| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 | 770 KENMOOR AVE SUITE 300 GRAND RAPIDS, MI 49546 | BLUECROSS BLUESHIELD OF ILLINOIS | $49K | — | $49K | 2.24% |
| CLEAR INSIGHT BENEFITS CONSULTING3 | 451 DUNHAM RD #600 ST. CHARLES, IL 60174 | BLUECROSS BLUESHIELD OF ILLINOIS | $22K | — | $22K | 1.01% |
| ROLAND J FISCHER & ASSOC3 | PO BOX 4018 WHEATON, IL 60189 | BLUECROSS BLUESHIELD OF ILLINOIS | $21K | — | $21K | 0.95% |
| ASSURANCE AGENCY LTD3 | 111 N CANAL ST STE 550 CHICAGO, IL 60606 | BLUECROSS BLUESHIELD OF ILLINOIS | $11K | — | $11K | 0.49% |
| THE HORTON GROUP3 Filed as: HORTON GROUP INC | 10320 ORLAND PKWY ORLAND PARK, IL 60467 | BLUECROSS BLUESHIELD OF ILLINOIS | $10K | — | $10K | 0.44% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE SUITE 1950 ATLANTA, GA 30339 | BLUECROSS BLUESHIELD OF ILLINOIS | $8K | — | $8K | 0.38% |
| ASSUREDPARTNERS3 Filed as: DIMOND BROS. INSURANCE | 928 CLINTON ROAD PO BOX 1090 PARIS, IL 61944 | BLUECROSS BLUESHIELD OF ILLINOIS | $8K | — | $8K | 0.36% |
| EMPLOYEE BENEFIT RISK MGT INC3 | 823 COMMERCE DR. #350 OAK BROOK, IL 60523 | BLUECROSS BLUESHIELD OF ILLINOIS | $8K | — | $8K | 0.34% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES | 353 N CLARK ST CHICAGO, IL 60654 | BLUECROSS BLUESHIELD OF ILLINOIS | $8K | — | $8K | 0.34% |
| FALOONA AGENCY INC3 | 16543 OAK PARK AVE TINLEY PARK, IL 60477 | BLUECROSS BLUESHIELD OF ILLINOIS | $7K | — | $7K | 0.34% |
| LARRY D DENNY3 Filed as: LARRY D OWEN | — | BLUECROSS BLUESHIELD OF ILLINOIS | $7K | — | $7K | 0.31% |
| E BROKER QUOTE LLC3 | 8770 W. BRYN MAWR AVENUE SUITE 1290W CHICAGO, IL 60631 | BLUECROSS BLUESHIELD OF ILLINOIS | $4K | — | $4K | 0.20% |
| GLACIER GROUP LLC3 | 54 W SEEGERS RD ARLINGTON HTS, IL 60005 | BLUECROSS BLUESHIELD OF ILLINOIS | $4K | — | $4K | 0.17% |
| GROUP MARKETING SERVICES INC3 | 304 S ELDORADO RD # 1 BLOOMINGTON, IL 61704 | BLUECROSS BLUESHIELD OF ILLINOIS | $2K | — | $2K | 0.08% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: CONNOR & GALLAGHER BENEFITS SERVICE | 750 WARRENVILLE RD #400 LISLE, IL 60532 | BLUECROSS BLUESHIELD OF ILLINOIS | $2K | — | $2K | 0.07% |
| BAUGHMAN GROUP3 Filed as: BAUGHMAN GROUP INC | 8903 REGENTS PARK DR. SUITE 110 TAMPA, FL 33647 | BLUECROSS BLUESHIELD OF ILLINOIS | $1K | — | $1K | 0.05% |
| FIRST MID INSURANCE GROUP INC3 | 1520 CHARLESTON AVE MATTOON, IL 61938 | BLUECROSS BLUESHIELD OF ILLINOIS | $835 | — | $835 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 446 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 447 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF ILLINOIS | 447 | $2.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 447 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.