| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON INSURANCE AGENCY LLC | 100 HALF DAY ROAD LINCOLNSHIRE, IL 60069 | BLUE CROSS BLUE SHIELD OF ILLINOIS | $0 | $105 | $105 | 0.00% |
| AON CONSULTING INC3 | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $22K | $22K | 1.49% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $6K | $6K | 1.62% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $5K | $5K | 1.61% |
| RAYMOND JAMES FINANCIAL SERVICES3 Filed as: RAYMOND JAMES INSURANCE GROUP | 880 CARILLON PARKWAY ST. PETERSBURG, FL 337161102 | METROPOLITAN LIFE INSURANCE COMPANY | $17K | — | $17K | 13.35% |
| CUSTOM BENEFIT PROGRAMS INC3 | 897 12TH STREET HAMMONTON, NJ 08037 | CONTINENTAL AMERICAN INSURANCE COMPANY | $64K | — | $64K | 52.76% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF ILLINOIS INC | 263 SHUMAN BLVD SUITE 110 NAPERVILLE, IL 60563 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 0.93% |
| STEPHEN KELLS3 | 1026 BALDWIN LANE OAK PARK, IL 60302 | CONTINENTAL AMERICAN INSURANCE COMPANY | $788 | — | $788 | 0.65% |
| WILLIAM S ROUSONELOS3 | 23504 ROVERS CROSSING DRIVE SHOREWOOD, IL 60404 | CONTINENTAL AMERICAN INSURANCE COMPANY | $539 | — | $539 | 0.45% |
| JEFFREY LYNN LAMBERT3 | 7 CENTER STREET HINSDALE, IL 60521 | CONTINENTAL AMERICAN INSURANCE COMPANY | $371 | — | $371 | 0.31% |
| AARON J DUNNILL3 | 418 FRANCIS STREET BOURBONNAIS, IL 609142234 | CONTINENTAL AMERICAN INSURANCE COMPANY | $301 | — | $301 | 0.25% |
| RUBICON REGION LLC3 | 506 CANTERBURY ROAD LAGRANGE, GA 30241 | CONTINENTAL AMERICAN INSURANCE COMPANY | $103 | — | $103 | 0.09% |
| RYAN WALSH3 | 325 W HURON ST SUITE 215 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $41 | — | $41 | 0.03% |
| ZUREK & ASSOCIATES LLC3 Filed as: ZUREK AND ASSOCIATES LLC | 210 DES PLAINES AVENUE UNIT D FOREST PARK, IL 60130 | CONTINENTAL AMERICAN INSURANCE COMPANY | $35 | — | $35 | 0.03% |
| TIFFANY ANNE KING3 | 4211 S HURON ST ENGLEWOOD, CO 80110 | CONTINENTAL AMERICAN INSURANCE COMPANY | $32 | — | $32 | 0.03% |
| WESTERMAYER AND ASSOCIATES LLC3 | 2001 TRAILCREST LANE #5 KIRKWOOD, MO 63122 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | 0.02% |
| ROCKWELL & ASSOCIATES3 Filed as: ROCKWELL & ASSOCIATES LTD | 303 WEST ERIE SUITE 400 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | — | $20 | 0.02% |
| JOHN PARISH3 | 6033 N SHERIDAN ROAD CHICAGO, IL 60660 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.01% |
| BRIAN W PATTEN3 Filed as: BRIAN WILLIAM PATTEN | 121 BUCKHORN ROAD BADEN, PA 150052561 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| JOSEPH A NASCA3 | 222 W ERIE ST APT 2210 CHICAGO, IL 606544838 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| TODD DEVOSS3 Filed as: TODD C DEVOSS | 798 EAGLE DR AURORA, IL 605063675 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| TIMOTHY B ASBY3 | 9247 N MERIIDIAN ST SUITE 205 INDIANAPOLIS, IN 46260 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $350 | $350 | 0.50% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,393 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,395 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 3,443 | $1.5M |
| Vision | VISION SERVICE PLAN | 1,410 | $312K |
| Life insurance(2 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,240 | $492K |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 662 | $120K |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,317 | $293K |
| Other(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 2,317 | $190K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,443 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.