No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| OPTUM RX, INC EIN 33-0441200 NONE | Other fees; Float revenue; Direct payment from the plan; Claims processing Service code 12 | — | $2.8M |
| TEAMSTERS LOCAL UNION 301 GENERAL EIN 36-1264295 AFFILIATED ORGANIZATION | Contract Administrator; Other services Service code 13 | — | $690K |
| SARA HAFFNER-WOLF EIN 36-6125658 EMPLOYEE | Employee (plan) Service code 30 | — | $99K |
| INNOVATIVE SOFTWARE SOLUTIONS, INC. EIN 23-2182079 NONE | Consulting (general) Service code 16 | — | $76K |
| INSURANCE PROGRAM MANAGERS GROUP EIN 36-3118653 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing Service code 12 | — | $72K |
| THE SEGAL COMPANY EIN 13-1975125 NONE | Consulting (general) Service code 16 | — | $66K |
| FRANK J. BAKER & COMPANY EIN 36-3086616 NONE | Accounting (including auditing) Service code 10 | — | $61K |
| CARMELL CHARONE WIDMER MOSS & BARR EIN 36-2738528 NONE | Legal Service code 29 | — | $55K |
| SEGALL BRYANT & HAMILL EIN 41-1788385 NONE | Investment management fees paid directly by plan Service code 51 | — | $40K |
| MICHAEL B HAFFNER EIN 36-6125658 PLAN ADMINISTRATOR | Plan Administrator Service code 14 | — | $36K |
| GREAT LAKES ADVISORS, LLC EIN 80-0292839 NONE | Investment management fees paid directly by plan Service code 51 | — | $32K |
| LIRACOM LLC EIN 36-2840323 NONE | Consulting (general) Service code 16 | — | $29K |
| MED CARE MANAGEMENT EIN 65-0174298 NONE | Consulting (general) Service code 16 | — | $26K |
| PRUDENTIAL TRUST CO EIN 52-1679020 NONE | Investment management Service code 28 | — | $20K |
| MARQUETTE ASSOCIATES, INC. EIN 36-3485298 NONE | Investment advisory (plan) Service code 27 | — | $18K |
| IFEBP EIN 36-1034021 NONE | Other services Service code 49 | — | $15K |
| HORIZON ACTUARIAL SERVICES, LLC EIN 26-1370698 NONE | Actuarial Service code 11 | — | $6K |
| US BANK NATIONAL ASSOCIATION EIN 31-0841368 NONE | Custodial (securities) Service code 19 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 914 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 66 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 980 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH CARE SERVICE CORPORATION | 969 | $12.1M |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 897 | $53K |
| Other | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 897 | $53K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 969 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.