See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PAYDHEALTH LLC NONE | Contract Administrator Service code 13 | PO BOX 840557 LOS ANGELES, CA 900840557 | $1.1M |
| EMPIRX HEALTH EIN 47-1226691 NONE | Contract Administrator Service code 13 | — | $1.1M |
| SOUTHWEST SERVICE ADMINISTRATORS NONE | Claims processing Service code 12 | 2550 W UNION HILLS DR., UNIT 250 PHOENIX, AZ 85027 | $995K |
| VALENZ CARE NONE | Other services Service code 49 | 23048 N. 15TH AVENUE PHOENIX, AZ 85027 | $589K |
| EPLAN LLC EIN 20-3720767 NONE | Other services Service code 49 | — | $393K |
| NATIONAL INVESTMENT SERVICES, INC EIN 84-3937993 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $292K |
| JOHNSON & KROL, LLC EIN 36-4342024 NONE | Legal Service code 29 | — | $174K |
| MORGAN, LEWIS & BOCKUS LLP EIN 23-0891050 NONE | Legal Service code 29 | — | $172K |
| FOSTER & FOSTER INC. EIN 59-1921114 NONE | Consulting (general); Actuarial Service code 11 | — | $127K |
| BRIDGEWAY SOFTWARE SOLUTIONS EIN 52-1796473 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $121K |
| DELTA DENTAL OF ILLINOIS EIN 36-2612058 NONE | Claims processing Service code 12 | — | $119K |
| JEANINE EARTH-GILLUND EIN 36-2331071 PLAN ADMINISTRATOR | Plan Administrator Service code 14 | — | $113K |
| MACNELL ACCOUNTING AND CONSULTING L EIN 30-0510353 NONE | Accounting (including auditing) Service code 10 | — | $102K |
| ANNE PENNEY EIN 36-2331071 EMPLOYEE | Employee (plan) Service code 30 | — | $79K |
| TELADOC EIN 04-3705970 NONE | Other services Service code 49 | — | $67K |
| ABSOLUTE SOLUTIONS LLC NONE | Other services Service code 49 | 2863 W 95TH STREET SUITE 143 NAPERVILLE, IL 60564 | $66K |
| KRISTINE BENDY EIN 36-2331071 EMPLOYEE | Employee (plan) Service code 30 | — | $65K |
| CALIBRE CPA GROUP PLLC EIN 47-0900880 NONE | Accounting (including auditing) Service code 10 | — | $62K |
| KRISTIN LINK EIN 36-2331071 EMPLOYEE | Employee (plan) Service code 30 | — | $61K |
| OLD NATIONAL BANK EIN 35-1539838 NONE | Custodial (securities) Service code 19 | — | $41K |
| BUCK GLOBAL LLC EIN 13-3954297 NONE | Consulting (general); Actuarial Service code 11 | — | $40K |
| STRATEGIC CAPITAL INVEST ADVISORS EIN 36-4268991 NONE | Consulting (general) Service code 16 | — | $40K |
| MELANIE MULHERON EIN 36-2331071 EMPLOYEE | Employee (plan) Service code 30 | — | $38K |
| LISA CONNER EIN 36-2331071 EMPLOYEE | Employee (plan) Service code 30 | — | $34K |
| NICOLE KERKSTRA EIN 36-2331071 EMPLOYEE | Employee (plan) Service code 30 | — | $32K |
| K-PLUS TECHNOLOGY SOLUTIONS EIN 36-4282001 NONE | Other services Service code 49 | — | $14K |
| PROFESSIONAL BENEFIT ADMINISTRATORS EIN 36-3384135 NONE | Claims processing Service code 12 | — | $8K |
| LABOR FIRST, LLC EIN 06-1750191 NONE | Claims processing Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,525 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 973 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 6,498 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA INSURANCE COMPANY | 797 | $1.9M |
| Vision | VISION SERVICE PLAN | 5,594 | $732K |
| Life insurance(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 5,372 | $552K |
| Other | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 22 | $16K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,947 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.