| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF NORTH ILLINOIS | 220 NORTH LARKIN AVENUE JOLIET, IL 60435 | BLUE CROSS BLUE SHIELD | $313K | — | $313K | 2.23% |
| JOHN MANNER INSURANCE AGENCY INC.3 Filed as: JOHN MANNING INSURANCE AGENCY, INC. | 220 NORTH LARKIN AVENUE JOLIET, IL 60435 | BLUE CROSS BLUE SHIELD | $6K | — | $6K | 0.04% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF NORTH ILLINOIS | 220 NORTH LARKIN AVENUE JOLIET, IL 60435 | HMO ILLINOIS | $176K | $3K | $179K | 2.68% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF NORTH ILLINOIS | 220 NORTH LARKIN AVENUE JOLIET, IL 60435 | METROPOLITAN LIFE INSURANCE COMPANY | $79K | — | $79K | 6.65% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF NORTH ILLINOIS | 220 NORTH LARKIN AVENUE JOLIET, IL 60435 | METROPOLITAN LIFE INSURANCE COMPANY | $48K | $252 | $48K | 14.90% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN AND BROWN OF NORTH ILLINOIS | 220 N LARKIN AVE JOLIET, IL 60435 | AFLAC | $26K | — | $26K | 10.79% |
| STEPHEN KELLS3 | 514 MAYFAIR COURT GERMANTOWN, IL 61548 | AFLAC | $3K | $155 | $3K | 1.31% |
| JEFF LAMBERT3 | 15419 W 127TH STREET LEMONT, IL 60439 | AFLAC | $3K | $155 | $3K | 1.19% |
| JOHN F SCULLY Filed as: JOHN SCULLY | 3500 BANKVIEW DRIVE JOLIET, IL 60431 | AFLAC | $1K | — | $1K | 0.54% |
| RICHELLE M VOITIK3 Filed as: RICHELLE M VOTIK | 220 NORTH LARKIN AVENUE JOLIET, IL 60435 | AFLAC | $246 | $775 | $1K | 0.42% |
| JEREMY M SKEETERS3 Filed as: JEREMY SKEETERS | 0930 W RANCH DRIVE PEORIA, AZ 85383 | AFLAC | $798 | — | $798 | 0.33% |
| JAMES CAPPEL3 | 24346 S DUPAGE DRIVE CHANNAHON, IL 60410 | AFLAC | $791 | — | $791 | 0.33% |
| CHAD L NELSON3 Filed as: CHAD NELSON | 490 EAST ROOSEVELT ROAD WEST CHICAGO, IL 60185 | AFLAC | $626 | — | $626 | 0.26% |
| KELLY STAUGHAN3 | 1005 HIDDEN BRANCHES TRAIL CANTON, GA 30115 | AFLAC | $590 | — | $590 | 0.25% |
| CHRISTINE L BREWSTER3 | 1312 FARLEY LANE CHAMPAIGN, IL 61822 | AFLAC | $434 | — | $434 | 0.18% |
| KENT HORSMAN3 | 14162 LADUE ROAD CHESTERFIELD, MO 63017 | AFLAC | $322 | — | $322 | 0.13% |
| GARY W WARE JR3 Filed as: GARY W WARE, JR | 2306 VALLEYBROOK DRIVE CHAMPAIGN, IL 61822 | AFLAC | $258 | — | $258 | 0.11% |
| ELAINE A WRINKLE3 | 404 TICKSEED AVE SAVOY, IL 61874 | AFLAC | $198 | — | $198 | 0.08% |
| SCOTT A HOWARD | 1491 GINGER LANE NEW LENOX, IL 60451 | AFLAC | $156 | — | $156 | 0.06% |
| DIANN KRZCIOK3 | 2682 GRAND FORKS ROAD HENDERSON, NV 89052 | AFLAC | $105 | — | $105 | 0.04% |
| REBECCA E WILLIAMSON3 Filed as: REBECCA WILLIAMSON | 10 N LOCUST STREET MANTENO, IL 60950 | AFLAC | $64 | $40 | $104 | 0.04% |
| TIMOTHY B ASBY3 | 11500 GOLDEN WILLOW COURT ZIONVILLE, IN 46077 | AFLAC | $87 | — | $87 | 0.04% |
| MARK I SHIFMAN3 | 5517 DENNY AVENUE NORTH HOLLYWOOD, CA 91606 | AFLAC | $64 | — | $64 | 0.03% |
| AARON J DUNNILL3 Filed as: AARON DUNNILL | 1137 E 500N ROAD BOURBONNAIS, IL 60914 | AFLAC | $35 | $8 | $43 | 0.02% |
