| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF NORTH ILLINOIS | 222 NORTH LARKIN AVENUE JOLIET, IL 60435 | HMO ILLINOIS | $202K | $6K | $208K | 1.72% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF NORTH ILLINOIS | 220 N LARKING AVENUE JOLIET, IL 60435 | BLUE CROSS BLUE SHIELD | $155K | $4K | $159K | 2.28% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF NORTH ILLINOIS | 220 NORTH LARKIN AVENUE JOLIET, IL 60435 | METROPOLITAN LIFE INSURANCE COMPANY | $93K | $15K | $107K | 8.49% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF NORTH ILLINOIS | 220 NORTH LARKING AVENUE JOLIET, IL 60435 | METROPOLITAN LIFE INSURANCE COMPANY | $47K | $4K | $52K | 14.97% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF NORTH ILLINOIS | 220 NORTH LARKIN AVENUE JOLIET, IL 60435 | VISION SERVICE PLAN | $25K | — | $25K | 9.18% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF NORTH ILLINOIS | 22 N LARKIN AVENUE JOLIET, IL 60435 | AFLAC | $30K | — | $30K | 12.21% |
| JEFFREY LYNN LAMBERT3 | 7 CENTER STREET HINSDAL, IL 60521 | AFLAC | $2K | $186 | $2K | 0.86% |
| STEPHEN KELLS3 | 514 MAYFAIR COURT GERMANTOWN HILL, IL 61548 | AFLAC | $2K | $186 | $2K | 0.81% |
| MARCIN ZUREK3 | 1010 LAKE STREET SUITE 430 OAK PARK, IL 60301 | AFLAC | $1K | — | $1K | 0.59% |
| DANIEL E ELLIS3 | 377 E BUTTERFIELD ROAD SUITE 210 LOMBARD, IL 60148 | AFLAC | $1K | — | $1K | 0.57% |
| RICHELLE M VOITIK3 | 200 NORTH LARKIN AVENUE JOLIET, IL 60435 | AFLAC | $228 | $929 | $1K | 0.48% |
| JOHN F SCULLY3 | 3500 BANKVIEW DRIVE JOLIET, IL 60431 | AFLAC | $1K | — | $1K | 0.47% |
| JAMES CAPPEL3 | 926 CARRIE AVE ROCHELLE, IL 61068 | AFLAC | $682 | — | $682 | 0.28% |
| JEREMY M SKEETERS3 | 6634 W ROY ROGERS RD PHOENIX, AZ 85083 | AFLAC | $564 | — | $564 | 0.23% |
| CHAD L NELSON3 Filed as: CHAD NELSON | 5266 N KUFALK LANE BYRON, IL 61010 | AFLAC | $505 | — | $505 | 0.21% |
| KELLEY STRAUGHAN3 | 1005 HIDDEN BRANCHES TRL CANTON, GA 30115 | AFLAC | $505 | — | $505 | 0.21% |
| CHRISTINE L BREWSTER3 | 1312 FARLEY LANE CHAMPAIGN, IL 61822 | AFLAC | $299 | — | $299 | 0.12% |
| KENT HORSMAN3 | 14162 LADUE ROAD CHESTERFIELD, MO 63017 | AFLAC | $276 | — | $276 | 0.11% |
| GARY W WARE JR3 | 2306 VALLEYBROOK DRIVE CHAMPAIGN, IL 61822 | AFLAC | $189 | — | $189 | 0.08% |
| MARCIN ZUREK3 | 1431 OPUS PLACE SUITE 110 DOWNERS GROVE, IL 60516 | AFLAC | $146 | — | $146 | 0.06% |
| ELAINE A WRINKLE | — | AFLAC | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,848 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 23 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 1,872 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD | 1,171 | $7.0M |
| Dental(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD | 2,794 | $8.2M |
| Vision | VISION SERVICE PLAN | 1,115 | $268K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,503 | $344K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,503 | $586K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,794 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.