| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 100 HALF DAY ROAD LINCOLNSHIRE, IL 60069 | BLUE CROSS BLUE SHIELD OF ILLINOIS | — | $8K | $8K | 0.11% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $30K | $30K | 1.93% |
| CUSTOM BENEFIT PROGRAMS INC3 | 897 12TH STREET HAMMANTON, NJ 08037 | CONTINENTAL AMERICAN INSURANCE COMPANY | $149K | — | $149K | 44.81% |
| STEPHEN KELLS3 | 1026 BALDWIN LN OAK PARK, IL 60302 | CONTINENTAL AMERICAN INSURANCE COMPANY | $689 | — | $689 | 0.21% |
| WILLIAM S ROUSONELOS3 | 23504 ROVERS CROSSING DR SHOREWOOD, IL 60404 | CONTINENTAL AMERICAN INSURANCE COMPANY | $325 | — | $325 | 0.10% |
| JEFFREY LYNN LAMBERT3 | 7 CENTER STREET HINSDALE, IL 60521 | CONTINENTAL AMERICAN INSURANCE COMPANY | $315 | — | $315 | 0.09% |
| CHAD L NELSON3 | 5266 N KUFALK LANE BYRON, IL 61010 | CONTINENTAL AMERICAN INSURANCE COMPANY | $175 | — | $175 | 0.05% |
| AARON J DUNNILL3 | 418 FRANCIS ST BOURBANNAIS, IL 609142234 | CONTINENTAL AMERICAN INSURANCE COMPANY | $78 | — | $78 | 0.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF ILLINOIS INC | 263 SHUMAN BLVD SUITE 110 NAPERVILLE, IL 60563 | CONTINENTAL AMERICAN INSURANCE COMPANY | $57 | — | $57 | 0.02% |
| ZUREK & ASSOCIATES LLC3 | 210 DES PLAINES AVE UNIT D FOREST PARK, IL 60130 | CONTINENTAL AMERICAN INSURANCE COMPANY | $44 | — | $44 | 0.01% |
| SCOTT LYDEN3 Filed as: SCOTT F LYDEN | 1284 ROSEGATE CT AURORA, IL 60504 | CONTINENTAL AMERICAN INSURANCE COMPANY | $28 | — | $28 | 0.01% |
| TIFFANY ANNE KING3 | 4211 S HURON ST ENGLEWOOD, CO 80110 | CONTINENTAL AMERICAN INSURANCE COMPANY | $24 | — | $24 | 0.01% |
| KNUTE NELSON3 Filed as: KNUTE TIMOTHY NELSON | 3920 KIPLING AVE MINNEAPOLIS, MN 55416 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.00% |
| ROCKWELL & ASSOCIATES3 Filed as: ROCKWELL & ASSOCIATES LTD | 303 W ERIE STE 400 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.00% |
| JOHN PARISH3 | 6033 N SHERIDAN ROAD CHICAGO, IL 60660 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.00% |
| RUBICON REGION LLC3 | 506 CANTERBURY DR LAGRANGE, GA 30241 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| RYAN WALSH3 | 325 W HURON ST CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| TODD DEVOSS3 Filed as: TODD C DEVOSS | 798 EAGLE DR AURORA, IL 60506 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| JOSEPH A NASCA3 | 222 W ERIE ST APT 2210 CHICAGO, IL 606544838 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| BRIAN W PATTEN3 Filed as: BRIAN WILLIAM PATTEN | 121 BUCKTHORN RD BADEN, PA 15005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $4K | $4K | 1.25% |
| RAYMOND JAMES FINANCIAL SERVICES3 Filed as: RAYMOND JAMES INSURANCE GROUP | 880 CARILLON PARKWAY ST. PETERSBURG, FL 337161102 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | — | $12K | 9.17% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $858 | $7K | 5.50% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $374 | $374 | 1.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,013 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 14 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,027 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 3,655 | $1.6M |
| Vision | VISION SERVICE PLAN | 1,360 | $305K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 161 | $155K |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 273 | $333K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,330 | $314K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,655 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.