| TIMOTHY INGRAM3 | 1355 LYNNFIELD STREET MEMPHIS, TN 38119 | AFLAC | $16 | $8 | $24 | 0.01% |
| 22 INSURANCE GROUP INC3 | 22385 MISTY FALLS CIRCLE FRANKFORT, IL 60423 | AFLAC | $18 | — | $18 | 0.01% |
| SCOTT LYDEN3 | 1284 ROSEGATE COURT AURORA, IL 60504 | AFLAC | $13 | — | $13 | 0.01% |
| TODD DEVOSS3 | 321 N CLARK STREET CHICAGO, IL 60654 | AFLAC | $3 | $8 | $11 | 0.00% |
| BRIAN W PATTEN3 Filed as: BRIAN PATTEN | 120 MARGUERITE DRIVE CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $3 | $8 | $11 | 0.00% |
| JACQUELINE CASTRO3 | 100 WALL STREET NEW YORK, NY 10005 | AFLAC | $3 | $8 | $11 | 0.00% |
| VICKI S LYNN3 Filed as: VICKI LYNN | PO BOX 164 ARENZVILLE, IL 62611 | AFLAC | $7 | $4 | $11 | 0.00% |
| TERRY J SILVERS3 | 100 GREENLEAF DRIVE FLAT ROCK, NC 28731 | AFLAC | $10 | — | $10 | 0.00% |
| JOSEPH P CALARCO3 Filed as: JOSEPH NASCA | 28081 W MAPLE AVE BARRINGTON, IL 60010 | AFLAC | $3 | $7 | $10 | 0.00% |
| RUSSELL THOMAS3 | 611 EAST BRAODWAY ST TOLONO, IL 61880 | AFLAC | $10 | — | $10 | 0.00% |
| ELIZABETH A LENZO3 Filed as: ELIZABETH LENSO | 1840 VIA DEL REY SOUTH PASADENA, CA 91030 | AFLAC | $9 | — | $9 | 0.00% |
| KNUTE NELSON3 | 5650 W 36TH STREET ST. LOUIS PARK, MN 55418 | AFLAC | $8 | — | $8 | 0.00% |
| BRIAN R KIMMEL3 Filed as: BRIAN KIMMEL | 309 BRAESWICK DRIVE LAKE ST. LOUIS, MO 63367 | AFLAC | $7 | — | $7 | 0.00% |
| DENNIS J CASSENS3 Filed as: DENNIS CASSENS | 4646 E MARRILL ROAD BYRON, IL 61010 | AFLAC | $6 | — | $6 | 0.00% |
| LISA QUISENBERRY3 | 929 BOX ELDER DRIVE KIRKWOOD, MO 63122 | AFLAC | $5 | — | $5 | 0.00% |
| CHRISTOPHER A SKEETERS3 Filed as: CHRISTOPHER SKEETERS | 808 N BRUNS LANE SPRINGFIELD, IL 62702 | AFLAC | $4 | — | $4 | 0.00% |
| ELIZABETH M GASPAROVIC3 Filed as: ELIZABETH GASPAROVIC | 1531 W RUE JAMES PLACE PALATINE, IL 60067 | AFLAC | $3 | — | $3 | 0.00% |
| LORI WARE3 | 2306 VALLEYBROOK DRIVE CHAMPAIGN, ID 61822 | AFLAC | $3 | — | $3 | 0.00% |
| BENYAMIN PONDER3 | 1111 W MORTON AVE JACKSONVILLE, IL 62650 | AFLAC | $2 | — | $2 | 0.00% |
| CHRISTIAN WOMACK3 | 32960 N THREE OAKS LANE LIBERTYVILLE, IL 60048 | AFLAC | $2 | — | $2 | 0.00% |
| GREGORY SHARP3 | 702 EAST 5TH STREET COAL VALLEY, IL 61240 | AFLAC | $2 | — | $2 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF NORTH ILLINOIS | 220 NORTH LARKIN AVENUE JOLIET, IL 60435 | VISION SERVICE PLAN | $24K | — | $24K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,881 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 12 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,893 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD | 1,800 | $14.1M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 2,862 | $1.2M |
| Vision | VISION SERVICE PLAN | 1,006 | $238K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,546 | $325K |
| Prescription drug | BLUE CROSS BLUE SHIELD | 1,800 | $14.1M |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,546 | $565K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,862 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.