE | Contract Administrator Service code 13 | — | $18K |
| ONSITE LOGIC EIN 20-0812459 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $14K |
| GREEN LIGHT COST MANAGEMENT, LLC EIN 45-5248276 NONE | Other services Service code 49 | — | $12K |
| US BANK NATIONAL ASSOCIATION EIN 31-0841368 NONE | Custodial (securities) Service code 19 | — | $12K |
| IFEBP EIN 36-1034021 NONE | Other services Service code 49 | — | $12K |
| CLAIMS-X-CHANGE, LLC EIN 27-2091752 NONE | Consulting (general) Service code 16 | — | $9K |
| WEST END PRESS INC EIN 36-2433269 NONE | Other services Service code 49 | — | $7K |
| DATAMATION IMAGING SERVICES EIN 36-4303011 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 877 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 42 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 919 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH CARE SERVICE CORPORATION | 907 | $14.2M |
| Vision | VISION SERVICE PLAN | 919 | $143K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 847 | $50K |
| Other | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 847 | $50K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 919 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.